Turner Florida Insurance

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Turner Florida Insurance Insurance has been a Turner family tradition for over 45 years. We specialize in asset protection – insuring your Auto, Home, Life, Toys and Business.

Turner Insurance was founded with a mission to help people in our community find affordable insurance and to provide our customers with valuable and trustworthy insurance advice. Turner Florida Insurance was founded with a mission to help people in our community find affordable insurance and to provide our customers with valuable and trustworthy insurance advice. We take pride in the quality of our products and service that we offer. Contact us today and we promise an enjoyable experience, affordable prices and advice you can trust.

After-school activities can be a rush of spending time with friends, attending clubs or sports, and students making thei...
09/15/2026

After-school activities can be a rush of spending time with friends, attending clubs or sports, and students making their way home. Reviewing a few key safety tips before your students leave school can help keep them safe and everyone on the same page.

🔵Set up a check-in routine, so your children contact you as soon as they arrive home. A family locator app or a GPS tracker on their backpack can also give you real-time peace of mind on their route home.

🔵If your child will be home alone, establish clear rules about locking the door, who is allowed to visit, and what to do if someone unexpected shows up.

🔵Talk through internet safety with your child, reminding them never to share personal information, including their name, address, or school, with anyone online.

🔵Make sure your child knows what to do in an emergency. That means knowing where to shelter during severe weather, where to meet outside in the event of a fire, and who to call if they need immediate help.

🔵If your child walks or bikes home, review the route together and make sure they know to avoid shortcuts through unfamiliar or secluded areas and to never accept a ride from someone they do not know.

We hope you find these after-school safety tips helpful for you and your student this school year.

As a reminder, if you need anything this school year, do not hesitate to reach out to our team. We are here to support you.

If you manage a commercial fleet, driver training is probably something you think about often, and for good reason. Over...
09/09/2026

If you manage a commercial fleet, driver training is probably something you think about often, and for good reason. Over 90% of workplace vehicle accidents are caused by driver error, which means the quality of your training program has a direct impact on your risk exposure.

One solution for driver training that's gaining traction among fleet operators is simulation-based training. Swipe for reasons why this training method is worth considering.

If you have questions about how your training program might affect your commercial coverage, I'd be happy to talk it through. Otherwise, I’m here if you have any general questions about your commercial auto coverage. Feel free to reach out anytime.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/07/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

🎉 Today we celebrated a very special milestone—Margaret’s 50th birthday! 🎂Margaret took yesterday off to enjoy her big d...
08/26/2026

🎉 Today we celebrated a very special milestone—Margaret’s 50th birthday! 🎂

Margaret took yesterday off to enjoy her big day, but we couldn’t let the big 5-0 pass without celebrating her at the office today! We’re so thankful we got to mark the occasion together with plenty of cake, laughter, and Baltimore Ravens spirit. 🖤💜

Please join us in wishing Margaret a fabulous 50th birthday and an amazing year ahead! 🥳

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it ...
08/25/2026

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it is not always that simple. Understanding your policy's effective date and how to align it with your business operations is one of the most practical steps you can take to protect your business. Swipe to learn more.

If you have questions about your commercial insurance coverage or your policy’s effective dates, reach out to us. We are here to help.

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of th...
08/20/2026

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of the preparation process: reviewing your personal insurance coverages before a storm even hits.

Here are a few key areas we suggest reviewing this hurricane season:

🔵 Hurricane Deductibles - Some homeowners policies in some states may include a hurricane deductible, which is often a percentage of your home’s insured value. This deductible is separate from your standard homeowners deductible and is the amount of money you must pay toward hurricane-related damage before your insurance company starts paying. Know what triggers it and how much you’d owe.

🔵 Flood and Windstorm Coverage - Flood damage typically requires separate flood insurance, and damage from unnamed windstorms may also be excluded from some policies. Reviewing your coverage and filling any gaps before a storm hits can make a significant difference.

🔵 Filing Claims - Ahead of a hurricane, document the state of your home. Then, after the storm, document damage with photos and videos before you begin cleaning up or repairs. This can help fully showcase any potential damage done by a storm. Additionally, as you make repairs, keep receipts for what you spend.

As always, know that we are here to help if you have any questions about your coverage or if you would like to talk through layering on more coverage. Reach out today, and we can get started.

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of t...
08/13/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

🚨 PARENTS OF TEEN DRIVERS — THIS IS WORTH READINGThe Wall Street Journal recently reported on changes State Farm made to...
08/12/2026

🚨 PARENTS OF TEEN DRIVERS — THIS IS WORTH READING

The Wall Street Journal recently reported on changes State Farm made to its auto policy language regarding undisclosed drivers.

According to the WSJ, State Farm added a “duty to notify” the company of changes — including new regular drivers of a vehicle. The article reports that claims involving drivers who weren’t listed on policies cost State Farm nearly $1.5 BILLION per year.

Why does this matter?

If someone in your household starts regularly driving your vehicles — especially a teenager who just got their license — don’t assume they’re automatically covered just because they live in your house.

The WSJ reports that State Farm’s new policy wording could result in claims being denied in situations where the company may have paid the claim in the past.

⚠️ And this isn’t just a State Farm conversation.

Every insurance company has its own rules regarding household members, licensed drivers, permissive use and when a driver must be disclosed or added to a policy.

Our advice: If someone in your household gets their license, moves into your home, starts using one of your vehicles regularly, or your household situation changes — CALL YOUR INSURANCE AGENT.

A five-minute conversation now could prevent a very expensive surprise after an accident.

📞 Turner Florida Insurance
Independent agents. Multiple insurance companies. One team looking out for you.

Have a teenage driver getting their license soon? Send us a message and we’ll help you understand what you need to do.

If your business provides services or advice to clients, professional liability insurance, also known as errors and omis...
08/10/2026

If your business provides services or advice to clients, professional liability insurance, also known as errors and omissions insurance, is one of the most important coverages you can carry. Swipe through for a quick overview of what this coverage is, which businesses need it, and why it matters.

If you have questions about your professional liability coverage, reach out to us today. We are here to help you stay covered and protected.

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot f...
08/06/2026

The kids are headed back to school, and that can only mean two things: The house is quiet again, and the coffee is hot for the first time in months.

However you are feeling about back-to-school season this year, we hope the transition is going smoothly for your family. As always, if there is anything we can do to help, do not hesitate to reach out. That is what we are here for.

Address

232 S Courtenay Pkwy
Merritt Island, FL
32952

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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