MSEFCU Bear Branch

05/22/2026

📣 It’s almost a wrap! 🐻
Just one more business day to go!

Our last day open is Wednesday, May 27. Get your banking done before we close for summer ☀️

Need us over the summer? Visit one of our full-service branch locations.

05/22/2026

🐻📱 Heads up from our !

We’re down to our final TWO business days before we close for summer break (today, 5/22 & Wednesday, 5/27), but don’t worry—we’ve got you covered! 💙 If you have checks to deposit, this reel walks you through how to enroll in Mobile Deposit and deposit your checks right from your phone—anytime, anywhere in the MSEFCU Mobile App.

Stop by before we close or check out the video and bank on your schedule all summer long! ☀️💸

📍 Visit us in Room 103 at MHS
🕐 Wednesdays & Fridays: 12:45 PM – 3:30 PM
👉 Available to students & staff only

Stop by the Bear Branch before our doors close for summer vacation — your future self will thank you 🙌



Federally Insured by the NCUA

04/23/2026

🐻 The Budget That Actually Works for Students!

Empty pockets? Been there. 💸

The 70/20/10 Budget Method keeps things simple and realistic:
✅ 70% for savings (future you will thank you)
✅ 20% for needs (gas, school supplies, etc.)
✅ 10% for wants (yes, you’re allowed to enjoy your money)

No complicated math. No stress. Just a smart way to build better habits and keep more of your money where it belongs.

📍 Need help with this concept? Visit and let’s build your budget together.

04/01/2026

The Bear Branch is going into hibernation mode for Spring Break 🐻💤
Closed April 3–10 and reopening April 15.

Enjoy the time off! 🌷☀️

Don’t forget—during the break you can still take care of your banking anytime using online banking or our mobile app, or stop by any branch.

03/12/2026

02/13/2026

Even bears need a break! 🐻☀️
We’ll be closed February 16th-20th for President’s Day Recess.
Catch us back in action on Wednesday, February 25th! 💛🖤

01/31/2026

🎉 Grand Prize Alert 🎉
Sharlie is our 10 Year Celebration raffle winner!

Thank you to everyone who joined the fun.🐻💛

Haven’t visited Bear Branch yet? Swing by on Wednesdays and Fridays to learn about saving, banking basics, and all the fun ways we support students on campus! ✨

01/22/2026

turns 10! 🐻🎉

We celebrated today at Merced High School with a prize wheel and raffle, and we’re so grateful to everyone who came out to celebrate with us—and to those who continue to support this on-campus credit union. Here’s to many more years together ✨

01/07/2026

Saving and investing both help your money grow—but they work differently. In this student made video, our Bear Branch Student Tellers explain the basics from a teen perspective. They break down:

Saving: Safer, great for short term goals (school expenses, emergencies). Earns interest, grows steadily.
Investing: Potential for higher returns with more risk—better for long term goals if you can ride out ups and downs.
How to choose: Match your plan to your timeline and comfort with risk. For many high school students, starting with savings is a smart first step.

📍 Find us at Merced High School, Room 103
🕒 Wednesdays & Fridays, 12:45–3:30 pm (MHS students & staff)
Stop by, ask questions, and open your MSEFCU account!

Federally insured by NCUA. Educational content only; investing involves risk.
Merced School Employees Federal Credit Union

12/24/2025

🎁 We’re feeling merry at the MSEFCU Bear Branch! 🐻
Sending warm wishes for a Merry Christmas and a Happy New Year! Thank you for being part of our credit union family.

📅 Currently closed for Winter Break, but we’ll reopen Wednesday, January 7, 2026. We can’t wait to see you in the New Year!