Amanda Kelly with Premier Mortgage Resources

10/06/2023

🏡🌟 BUY A BOISE BENCH HOME AT $359,900 FOR LESS THAN $2,000🌟🏡

Read details below

🏠 Property Details:
- Address: 1416 S Newell St. Boise, ID 83705
- List Price: $359,900
- Property Type: Single Family
- Square Footage: 819
- Bedrooms: 2
- Bathrooms: 1
- HUGE LOT for chickens, dogs, and potential tiny home

💰 Payment Breakdown:

1. Total Cash Investment Required:
- Amount: $1799.5
- Percentage of List Price: 0.5%
- Terms: Utilizing Idaho Housing’s 2nd Mortgage – you can cover the regular FHA down payment of 3.5% AND closing costs requiring just a minimum investment of 0.5%!!

2. Mortgage Details:
- 1st Loan Amount: $353,380
- Interest Rate: 7.125%, 6.125% and 5.125%
- Loan Term: 30 years
- Loan Type: IHFA FHA Tax Exempt w 2-1 Temporary Buydown
- Monthly Principal/Interest Payment:
Year 1 5.125% : $1924
Year 2 6.125% : $2147
Year 3-30 7.125% : $2380
- 2nd Loan Amount: $17,995
- Interest Rate: 9.125%
- Loan Term: 15 years
- Monthly Principal/Interest Payment: $183/month

3. Estimated Additional Costs:
- 2023 Monthly Property Taxes: $97.7
- Monthly Homeowners Insurance: $70
- Monthly Mortgage Insurance: $158

4. Total Monthly Expenses:
- Year 1: $2432
- Year 2: $2655
- Year 3-15: $2888
- Year 15-30: $2705

If you're interested in learning more about your lending options or getting pre-approved, message me at 208-544-8974 or [email protected]! Or if you’re ready to see this darling home in person, I’ll connect you with an amazing agent!

Don't miss out on this amazing deal! 🏡✨

*Disclaimer: I am not affiliated with the sellers or listing agent of this property. I am using this listing because I noted it was a great deal and am using the estimated loan figures to help give payment examples for educational purposes to potential buyers. These figures are based off a specific loan program you must qualify for through Idaho Housing. These numbers are not a promise to lend at these terms.*

1416 S Newell St, Boise, ID 83705 is a 819 sqft, 2 bed, 1 bath Single-Family Home listed for $359,900. Charming French Country Cape Welcome to this fantastic turn-key 2 bed, 1 bath home in the desirable Central Bench...

10/04/2023

Check out my last post for payment details on a $319,000 home! 🎉

10/04/2023

🏡🌟 Exciting Home Opportunity Alert! 🌟🏡

Hello everyone,

I wanted to share an incredible home opportunity that's too good to miss. If you've been dreaming of homeownership, this might be the perfect deal for you. This home is ADORABLE and might just be the perfect chance to ask the seller’s to pay for a Temporary Rate Buydown to sweeten your payment terms.

https://s.paragonrels.com/goto/ZLa7dV

🏠 Property Details:
- Address: 220 17th Ave S. Nampa, ID 83651
- List Price: $319,000
- Property Type: Single Family
- Square Footage: 1976
- Bedrooms: 3
- Bathrooms: 1

💰 Payment Breakdown:

1. Total Cash Investment Required:
- Amount: $1595
- Percentage of List Price: 0.5%
- Terms: Utilizing Idaho Housing’s 2nd Mortgage – you can cover the regular FHA down payment of 3.5% AND closing costs requiring just a minimum investment of 0.5%!!

2. Mortgage Details:
- 1st Loan Amount: $313,222
- Interest Rate: 7.125%, 6.125% and 5.125%
- Loan Term: 30 years
- Loan Type: IHFA FHA Tax Exempt w 2-1 Temporary Buydown
- Monthly Principal/Interest Payment:
Year 1 5.125% : $1704
Year 2 6.125% : $1898
Year 3-30 7.125% : $2109
- 2nd Loan Amount: $15,959
- Interest Rate: 9.125%
- Loan Term: 15 years
- Monthly Principal/Interest Payment: $163/month

3. Estimated Additional Costs:
- 2023 Monthly Property Taxes: $156
- Monthly Homeowners Insurance: $70
- Monthly Mortgage Insurance: $138

4. Total Monthly Expenses:
- Year 1: $2231
- Year 2: $2425
- Year 3-15: $2636
- Year 15-30: $2473

This home will give any buyer the perfect chance to get their foot into the real estate market and be a great stepping stone onto their next dream home!

If you're interested in learning more about your lending options or getting pre-approved, message me at 208-544-8974 or [email protected]! Or if you’re ready to see this darling home in person, I’ll connect you with an amazing agent!

Don't miss out on this amazing deal! 🏡✨

*Disclaimer: I am not affiliated with the sellers or listing agent of this property. I am using this listing because I noted it was a great deal and am using the estimated loan figures to help give payment examples for educational purposes to potential buyers. These figures are based off a specific loan program you must qualify for through Idaho Housing. These numbers are not a promise to lend at these terms.*

Welcome to Nampa! All of the charm of a nearly 100 year old home with the modern upgrades you love. This home has a main level with 3 spacious bedrooms, 1 bathroom and a great sunroom on the front porch. The open kitchen, dining and living space features granite countertops, gas range and stainless....

09/26/2023

Are you in California looking to purchase a home but don't have the down payment available to purchase? I might have the perfect product for you!

09/16/2022

Working in the housing industry for the past five years has given me a ton of insight into knowing what loan options work best for my clients needs. If you owning your own home is a dream you’d like to conquer, then let’s start the journey today. We can discuss all available options and create a game plan, wether that means you buying a home in a month or a year from now.