Merced School Employees Federal Credit Union

Call Directions Website

Merced School Employees Federal Credit Union MSEFCU A full service financial institution designed just for you!

10/15/2026

At MSEFCU, you’re more than a customer. You’re a member-owner and an important part of everything we do.

Thank you for your membership, trust, and support.

Happy International Credit Union Day! 🎉

💳 Want to make your credit cards work for you, not against you?Credit cards are part of everyday life, but using them wi...
09/30/2026

💳 Want to make your credit cards work for you, not against you?

Credit cards are part of everyday life, but using them wisely requires more than knowing the basics. This Balance Financial Wellness webinar will help you understand the habits and mindsets that influence spending, while providing practical tips for building healthier credit behaviors.

📅 Sign up for a FREE 1-hour session: 🔸 October 6, 2026 at 10:30 AM (PDT)
🔸 October 15, 2026 at 2:00 PM (PDT)

✅ Learn smarter spending habits
✅ Build healthier credit behaviors
✅ Gain long-term financial confidence

🔗 Click the link in our bio, then select “BALANCE Webinars” to register and explore other sessions! 📚✨

09/30/2026

Our vision? A room full of future leaders! 🙌 Thank you, Merced High School, for inviting us to your FBL chat. We loved connecting with students! 💙🐻

09/17/2026

👏 The Loan Department is ready... are YOU? 🚗🍂

Whether you’re looking to save on a new or preowned vehicle or bring your existing auto loan over to MSEFCU, our Fall Car Sale is here to help you hit the road with a great rate as low as 4.49% APR*!

📅 Sept. 18 - Oct. 6
Apply online, in branch, or give us a call today!

*APR=annual percentage rate based on credit history and includes rate reducing option of .25% for automatic transfer or payroll deduction. Models 2020 and newer. 60 month loan at 4.49% APR is $18.78 per $1000 borrowed (payment calculated with the first payment in 90 days). First payment deferred up to 90 days for qualified borrowers. Longer terms available. No MSEFCU refinance. Offer valid from September 18, 2026 through October 6, 2026. Rates, terms and conditions subject to change.

The 2026-2027 school year is underway, and our Student-Run Branches are officially open this week!While our Hawk and Bul...
09/08/2026

The 2026-2027 school year is underway, and our Student-Run Branches are officially open this week!

While our Hawk and Bulldog Branches continued serving members on Saturdays throughout the summer, all four high school branches are now operating during the school week once again.

Swipe through for branch locations and hours, and come see us where you learn!



💚 Bulldog Branch (LGHS, Gym Lobby)
Tuesdays & Thursdays | 2:30 PM - 4:30 PM
Saturdays | 9:30 AM - 12:30 PM

❤️ Hawk Branch (DHS, Room L9 near the library)
Tuesdays & Thursdays | 2:30 PM - 4:30 PM
Saturdays | 9:30 AM - 12:30 PM

🧡 Bear Branch (MHS, Room 103)
Wednesdays & Fridays | 12:45 PM - 3:30 PM

💛 Cougar Branch (GVHS, Room 204A)
Wednesdays & Fridays | 12:45 PM - 3:30 PM

08/28/2026

Back-to-School Nights be like… 📚✨

MSEFCU was happy to join Back-to-School Night at Independence High School and Yosemite High School in Merced! We loved connecting with students, families, and staff as they get ready for another great school year. ✨

New car on your mind? 🚘Before you sign on the dotted line, make sure you understand the difference between buying and le...
08/26/2026

New car on your mind? 🚘

Before you sign on the dotted line, make sure you understand the difference between buying and leasing. This Balance Financial Wellness webinar will help you navigate your options and choose what’s right for your budget and lifestyle.

📅 Sign up for a FREE 1-hour session:
🔸 Tuesday, September 1 at 10:30 AM (PDT)
🔸 Thursday, September 10 at 2:00 PM (PDT)

🔗 Click the link in our bio, then select “BALANCE Webinars” to register and explore other sessions! 📚✨

Your financial story influences every decision you make.Join Balance Financial Wellness for their final webinar in the W...
08/03/2026

Your financial story influences every decision you make.

Join Balance Financial Wellness for their final webinar in the Webinar for the Win series and discover how your experiences and beliefs impact your money habits.

👉 Money Scripts and Biases
📅 Wednesday, August 5, 2026
✔ Money beliefs
✔ Financial habits
✔ How to shift your mindset

Attend and earn your final entry toward the $1,000 prize drawing.

Sign up at https://bit.ly/MoneyScripts2026

Be sure to mention "Merced School Employees Federal Credit Union" as your referrer when signing up! Good luck!

🎓💰 The teen years are a critical time for building smart money habits. Join Balance Financial Wellness for this FREE Web...
07/29/2026

🎓💰 The teen years are a critical time for building smart money habits. Join Balance Financial Wellness for this FREE Webinar: Raising Financially Mindful Teens.

Learn practical ways to help teens navigate spending, saving, earning money, and understanding credit while building confidence and financial responsibility for the future.

📅 Sign up for a FREE 1-hour session:
🔸 Tuesday, August 4 at 10:30 AM (PDT)
🔸 Thursday, August 13 at 2:00 PM (PDT)

✅ Sign up here: https://mercedschoolcu.bebalanced.org/webinars

07/28/2026

✨ When the universe sends a sign, we listen.

And if that sign happens to point toward higher savings rates... even better. 👀

🚨Only a few days left!
This July, put a spark in your savings goals and open a 5-Month Term Savings account during our limited-time special, online or in person. Plus, it’s now available for automatic renewal! 💰✨

Stop by a branch or visit www.mercedschoolcu.org to learn more about our 5-month Term Savings Special today. 💜

*APY = Annual Percentage Yield. Promotional 5 Month Term Savings Special available July 1–31, 2026. Minimum opening deposit is $2,000, or $1,000 for Smart Start account holders. Dividends compound monthly and are earned from the date of deposit to the date of withdrawal. At purchase, you may choose to have this account automatically renew for the same 5 month term at the then current rate or have the full balance automatically transferred into your selected savings (share) account. Other rates and terms are available. Early withdrawal penalties may apply. Rates subject to change. Federally insured by the NCUA.

Address

1021 Olivewood Drive
Merced, CA
95348

Telephone

+12093835550

Website

,

Alerts

Be the first to know and let us send you an email when Merced School Employees Federal Credit Union posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category