Joe Stefani Mortgage Lender

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Joe Stefani Mortgage Lender Home loans made easy! joestefani.leaderonefinancial.com/
NMLS #243316 Corporate NMLS #12007

🍝🍝🍝 We prepared more than 500 meals for the D Street Shelter Pasta Fundraiser, including meals that went to clients at t...
10/05/2026

🍝🍝🍝 We prepared more than 500 meals for the D Street Shelter Pasta Fundraiser, including meals that went to clients at the D Street Shelter and the Rescue Mission.

I’m incredibly thankful to everyone who purchased a meal, donated, volunteered, cooked, prepped, packaged and helped serve! This is never something I do on my own. It truly takes a group of people willing to show up and give their time, and I appreciate every single person who helped make the night possible.

I’m also grateful to everyone who supported the fundraiser by buying tickets. Your support is what allows us to keep doing things like this for people right here in our community.

And a special thank-you to Merced County Times for featuring the group effort behind the fundraiser. Be sure to pick up a copy of last week’s paper to see the full feature!!

10/02/2026

MARKET UPDATE WITH JOE!

Interest rates may be over 7%, but that doesn’t mean homeownership is out of reach.

The most important thing you can do is sit down with a loan officer and look at your specific situation, your budget, and your buying power. You may be surprised by what’s possible.

When I bought my first home, my interest rate was right around 7%. When rates later dropped, I was able to refinance.

Remember: you’re buying the home, not the interest rate. Rates can change, but finding the right home and understanding what you can comfortably afford starts with having the conversation.

Ready to see what you qualify for?

Call or text me at 209-564-8641, or click the link in my bio to start your application today.

⭐️⭐️⭐️⭐️⭐️Thank you for the kind words and for trusting us with your homebuying journey. One of our biggest goals is to ...
09/28/2026

⭐️⭐️⭐️⭐️⭐️

Thank you for the kind words and for trusting us with your homebuying journey. One of our biggest goals is to make the process feel as simple, clear and easy to understand as possible from application to funding.

We’re grateful to know our team helped make your experience a positive one.

Are you ready to become a homeowner?

Call or text me at 209-564-8641, or click the link in my bio to get started!

09/17/2026

I sat down for a little rapid-fire Mortgage Myth or Fact and answered some of the questions I hear all the time from homebuyers.

From 20% down payment and if you should buy a car during escrow 🤔💭

What mortgage questions do you have of your own that I didn’t cover?

Call or text me at 209-564-8641 to begin the process of home buying today, or click the link in my bio to get started!

Always happy to support a great cause, especially for the Merced County Association of Realtors Charitable Foundation. T...
09/15/2026

Always happy to support a great cause, especially for the Merced County Association of Realtors Charitable Foundation. They were able to raise more than $50,000!

Thank you to my TEAM for representing LeaderOne!

I’m this close… 🤏🏽to getting you pre-approved. You just have to call me!Getting pre-approved should be one of the very f...
09/09/2026

I’m this close… 🤏🏽to getting you pre-approved. You just have to call me!

Getting pre-approved should be one of the very first steps in the homebuying process. It helps you understand your buying power, gives you a better idea of what monthly payment you may be comfortable with, and allows you to shop with confidence when the right home comes along.

You don’t have to have everything figured out before you call. That’s what I’m here for!

Ready to get started?

Call or text me at 209-564-8641, or click the link in my bio to start your application today!

Another night at the D Street Shelter, and we switched things up this time with Fettuccine Alfredo for dinner!I was join...
09/09/2026

Another night at the D Street Shelter, and we switched things up this time with Fettuccine Alfredo for dinner!

I was joined by Sid, Kain, Jocelyn and Mark Andres, who all jumped in to help prepare and serve the meal. A special shoutout to Mark, a Stoneridge High School graduate, for spending the evening with us and putting his community service hours toward helping others right here in Merced.

Thank you Sid, Kain, Jocelyn and Mark for being part of the crew tonight. It takes a team, and I’m grateful for every person who comes out to help.

I’m sharing this GoFundMe to support the family of Brittney Moreno during an unimaginable time.Her children are now faci...
09/03/2026

I’m sharing this GoFundMe to support the family of Brittney Moreno during an unimaginable time.

Her children are now facing not only the loss of their mom, but the financial and legal responsibilities that have come with this tragedy. Funds raised will help with household expenses, support for Brittney’s younger son, and legal matters as the family works through everything ahead.

If you’re able to donate, any amount will help. If you’re not in a position to give, please consider sharing the fundraiser so it can reach more people. The link to donate is in my bio.

Please keep Brittney’s children and family in your thoughts and prayers during this incredibly difficult time.

I have so many people ask me, “How can I help the D Street Shelter?”Here’s one easy way.Last year, so many of you came o...
08/26/2026

I have so many people ask me, “How can I help the D Street Shelter?”

Here’s one easy way.

Last year, so many of you came out and supported our drive-thru pasta dinner, and we’re doing it again! On Friday, September 25, we’ll be serving my Italian pasta, fresh salad and a roll, with 100% of the proceeds going toward feeding guests at the D Street Shelter.

Tickets are $20, and I have them available at my office. You can stop by to purchase in person, or use the QR code on the flyer to purchase tickets or make a donation.

Whether you buy a meal, donate, or simply help us spread the word, every bit of support makes a difference.

Please share this post to your socials and help us get the word out to as many people as possible for a great cause!

Thank you to everyone who continues to show up for the D Street Shelter and the people it serves.

Address

3061 College Green Drive, Suite B
Merced, CA
95348

Telephone

+12095804464

Website

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