Virgie Palmer, CNB VP/Mortgage Originator, NMLS # 433207

Virgie Palmer, CNB VP/Mortgage Originator, NMLS # 433207 With extensive experience in the mortgage industry, I am dedicated to helping clients achieve their homeownership dreams.

Contact me today to start your journey towards homeownership.

I check mortgage rates every morning—not because I expect big swings daily, but because even small changes can shape the...
06/18/2026

I check mortgage rates every morning—not because I expect big swings daily, but because even small changes can shape the advice I give. Rates influence everything from affordability to long-term planning, and staying informed helps me guide others with confidence.

Curious how today’s rates might affect your plans? Let’s connect and talk through your options.



Subject to credit approval. Not a commitment to lend. Equal Housing Lender

Welcome to Meridian, Christopher and Amber! ❤️It was such a joy helping the Lee family through their homebuying journey....
06/18/2026

Welcome to Meridian, Christopher and Amber! ❤️

It was such a joy helping the Lee family through their homebuying journey. There’s nothing better than welcoming new homeowners into our community and being a small part of such a big milestone.

This closing was truly a team effort! A big thank you to Pine Belt Land Title for a smooth closing, and to JoAnn McPherson (selling agent) and Melissa Anderson (buyer’s agent) with Pigford & Corey for taking great care of this family every step of the way.

I’m so grateful to have worked alongside such a wonderful group to make this experience seamless and special.

Christopher and Amber, welcome home—I’m wishing you many happy memories in Meridian! 🏡

If you’re ready to start your own home journey, I’d love to help!

Thinking about buying your first home? It’s an exciting step — and I’m here to help make it less overwhelming. Here are ...
06/17/2026

Thinking about buying your first home? It’s an exciting step — and I’m here to help make it less overwhelming. Here are 5 things I always share with first-time homebuyers:

1. Know your credit score — it impacts your loan options.
2. Get pre-qualified so you know what you can afford.
3. Remember, there’s more to budget for than just the down payment (like taxes, insurance, and closing costs).
4. Avoid opening new credit lines or making big purchases while your loan is in process.
5. Don’t be afraid to ask questions — that’s what I’m here for!

If you’re just starting your homebuying journey, let’s connect. I’d love to help guide you through the process step by step. Call or message me today.

Mortgage rates can feel confusing—but they don’t have to be.As a mortgage loan officer, my job isn’t just to talk number...
06/12/2026

Mortgage rates can feel confusing—but they don’t have to be.

As a mortgage loan officer, my job isn’t just to talk numbers. It’s to help you understand your options, answer your questions honestly, and guide you through the process at a pace that feels right for you.

Whether you’re thinking about buying your first home, making a move, or just want to know where things stand today, I’m always happy to have a conversation and help you decide what makes sense for your situation.

Let’s talk when you’re ready.



Subject to credit approval. Not a commitment to lend. Equal Housing Lender

Helping first-time homebuyers never gets old 💙🏡Ellie and Wesley Williams just closed on their very first home, and their...
06/12/2026

Helping first-time homebuyers never gets old 💙🏡

Ellie and Wesley Williams just closed on their very first home, and their excitement says it all! It was such a joy to walk alongside them during this special milestone.

Mandy Hurtt with Pigford & Corey did a wonderful job helping them find the perfect place to call home. Together, we guided Ellie and Wesley step by step—making sure everything stayed smooth, clear, and stress-free all the way to closing day.

A big thank you to Witherspoon and Compton for helping bring everything together at the closing table.

Congratulations, Ellie and Wesley! Wishing you many happy years and memories in your new home. 🏠✨

If you’re ready to start your own home journey, I’d love to help!

There’s no “one size fits all” when it comes to mortgage rates or timing the market.Some people are moving forward now, ...
06/05/2026

There’s no “one size fits all” when it comes to mortgage rates or timing the market.

Some people are moving forward now, others are waiting — and both can be the right choice depending on your goals.

If you’re trying to figure out where you fall, I’d be glad to talk it through with you.
Your timeline matters most.



Subject to credit approval. Not a commitment to lend. Equal Housing Lender

Friday Rates Are In – Let’s Make a PlanHappy Friday, friends! This week’s mortgage rates are in, and whether they’re up,...
05/29/2026

Friday Rates Are In – Let’s Make a Plan
Happy Friday, friends!

This week’s mortgage rates are in, and whether they’re up, down, or holding steady, the most important thing is having a plan that works for you.

I’ll help you understand how today’s rates fit into your goals—whether you’re buying, refinancing, or just exploring your options.

Want to know what this week’s rates mean for your next move? Send a message or call me and let’s build a strategy together!



Subject to credit approval. Not a commitment to lend. Equal Housing Lender

Here’s a tip that surprises a lot of people:Once you start the mortgage process, try to keep everything as steady as pos...
05/26/2026

Here’s a tip that surprises a lot of people:

Once you start the mortgage process, try to keep everything as steady as possible.

That means avoiding things like:
• Opening new credit cards
• Financing a car
• Moving money around unexpectedly

Even small changes can impact your approval along the way.

When in doubt, just ask—we’d always rather you check first than run into surprises later.

Should You Wait or Act Now?I get this question all the time — “Should I wait for rates to drop?”Here’s my advice: focus ...
05/22/2026

Should You Wait or Act Now?

I get this question all the time — “Should I wait for rates to drop?”

Here’s my advice: focus on what works for your budget right now. You can always refinance later if rates improve.

Let’s talk about what makes sense for you today — message or call me and I’ll help you weigh your options!



Subject to credit approval. Not a commitment to lend. Equal Housing Lender

Thinking of Refinancing Your Home? Let’s Talk. Refinancing can be a smart way to lower your monthly payment, reduce your...
05/20/2026

Thinking of Refinancing Your Home? Let’s Talk.

Refinancing can be a smart way to lower your monthly payment, reduce your loan term, or even tap into your home’s equity. Whether you're looking to save money or free up cash for other goals, I’m here to help you explore your options.

Want to see how refinancing could benefit you? Call or send me a message and I’ll walk you through it!



Subject to credit approval. Not a commitment to lend. Equal Housing Lender

Address

512 22nd Avenue
Meridian, MS
39301

Telephone

+16014845223

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