Patrick Coyne Financial Planner

Patrick Coyne Financial Planner Dedicated to providing trustworthy, caring and clear financial guidance to help clients achieve their goals.

Financial Planner | Guiding Your Financial Journey with Trust and Care

As a financial planner, I’m passionate about helping people take control of their financial futures through personalized financial life planning, investment strategies, retirement planning, and ongoing support. My mission is to provide clear, compassionate guidance to those in need of financial assistance, ensuring you feel co

nfident every step of the way. Before transitioning to financial planning, I spent years as a software consultant. My experience in analyzing complex systems, problem-solving, and delivering results has shaped my ability to provide insightful, thoughtful financial advice today. Just as I used to design tailored software solutions, I now design custom financial strategies that align with my clients' goals and values. What sets me apart is my commitment to being trustworthy, a good communicator, and deeply caring about the financial well-being of those I work with. I believe in building long-term relationships based on transparency and a shared vision for success. Let’s work together to achieve your financial goals.

"I'd rather take my money to Vegas than invest in the stock market."Someone said this to me recently and honestly… I und...
11/12/2025

"I'd rather take my money to Vegas than invest in the stock market."

Someone said this to me recently and honestly… I understand where it comes from. Putting money into something unfamiliar can feel intimidating, confusing, and risky. But here's the twist: doing nothing with your money is a risk too.

Cash sitting untouched loses purchasing power every year because of inflation.
Bonds can default.
Stocks move up and down.

Every asset has some level of risk- the real question is which risks you're choosing. Your risk tolerance isn't random. It's shaped by your goals, personality, and experiences.

My role isn't to push you into something risky. It's to help you find options that fit your comfort level and support the future you want.

If you've been sitting on the sidelines, not investing, not planning… that's a decision. Let's make sure it's one that works for you- not against you.

One of the toughest questions regarding an S-Corp is when does it become worth it
11/06/2025

One of the toughest questions regarding an S-Corp is when does it become worth it

11/04/2025
From tax-free withdrawals to no required minimum distributions, Roth IRAs offer unique advantages. Here are a few benefi...
09/23/2025

From tax-free withdrawals to no required minimum distributions, Roth IRAs offer unique advantages. Here are a few benefits and limitations regarding Roth IRAs.

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College Bound? Take a look at this!
09/16/2025

College Bound? Take a look at this!

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Make the most of your employer-sponsored 401(k)  plan.
09/09/2025

Make the most of your employer-sponsored 401(k) plan.

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Where will you live when you retire? Will you rent or buy? What's right for you depends on your unique circumstances and...
09/04/2025

Where will you live when you retire? Will you rent or buy? What's right for you depends on your unique circumstances and goals for retirement. We're here to help you weigh your options when you're ready.

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Want your children to learn life skills that will make them confident, resilient adults? You can teach them about busine...
08/26/2025

Want your children to learn life skills that will make them confident, resilient adults? You can teach them about business early. Here are four ways:

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Retirement isn't just about asking "Do I have enough?" It's also about asking "What do I want to do with what I have?" W...
08/19/2025

Retirement isn't just about asking "Do I have enough?" It's also about asking "What do I want to do with what I have?" Whether it's travel, a passion project, helping your family, or giving back, it's a time to turn your preparation into possibility.

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A million dollars may seem like a daunting figure, especially if you haven't been diligent about saving, but there's goo...
03/26/2025

A million dollars may seem like a daunting figure, especially if you haven't been diligent about saving, but there's good news: You don't have to make $1 million to save $1 million. Following these five principles can help you successfully prepare for retirement.

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We all like to think we're making rational investment decisions, but our brains often have other plans. This article bre...
03/20/2025

We all like to think we're making rational investment decisions, but our brains often have other plans. This article breaks down the sneaky biases that can trip us up - and how planning ahead is the best way to prevent them from becoming an issue

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Helping the next generation build wealth. If you know a young adult just starting their financial journey, here are some...
03/04/2025

Helping the next generation build wealth. If you know a young adult just starting their financial journey, here are some key investing concepts to set them up for success.

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Address

2395 N. Courtenay Pkwy Ste 201
Merritt Island, FL

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