07/08/2026
š¢ Important Update for Mississippi Insurance Policyholders & Agents
The Mississippi Department of Insurance has issued Bulletin 2025-5 regarding House Bill 1611, which introduces a new 45-day notice requirement for property & casualty, automobile, and workers' compensation insurance policies.
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Effective for policies issued or renewed on or after July 1, 2026
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Insurers must provide at least 45 days' notice before a renewal, cancellation, nonrenewal, or reduction in coverage takes effect
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An increase in a deductible is considered a reduction in coverage
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Companies should have systems ready to issue these notices by May 15, 2026
This change is designed to give policyholders more time to review coverage changes and make informed decisions about their insurance needs.