SAI Insurance

SAI Insurance SAI is an Independent Professional Insurance Agency writing Business & Personal Insurance We also offer Defensive Driving Classes!

Independent Insurance Agency - Servicing New York, New Jersey, Connecticut, Pennsylvania, Florida. Offering Personal Auto, Home, Umbrella, Life, Health, Disability and Commercial Auto, Package, Workers Compensation, Umbrella, Life, Health and Disability. Specializing in Contractors, Real Estate, Retail, Wholesale and Manufacturing Classes.

Understanding the difference between inland marine insurance and equipment floater coverage can make a big impact on you...
06/17/2026

Understanding the difference between inland marine insurance and equipment floater coverage can make a big impact on your overall business insurance strategy. At Selective Associates Insurance, we want to help you feel confident about the protection you choose.

Both coverages offer important advantages:
• They protect property that moves from jobsite to jobsite
• They help fill gaps left by standard commercial property policies
• They cover common risks like theft and damage
• They’re essential for contractors and businesses transporting tools, materials, and equipment

The right fit depends on what you use, how often you move it, and where it’s stored. Many businesses benefit from having both broader inland marine protection and more specific equipment coverage.

If you're not sure whether your current policy reflects how your business actually operates, our team is here to help. Give us a call at (877) 546-6474 or visit https://saiinsurance.com to review your options.

If your business regularly moves materials, tools, or equipment between job sites, it’s important to understand where st...
06/10/2026

If your business regularly moves materials, tools, or equipment between job sites, it’s important to understand where standard property coverage stops and where additional protection is needed.

Inland marine insurance helps cover mobile property as it moves from one location to another — something that’s especially important for construction operations. From equipment in transit to tools stored at temporary sites, these exposures often fall outside the scope of a standard property policy.

At Selective Associates Insurance, our team helps businesses across NY and FL understand what their policies do (and don’t) cover so they can make confident decisions. If you’re unsure whether your current commercial insurance protects your tools and equipment on the move, we’re here to help.

Reach out anytime at (877) 546-6474 or visit https://www.saiinsurance.com to start the conversation.

With the cost of doing business on the rise, our team at Selective Associates Insurance wanted to offer a quick, easy br...
06/09/2026

With the cost of doing business on the rise, our team at Selective Associates Insurance wanted to offer a quick, easy breakdown of equipment breakdown coverage. This type of commercial insurance can help protect your business from the financial impact of essential systems unexpectedly failing.

Swipe through to learn what equipment breakdown coverage is, how it works, and why it matters for businesses that rely on critical equipment every day.

If your operations depend on key systems to stay up and running, it’s a great time to review your business insurance portfolio to make sure you’re fully protected. Give us a call at (877) 546-6474 — we’re here to help you navigate your options.

For many contractors, equipment is one of the most valuable parts of the business, and protecting it as it moves from jo...
06/05/2026

For many contractors, equipment is one of the most valuable parts of the business, and protecting it as it moves from job to job is essential.

Equipment floater insurance offers flexible protection for contractor‑owned machinery like excavators, loaders, generators, and other mobile equipment. Since these assets face risks such as theft, vandalism, fire, and weather‑related damage, having the right coverage helps prevent downtime and keeps projects moving.

At Selective Associates Insurance, our team helps contractors understand their exposures and choose coverage that fits the equipment they rely on every day.

If you'd like to review your current policy or explore options, we're here to help.
Call us at (877) 546-6474 or visit https://saiinsurance.com

A raise or promotion can be a big milestone—and it often means your financial picture is changing, too. When your income...
06/04/2026

A raise or promotion can be a big milestone—and it often means your financial picture is changing, too. When your income increases, your long‑term responsibilities and financial protections may need a second look, including your life insurance coverage.

Life insurance is designed to help protect your family from financial risks tied to income, debt, and future obligations. When those numbers shift, your coverage should reflect it. Our team at Selective Associates Insurance is here to help you understand what an income change might mean for your personal insurance.

If your earnings have recently gone up, now is a great time for a quick coverage check. Reach out to us anytime—our team is always here to review your policy and help you feel confident about your next steps.

When a contract asks one party to list another as an additional insured, many people assume it provides broad, automatic...
06/04/2026

When a contract asks one party to list another as an additional insured, many people assume it provides broad, automatic protection — but that’s not always the case. Additional insured endorsements are specific, and understanding what they actually cover is key to avoiding surprises.

Our team at Selective Associates Insurance is here to make this clearer. Swipe through to learn what an additional insured endorsement really is, how it generally works, and why it matters for your business insurance.

If you have a contract you’d like us to review or want help understanding how additional insured status applies under your policy, reach out anytime. We’re here to help.

June is National Fireworks Safety Month, and it's a great reminder to plan summer celebrations with safety in mind. Fire...
06/04/2026

June is National Fireworks Safety Month, and it's a great reminder to plan summer celebrations with safety in mind. Fireworks can be exciting, but they’re also responsible for thousands of injuries and fires every year.

Even small, at-home fireworks can pose risks. The good news? There are plenty of fun, safer alternatives like laser light shows, drone displays, glow sticks, confetti poppers, or neighborhood block parties.

As we head into the season, it's also a smart time to review your liability coverage. Our team at Selective Associates Insurance is always here to help you understand your personal insurance or business insurance needs across NY and FL.

Have questions about your policy? Reach out anytime.

Summer is prime time for home improvement, and our team at Selective Associates Insurance is here to help you make the m...
06/01/2026

Summer is prime time for home improvement, and our team at Selective Associates Insurance is here to help you make the most of the season.

A few smart upgrades and routine maintenance checks can boost comfort, improve your home’s long-term value, and even reduce the risk of insurance claims down the road.

Swipe through for simple prep tips that can make a big difference.

If you’d like personalized guidance, help prioritizing projects with strong ROI, or recommendations for trusted local pros, reach out anytime. We’re always here to support your home and your peace of mind.

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable. Over the past year, fl...
05/26/2026

Summer is one of the busiest travel seasons of the year. It’s also one of the most unpredictable.

Over the past year, flight cancellations and long delays have become far more common. That’s where travel insurance comes in.

Travel insurance can help protect your trip when the unexpected happens. There are a number of issues that can derail travel plans, but coverage may help by:

🔹Reimbursing non-refundable expenses if a trip is canceled.
🔹Covering costs tied to flight delays like hotel stays, meals, and transportation.
🔹Helping to offset the cost of purchasing essentials if your baggage is lost or delayed.
🔹Providing coverage for medical emergencies while traveling.
🔹Offering emergency evacuation coverage, in certain cases.

No one wants their travel plans disrupted, so having coverage in place can make those situations easier to manage if they arise. And in the meantime, the right travel insurance lets you focus on enjoying your trip rather than worrying about delays and unexpected extra costs.

Have an upcoming summer trip and want to review your travel insurance options? Our team is here to help. Give us a call today!

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Address

1687 Merrick Avenue
Merrick, NY
11566

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18775466474

Website

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