06/01/2026
That engagement ring, heirloom necklace, or designer watch? It’s more than just jewelry it’s emotion, history, and serious value.
But here’s the catch: Most standard home or renters insurance policies only cover a small amount for jewelry, typically around $1,000–$2,500 for theft or loss. If your collection is worth more, you could be underinsured and not even know it.
✨ That’s where scheduled personal property coverage comes in.
It gives you:
💍 Full coverage based on appraised value
🌍 Protection no matter where the item is lost or stolen
💡 Coverage for mysterious disappearance not just theft
Whether it’s a recent gift or a piece that’s been in your family for generations, don’t leave it to chance. Protect it the way it deserves to be protected.