Sam Newell, Loan Officer - NMLS #9027

12/08/2025

The housing market is gaining momentum as we head into 2026, and the shift is opening real opportunities for buyers and sellers. Mortgage rates are easing, price growth is stabilizing, and more people are preparing to make a move after years of waiting.

Our teams are ready to support that momentum with trusted guidance and tools like the Security Plus Seller Guarantee, which helps buyers compete with confidence and gives sellers the reassurance they need.

Call me today at 208-794-3080 if you're interested in making a home purchase!

11/24/2025

After a few challenging years for buyers, the housing market is finally shifting toward balance. More homes are available, prices are stabilizing, and rates are showing improvement, making this an ideal time to revisit your homeownership goals. At Evergreen Home Loans, we’re helping customers take advantage of this moment with innovative programs designed to give every buyer a confident start.

09/23/2025

Happy September. It's officially fall!

According to experts, mortgage rates recently dropped to a new low for 2025, fueled by softer labor data and improving mortgage spreads. Even with inflation holding steady, these shifts are creating fresh energy in the market.

Whether you’re buying, selling, or expanding your business, this is the kind of movement worth paying attention to.

Let’s talk about what it could mean for you.

08/18/2025

Getting a home loan shouldn’t feel stressful. That’s why I work hard to keep the process smooth, simple, and just a little more chill.

Our Security Plus Seller Guarantee is one of the ways we do that. It gives sellers added confidence in your offer with a fully underwritten loan commitment and a $5,000 guarantee if financing falls through.

Less stress for you. More peace of mind for everyone involved. Now that’s relaxing!


Learn more here: https://bit.ly/3UVczhO

08/05/2025

Shaken, stirred, and served with a side of smooth closings. Here’s what goes into the perfect mortgage cocktail:
- 2 oz Pre-Approval Power
- 1.5 oz Evergreen Innovative Product
- 1 oz Down Payment Confidence
- A Splash of Closing Day Excitement
- Garnished with a Knowledgeable Loan Officer (me!)

Mix it all together and you’ve got a recipe for home loan success. Ready to create your custom blend?🥃 Contact me today at [email protected] or 208.794.3080!

07/17/2025

Recession fears are rising, and a lot of buyers and sellers are wondering if now is the right time to make a move. History tells us one thing: waiting for the “perfect” market could mean missing out.
Rates may dip during a slowdown, but that doesn’t always mean lower home prices. In fact, housing values have held strong in most past recessions.
If you're weighing your options, we break it all down in our latest blog. You’ll also learn how Evergreen programs like StepUp, CashUp, and Security Plus can help you move forward with confidence.


Read more: https://bit.ly/4061rlA

06/20/2025

June is National Homeownership Month, which makes it the perfect time to talk about what homeownership really means!
For some, it’s a fresh start. For others, it’s stability, freedom, or building wealth for the future. No matter what it looks like for you, the conversation starts here.

Contact me at 208.794.3080 for more information.

05/23/2025

Think you need 20% down to buy a home? Think again!

Many first-time buyers get started with far less, and some may qualify for options with NO down payment.
At Evergreen, we help you explore programs designed for real budgets, including down payment assistance that could offer up to $17,000.

Contact me at 208.794.3080 for more information!

05/15/2025

If you’re holding off on buying because you think prices will drop, here’s something to consider: experts project home values will keep climbing steadily over the next five years.
Buying NOW means locking in today’s price and starting to build equity sooner! If you’re ready to make a move, let’s talk about what’s possible today.

05/01/2025

Spring buyers are stepping up their game, and if you’re looking to purchase a home this season, having the right strategy matters. From presenting a strong offer to aligning with the seller’s timeline, every detail counts in a competitive market.

That’s where Evergreen comes in. We equip buyers with powerful tools like:
✔ Security Plus Seller Guarantee – giving sellers added peace of mind
✔ Upfront Preapproval – showing you're serious and ready to move
✔ Lock & Shop – securing your rate while you house hunt

Ready to give your offer an edge? Contact me today at 208.794.3080 to learn more!


Learn more: https://bit.ly/4iq8Gep

03/26/2025

Mortgage rates are trending down, and even a small dip can mean big savings on your monthly payment. A drop from 7.04% to the mid-6% range could put more money back in your pocket. With the spring market heating up, waiting might not be the best move—rates can change fast. Let’s run the numbers and see what’s possible for you!

Learn why now might be the right time to buy a home: https://bit.ly/4iAvAQT

08/30/2024