Sigma Insurance Brokerage, INC.

Sigma Insurance Brokerage, INC. Sigma Insurance Brokerage is a full-service agency. Ready to help you with all your insurance needs.

Welcome to Sigma Insurance Brokerage, Inc., where we make business insurance less complicated and more efficient. Founded in 1995, we've devoted over two decades to becoming experts in the insurance needs of commercial enterprises, holding companies, and the people behind them. Our robust suite of offerings includes specialized solutions for Home, Auto, Business Development Contractors, and Labor

Law Coverage.

- What We Do

We recognize that insurance isn't just about policies; it's about peace of mind. That's why we provide comprehensive solutions that extend beyond the policy document. Our services cover:

* Procurement: We help you find the insurance policy that best fits your unique business requirements, tapping into a broad range of options from various providers.

* Management: Keeping track of multiple policies can be a headache. We manage your insurance portfolio so you don't have to, ensuring all policies are up-to-date and offer the protection you need.

* Compliance: In today's complex regulatory environment, staying compliant is critical. We assist in ensuring that your business meets all local, state, and federal insurance requirements.

* Consulting: We offer risk management consultations to identify potential threats to your business and recommend strategies to mitigate them. Our goal is to help you focus on your business growth, while we take care of the risks.

- Why Choose Us?

* Choice: We offer a broad spectrum of insurance products, giving you the freedom to choose the one that suits your needs.

* Technology: Our tech-driven approach makes managing your insurance portfolio smooth and straightforward, from policy selection to claims management.

* Expertise: With over 20 years in the industry, our team has the experience and insights to guide you through the complex world of insurance. We pride ourselves on being more than just an insurance brokerage; we're your strategic partner in all things insurance. With Sigma Insurance Brokerage, you can focus on what you do best—growing your business—while we handle the rest. For more information, visit our website: https://www.sigmainsuranceinc.com

Feel free to adapt or expand this description to align with the voice and brand identity of Sigma Insurance Brokerage, Inc.

Builder’s Risk Insurance isn’t just coverage — it’s protection for your entire project.When you’re building, renovating,...
05/05/2026

Builder’s Risk Insurance isn’t just coverage — it’s protection for your entire project.

When you’re building, renovating, or flipping…
you need more than the basics.

💡 Smart builders add these key endorsements:

* 🔹 Soft Costs Coverage (delays = real money)
* 🔹 Ordinance & Law (code upgrades)
* 🔹 Theft of Materials (on-site & in transit)
* 🔹 Debris Removal
* 🔹 Equipment Breakdown
* 🔹 Flood & Wind (if applicable)
* 🔹 Vacancy / Project Delay Extensions

⚠️ One uncovered loss can wipe out your profit.

We build policies the same way you build projects — solid from the foundation up.

⸻

📞 Zoey Manasakis
📲 516-286-0702
📧 [email protected]

⸻

SIGMA INSURANCE BROKERAGE
Protecting Builders. Protecting Investments. 🏗️

Women-led. Minority-owned. Built for success. 🏗️✨At Sigma Insurance, we proudly protect contractors, builders, and growi...
04/29/2026

Women-led. Minority-owned. Built for success. 🏗️✨

At Sigma Insurance, we proudly protect contractors, builders, and growing businesses with smart coverage designed for every phase of the job.

From general liability to workers’ comp, we help build confidence behind every project.

Supporting women-owned and minority-owned businesses across New York & beyond.

Let’s build something stronger together.

📞 Zoey Manasakis
516-286-0702
📩 [email protected]

🚛 Sigma Insurance BrokerageCommercial Auto in NY is changing — are you protected?New York remains one of the most expens...
04/19/2026

🚛 Sigma Insurance Brokerage

Commercial Auto in NY is changing — are you protected?

New York remains one of the most expensive auto insurance markets due to high claim payouts, fraud, and rising repair costs.
For business owners, this means rates are climbing — and underwriting is getting stricter.

⸻

⚠️ Why rates are going up

• Heavy traffic = more accidents
• Rising repair & medical costs
• Increased lawsuits & claim severity
• Fraud & staged accidents impacting pricing

Professional Liability vs. Malpractice — What’s the Difference?Not all liability coverage is the same—and understanding ...
04/01/2026

Professional Liability vs. Malpractice — What’s the Difference?

Not all liability coverage is the same—and understanding the difference matters.

🔹 Professional Liability (E&O)
Protects professionals against claims of negligence, errors, or failure to deliver services as promised.
👉 Common for consultants, brokers, real estate professionals, designers, and contractors.

🔹 Malpractice Insurance
A specialized type of professional liability for medical and healthcare professionals.
👉 Covers claims involving patient harm, misdiagnosis, or treatment errors.

💡 Simple Breakdown:
All malpractice is professional liability…
but not all professional liability is malpractice.

If you provide advice, services, or expertise—you need protection tailored to your profession.

📞 516-286-0702
📧 [email protected]
🌐 sigmainsuranceinc.com

March 25th 🇬🇷A day of faith, freedom, and pride.Honoring the heroes of the Greek War of Independenceand the spirit that ...
03/25/2026

March 25th 🇬🇷
A day of faith, freedom, and pride.

Honoring the heroes of the Greek War of Independence
and the spirit that still lives in every Greek heart today.

EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)One claim from an employee can cost your business tens of thousands — eve...
03/24/2026

EMPLOYMENT PRACTICES LIABILITY INSURANCE (EPLI)

One claim from an employee can cost your business tens of thousands — even if you did nothing wrong.

📌 Covers claims such as:
• Wrongful termination
• Discrimination
• Harassment
• Retaliation

Today’s workplace is different — and lawsuits are more common than ever.

If you have employees, you need EPLI. Period.

At Σ Sigma Insurance Brokerage, we protect business owners before problems happen — not after.

📞 516-286-0702
📧 [email protected]
🌐 sigmainsuranceinc.com

NYC Contractors — this is the biggest insurance mistake I see.Your policy says “Blanket Additional Insured.”You think yo...
03/10/2026

NYC Contractors — this is the biggest insurance mistake I see.

Your policy says “Blanket Additional Insured.”

You think you’re protected.

But most policies also say:

⚠️ “Only when required by written contract executed prior to the loss.”

If your contract isn’t signed before the job starts, the additional insured coverage may not apply.

I see this mistake all the time when reviewing contractor policies.

Before you start your next job, make sure your insurance actually works the way you think it does.

📞 Zoey Manasakis
Σ Sigma Insurance Brokerage
516-286-0702

Contractor Policy ReviewBefore starting a job in the NYC 5 Boroughs, make sure your coverage meets contract and Labor La...
03/05/2026

Contractor Policy Review

Before starting a job in the NYC 5 Boroughs, make sure your coverage meets contract and Labor Law requirements.

Zoey Manasakis
Sigma Insurance Brokerage

📞 516-286-0702

✔ Contractor insurance specialist
✔ Labor Law risk review
✔ Policy consultation
✔ 25+ years industry experience

Call for a professional policy review.

💧 How Flood Insurance Works (Quick Breakdown)Many homeowners are surprised to learn that standard homeowners insurance d...
02/21/2026

💧 How Flood Insurance Works (Quick Breakdown)

Many homeowners are surprised to learn that standard homeowners insurance does NOT cover flood damage.

Here’s how flood insurance actually works:

✅ Separate policy
Flood insurance is its own policy—usually through the National Flood Insurance Program (NFIP) or select private carriers.

✅ What it covers
• Water damage from rising water
• Storm surge
• Overflow of rivers, canals, or drainage systems
• Heavy rain accumulation

✅ Two parts of coverage
• Building coverage (structure, foundation, systems)
• Contents coverage (personal belongings – optional)

✅ Waiting period
Most flood policies have a 30-day waiting period before coverage starts (plan ahead).

✅ Required or optional?
• Required if you have a mortgage in a high-risk flood zone
• Still smart protection even in low-risk zones (over 25% of flood claims come from them)

🌊 Flood damage can happen anywhere—not just near the water.

If you’re unsure whether you need flood insurance or already have it through escrow, I’m happy to review it with you.

📞 Zoey Manasakis
Sigma Insurance Brokerage, Inc.
📱 516-286-0702
📍 Serving NY & FL

⸻💡 Homeowners Tip: You might be paying for home insurance twice without realizing it.If you have a mortgage, your home i...
02/20/2026

⸻

💡 Homeowners Tip: You might be paying for home insurance twice without realizing it.

If you have a mortgage, your home insurance is often included in your escrow — but many homeowners continue paying a separate policy on their own.

📌 Important:
In the sample mortgage statement shown, the highlighted section labeled “Escrow (Taxes & Insurance)” means the lender is already collecting and paying the insurance for you.

➡️ If your mortgage statement shows taxes and insurance included in escrow like the highlighted area, you should NOT be paying your home insurance separately to a broker or carrier.

✅ Check your mortgage statement
✅ Review your escrow line items
✅ Avoid double payments

Not sure? I’m happy to review it with you.

📞 Zoey Manasakis
Sigma Insurance Brokerage, Inc.
516-286-0702

Address

Merrick, NY
11566

Telephone

+15162860702

Website

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