Ben King Home Loans

Ben King Home Loans Premier Mortgage Resources, NMLS 1169, NMLS #1002585 (licensed for GA, FL, NC and AL)

Homespire Mortgage is an award-winning mortgage lender, proudly licensed and operating throughout the U.S. Topping the lists of Inc. 5000’s Fastest Growing Companies 2017-2019, National Mortgage News’ Best Companies to work for 2019-2021, and named a 2021 National Top Workplace we take pride in not only making home a reality for our clients, but creating a diverse and exciting workplace for our te

am members across the country. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you. A Personal Loan Consultant will help you find the loan that’s best for you, then work with you every step of the way – from application to closing. By revolutionizing this process, we have shortened the time from application to closing, and with all of our loans originated, processed, and underwritten in-house, you’ll be clear to close and enjoying your new home much sooner. Get in touch with me today and let us help you find a mortgage you can manage. https://www.homespiremortgage.com/disclosure-licensing/

Mortgage Lender License NMLS #183215

NMLS #1002585

To go to the NMLS access page please click on: http://www.nmlsconsumeraccess.com/EntityDetails.aspx/COMPANY/183215

Homespire Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, s*x, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Today is National No Housework Day"Why do today what you can put off till tomorrow?". If this is your line, today is you...
04/07/2026

Today is National No Housework Day

"Why do today what you can put off till tomorrow?". If this is your line, today is your day my friend.

Sure, your home is a mess, but today you have an excuse. It's a National Holiday after all.

The best part, is whether you celebrate this holiday or not, you're still building equity in the home you own, whether you clean or not.

And I can help you finance it...the home that is, not your mess.
So enjoy the Holiday!...or don't. It's your home, you do as you wish.

[email protected]

Today is National Pencil Day ✏️Back in school, the strategy was simple:Throw it up… hope it sticks A lot of people still...
03/30/2026

Today is National Pencil Day ✏️

Back in school, the strategy was simple:
Throw it up… hope it sticks

A lot of people still do that when it comes to buying a home

‘Let’s just see what happens’
‘I’ll figure it out once I find a house’
‘Zillow says this payment should be about right’
‘We’ll just put an offer in and go from there’

That might’ve worked in class,
but it doesn’t work with mortgages.

Let's stop the guessing and develop a plan!

[email protected]

🎀 Today is National Barbie Day 🎀*New from Mattel*Introducing the Mortgage Dreamhouse Specialist!Now you can build your v...
03/09/2026

🎀 Today is National Barbie Day 🎀

*New from Mattel*

Introducing the Mortgage Dreamhouse Specialist!

Now you can build your very own Dreamhouse with these exciting features:

✔️ Pre-Approval Power backed by our Xcellerate TBD approval.
✔️ Conventional, FHA, VA, USA, Non-QM & Heloc Loan Options
✔️ Expert Guidance From Start to Finish
✔️ Keys to Your New Home

No confusing instructions.
No complicated assembly required.

Just reach out and I’ll help you turn your Dreamhouse into a real address. 🏡

770-530-2091
[email protected]

Today is National Comfy DayMortgage preapprovals aren't just to see what you qualify for. It's also to explore your tota...
02/20/2026

Today is National Comfy Day

Mortgage preapprovals aren't just to see what you qualify for. It's also to explore your total financial scenario and create a monthly payment plan that YOU'RE comfortable with.

My preapprovals always start with a conversation, never an application.

DM me, let's get comfy

ok that sounds weird...

Today is National Guitar DayGuitar Solo's are for Rock Stars, buying a home shouldn't be. You need a team...no...a BAND ...
02/11/2026

Today is National Guitar Day

Guitar Solo's are for Rock Stars, buying a home shouldn't be. You need a team...no...a BAND behind you!

My team is here and ready to Rock your mortgage from our first conversation to the closing table, cause noone wants to feel like their mortgage is a Ring of Fire. 🔥

770-530-2091
[email protected]

Today is National Ice Cream for Breakfast Day 🍨Everyone’s got a flavor they swear by.Vanilla. Chocolate. FHA. VA. Conven...
02/07/2026

Today is National Ice Cream for Breakfast Day 🍨

Everyone’s got a flavor they swear by.
Vanilla. Chocolate. FHA. VA. Conventional...

The best "flavor" mortgage is the one that actually fits YOU. I'd love to explore your sweet financing options!

[email protected]

01/14/2026

FHA loans are a great option — but mortgage insurance works differently than most people think.

Here’s how it works today, how it compares to conventional loans, and a possible change being discussed in the industry.

01/05/2026

HAPPY NEW YEAR! 🎉

Here we go, the first official Monday of the New Year! Kudos to you dieters that waited till today to start. 😆

Is buying a home this year on your "to-do" list? Here's some Lender insight.
From a housing perspective, there’s a lot going on right now. Most of the analysts I follow are pointing to 2026 as a recovery year, following a noticeably slower 2025. Housing inventory has been steadily improving, and we’re shifting (some say we’ve already shifted) into a buyer’s market. That means buyers are gaining more leverage, including opportunities to negotiate price reductions or request seller contributions toward closing costs.

Interest rates are currently expected to remain roughly in the high-5% to mid-6% range, with no major short-term volatility anticipated. On May 15, Jerome Powell’s four-year term as Federal Reserve Chair comes to an end. While we don’t yet know who will ultimately step into that role, market expectations are that future Fed leadership may be more open to rate reductions over time, which could eventually ease mortgage rates.

My thoughts? Rates are gonna be what they're gonna be. If now is the right time for you to move, today’s rates are still meaningfully lower than where they were over the past couple of years. And if you’re waiting for rates to drop further, it’s important to know there’s no guarantee that will happen quickly, or even under a new FED chairmain.

If you have questions or want to talk through your financing options, I’m always happy to help.

And if you're a REALTOR, I'd love to hear what you're seeing so far! Is activity picking up, staying the same, slowing? Comment below!

Just got a hard-fought CTC this morning. These buyers had moved from PA to GA. They were preapproved with 🚀. Annnnd gues...
04/07/2025

Just got a hard-fought CTC this morning.

These buyers had moved from PA to GA. They were preapproved with 🚀. Annnnd guess what. 🚀 missed their closing, AND came back and denied their loan after they had already moved into their home. 🫠

I jumped in, fixed a couple credit issues, changed their loan product (to something that made much more sense), locked a lower rate, AND saved them $9400 in lender fees.

These are the types of files that are truely rewarding to close.

Thanks to my awesome processor China for all her hard work too

02/25/2025

🏡 What's My Payment? 💰
📍 5034 Little Harbor Way, Acworth, GA 30101

🔨 Custom Craftsman Home – This stunning 4-bedroom, 3.5-bathroom home features an open-concept layout with gorgeous granite countertops, creating a bright and welcoming living space.

🔥 Main-Level Owner's Suite – Conveniently located on the main floor, the owner's suite boasts an updated bathroom with a soaking tub and walk-in shower.

🍽 Modern Amenities – Enjoy a spacious kitchen with granite countertops, perfect for culinary enthusiasts.

🌊 Prime Location – Close to top-rated schools, charming downtown Acworth, and Acworth Beach, offering the perfect balance of style, convenience, and community.

🛠 Gated Community Perks – Benefit from extensive HOA amenities, including water/sewer, landscaping, exterior maintenance, a pool, clubhouse, and playground.

📝 Start a mortgage application here: https://www.northpointmortgage.com/benking/

📄 MLS # 7497484
📢 Listed By: Evelyn Calhoun | 770-733-0779

02/19/2025

🏡 What's My Payment? 💰
📍 8330 Jensen Trail, Gainesville, GA 30506

🔨 Charming Cape Cod Home – This beautiful NO HOA property sits on 0.39+/- acres, featuring a fenced backyard and a spacious, level front yard.

🔥 Cozy & Inviting Living Spaces – Enjoy a warm family room with a fireplace, an open dining area, and a versatile loft upstairs.

🍽 Spacious Eat-In Kitchen – Tons of cabinet space, easy access to a screened back porch, and an open grilling deck—perfect for entertaining!

🌊 Near Lake Lanier! – Just a short walk or drive to the lake, with easy access to HWY 306, 369 & HWY 53 for quick travel.

📝 Start a mortgage application here: https://www.northpointmortgage.com/benking/

📄 MLS # 7515669
📢 Listed By: Matt Thaxton | 770-366-9506

Address

3363 E Presidential Drive Ste 200
Meridian, ID
83642

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