Molly Hudson, NMLS#1366662

03/19/2026

At their March meeting, the Fed voted to maintain the current policy rate, as expected. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Residential Mortgage is an Equal Housing Lender.

03/03/2026

Buying a home and worried about upfront costs? Residential Mortgage now offers BuyNow Booster Down Payment Assistance, which may provide up to 4% to help cover down payment, closing costs, or both. Contact me today to see if you qualify!

Disclosure: Eligibility and assistance amount vary by program guidelines. Up to 4% is based on the lower of the purchase price or appraised value. Program provides a repayable second mortgage recorded as a second Deed of Trust/Mortgage (second lien); monthly payment required and it may become due upon sale, refinance, or payoff of the first mortgage. Income and credit requirements apply; limits may be lower in certain scenarios (for example, some options may cap income at 80% of area median income). Primary residence purchases only. Homebuyer education is required and must be completed through an approved course (Fannie Mae HomeView or Freddie Mac CreditSmart). Not available in all states. All loans subject to underwriting and approval.

12/25/2025

Here’s to a happy home this Christmas

May your days be merry and bright!

09/09/2025

Thinking about refinancing or consolidating debt? If the Fed begins cutting policy rates this fall, mortgage rates may drop, too. In fact, they may even drop in anticipation of cuts. Preparing now can help you access savings later. Go ahead and gather your docs and avoid new debt to keep your credit score shining. Send a message if you want me to run your numbers so you’re ready to act when the time comes. Residential Mortgage is an Equal Housing Lender.

08/08/2025

Many of us, when looking for a service provider, turn to a trusted friend. Would you be so kind as to share my info with anyone you know who is financing a home? It would be my honor to serve them. Thank you for your consideration! Residential Mortgage is an Equal Housing Lender.

07/17/2025

Broad changes enacted with the passage of the tax and reconciliation bill may help homeowners and buyers, including deductions for mortgage interest and mortgage insurance, a higher cap on state and local tax deductions, benefits for real estate investors, and more. I have the details. Please reach out if you’d like to learn more. Residential Mortgage is an Equal Housing Lender.

06/23/2025

The Fed held rates steady. At their June meeting, the Board described current stability yet continuing uncertainty for the future. Board members predicted two rate cuts by year's end but will base future decisions on incoming data. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Residential Mortgage is an Equal Housing Lender.

05/08/2025

The Fed is taking a wait-and-see approach to rate cuts. At their May meeting, the Board described current stability yet increased uncertainty for the future. They held rates at their current level and will base future decisions on incoming data. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Residential Mortgage is an Equal Housing Lender.

03/19/2025

At their March meeting, the Fed voted to hold policy rates for now and signaled two cuts later this year. The Board's statement described current stability yet uncertainty for the future. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Residential Mortgage is an Equal Housing Lender.

03/05/2025

It's tax time! Many of us dread filing taxes, but getting a refund can take the sting away. If you or someone you know wants to put a refund toward a new home or to jumpstart improvements on your current home, please reach out. I'll be happy to help! Residential Mortgage is an Equal Housing Lender.

02/14/2025

Things I love this Valentine's Day: dream homes, rehab loans, supporting life's milestones, and working with people like you! Residential Mortgage is an Equal Housing Lender.