Chase Ediger - Mortgage Loan Officer - NMLS: 2277914

04/09/2024

12/13/2023

GUESS WHAT?!⁣ (Drumroll please 🥁)⁣

Movement just rose to #9 in the country in reverse lending!* Up from 92nd at the start of the year. 🤯 That means that we helped A LOT of qualified buyers 62 and older access a portion of their home’s equity without giving up any ownership of their home AND without required monthly principal and interest mortgage payments.**
And we're just getting started...
*Source: HECMWorld.com
**Qualified borrowers only. An underwriter will review credit history, property charge history, and residual income to ensure the loan is likely to be a sustainable solution for the household. Borrower is required to pay all property charges, including, but not limited to, property taxes, insurance and maintenance. This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency.

12/12/2023

How does someone handle TWO HOMES?! (That’s TWO mortgages)!
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Finding a GREAT place can be hard to turn down, but you might not want to take on another mortgage without having a plan for your current home. Luckily there ARE solutions to buying a new home, even if you still have your current one!
Here are ⁣4️⃣ ideas to consider when buying before selling. Head to https://movement.com/.../what-to-do-when-buying-new-home... to learn more — including finding out what a sale-leaseback contingency even is. 😃

12/11/2023

Markets are already reacting as the latest jobs report numbers have come in stronger than many economists anticipated. Will this data be enough to maintain the Federal Reserve’s stance that rates should remain “higher for longer?” Find out what you need to know in this weeks Market Update.

https://movement.com/.../latest-jobs-report-comes-in...

11/08/2023

You’re gonna want to come back to this. ✅ ⁣
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If you’re considering whether to buy or keep renting, then there are some questions you NEED to ask yourself. It’s important to think about how this kind of decision could impact you down the road, especially if rent increases. ALSO, making sure your expectations are realistic can help house hunting go a lot smoother. ⁣
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Have a look at these 4️⃣ questions to see whether renting or buying is the right option for you!

11/06/2023

In the wake of the Federal Reserve’s recent decision to maintain their interest rate pause, this week's economic data is causing a stir in the markets. How might this economic cooldown impact the Fed's future actions? Our latest Market Update explores the most important data from this week and its potential implications for

https://movement.com/.../The-Cooling-Economy-May-Reshape...

10/24/2023

Get Access to 2024 Loan Limit Now! Loan limit increased to $750,000.

*Not available for all loan programs.

10/23/2023

Uncertainty caused by the ongoing battle for the House of Representatives speakership and strong consumer spending are the latest hot button issues for the Fed. Get the latest information about these factors ahead of Jerome Powell’s November 1 speech.

https://movement.com/blog/2023/10/government-gridlock

10/09/2023

We know this might sound counterintuitive, but trust us! ⁣
⁣Putting in a higher offer now could help you⁣:
✅ Avoid missing out on your dream home⁣
✅ Face less competition and higher prices⁣
✅ Gain equity quickly ⁣
With the market continuing to heat up, it’s time to get your dream home now with a solid offer because it might even save you money in the long run. 🏡 ⁣

10/06/2023

LOAN LIMIT INCREASE!! The FHFA will announce new limits at the end of November, but we can't wait — we’re giving you access to the 2024 loan limit increase on conforming loans now! This means more purchase power for your new home. Message me for details!

10/04/2023

Unsure about bidding over asking price? We get it. You’re already making what might be the BIGGEST purchase of your life. But here’s the truth — making a higher offer now could actually pay off more in the long run. Here are 3 reasons why:
With the market continuing to heat up,
1️⃣ Home inventory is low, so the market is already competitive. If you find a home you love, buying now can save you from missing out later when the market gets even MORE competitive.
2️⃣ As competition continues to rise, so will home costs AND offers. The more competitive the market gets, the more competitive the offers get.
3️⃣ With home values expected to rise in 2024*, buying now means there’s a good chance you'll start gaining equity very quickly, which can help make up the difference you might spend bidding over asking.
Learn how you could save yourself from heavy competition and extra expenses by reaching out to a Movement loan officer today!
*Source: AEI

09/22/2023

Hear me out on this... We know rates are high right now, but it's actually a great time to buy a home!⁣
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1️⃣ Acting now can save you from the increased competition and home prices if rates do drop.⁣
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2️⃣ By buying a home now while prices are stable and refinancing if rates drop, you can save money in the long run.* ⁣
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3️⃣ When you buy and refinance with Movement, you get access to our market competitive rates. ⁣
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Don’t miss out! Reach out to a Movement loan officer to learn more about taking advantage of this unique market.
*By refinancing your existing loan, your total finance charges may be higher over the life of the loan.