Scott Wudarcki NMLS #161812 Producing Branch Manager

Scott Wudarcki NMLS #161812 Producing Branch Manager We work every day to create sustainable homeownership through responsible and ethical lending.

Idaho, Oregon, Nevada #5786, 7895 W Sunset Road, Suite 110, Las Vegas, NV 89113; 888-984-8888, California Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, RMLA -183025 Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners. Axia is licensed in fifteen states and operates over twenty retail branches throughout the Western United States. The company employs more than one hundred loan originators and two hundred staff. Axia Home Loans is a registered trade name of Axia Financial, LLC. We are committed to Restoring the American Dream by providing our clients and strategic partners with:

Personal Mortgage Advice
Axia offers no-hassle mortgage consultations which provide clients with an in-depth analysis using the latest in mortgage technology. This technology empowers clients with the information they need to make an informed decision on their future home loan. Custom Product Solutions
Axia offers a wide array of mortgage product solutions: Federal Housing Administration (VA), Jumbo/Non-Conforming Mortgages, Conventional Mortgages, Reverse Mortgages, United States Department of Agriculture (USDA), State Bond Loan Programs. On-Time Loan Closings
By offering internal processing, underwriting and funding, Axia is able to deliver quick turn times as well as a seamless loan experience for the customer. In-House Decision Making
Axia's loans are underwritten internally, allowing for quick loan decisioning, effective communications and increased accountability. Competitive Rates
Axia has relationships with all the major investors which translates into competitive pricing for clients.

A payment that stays the same makes planning ahead a little easier.One of the quieter benefits of a fixed-rate mortgage ...
08/27/2026

A payment that stays the same makes planning ahead a little easier.

One of the quieter benefits of a fixed-rate mortgage is knowing exactly what to expect each month.

No surprises, no adjustments. Just a consistent payment that makes it easier to plan for what's ahead.
https://myoc.io/

Hold off on big purchases until after closing.It can be tempting to start buying furniture or making big financial moves...
08/25/2026

Hold off on big purchases until after closing.

It can be tempting to start buying furniture or making big financial moves once a home is under contract. But large purchases before closing can affect your debt-to-income ratio and potentially impact your loan.

Holding off until after the keys are in hand is the safer move.
https://myoc.io/

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a num...
08/20/2026

It's a common assumption that you have to sell before you can buy. In reality, the order of those steps depends on a number of factors, including your financial situation, local market conditions, and timing goals.

There are options worth exploring before assuming one path is the only one available.
https://myoc.io/

That feeling when you relax in a space that's all yours.No roommates, no landlord, no rules about what goes where. Just ...
08/18/2026

That feeling when you relax in a space that's all yours.

No roommates, no landlord, no rules about what goes where. Just your space, exactly the way you want it.
https://myoc.io/

Back-to-school season has a way of making you rethink how your home is set up.A dedicated spot to focus, spread out, and...
08/13/2026

Back-to-school season has a way of making you rethink how your home is set up.

A dedicated spot to focus, spread out, and get things done can make the whole school year feel a little more manageable for everyone in the house.
https://myoc.io/

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.The key isn't just how much ...
08/11/2026

If part of your income comes from overtime or bonuses, it may still count toward a mortgage.

The key isn't just how much you earn. Lenders also look for consistency and documentation during the approval process.

Read the full breakdown at pmrloans.com.
https://myoc.io/

Basement or attic. If you could finish one out and make it your own, which would you choose?Drop your pick in the commen...
08/06/2026

Basement or attic. If you could finish one out and make it your own, which would you choose?

Drop your pick in the comments.
https://myoc.io/

Address

3363 E. Presidential Drive #200
Meridian, ID
83642

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 9am - 11pm
Sunday 12am - 11pm

Telephone

+12088690132

Website

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