Peggi Sahota - Mortgage Loan Officer NMLS# 1077117

06/12/2026

Your loan-to-value (LTV) ratio is one of the main factors that could influence your ability to qualify for certain loan programs. Give me a call to discuss what you could qualify for!

06/10/2026

Give me a call if you're ready to tackle the next big chapter in your life: homeownership!

06/09/2026

A 3% down payment might be all you need to take the first step toward becoming a homeowner. Don't wait — contact me today!

06/05/2026

🏡 Think reverse mortgages are only for homeowners who want to access equity?

Think again.

Many Realtors are surprised to learn that clients age 62+ can use a reverse mortgage to PURCHASE a home and eliminate their monthly mortgage payment.

Join us for this FREE educational webinar and learn how reverse mortgages can help your senior clients create more financial flexibility in retirement.

📅 June 11, 2026
⏰ 11:00 AM PST
💻 Live on Zoom

📩Comment REVERSE below and I’ll send you the registration link.

06/03/2026

06/03/2026

🏡 June is National Homeownership Month! 🏡

Dreaming of owning a home in California? Now is a great time to get started.

To celebrate National Homeownership Month, CalHFA is offering its required Homebuyer Education Course FREE during the month of June (a $100 value) for eligible California homebuyers.

Homebuyer education can help you:
✅ Understand the homebuying process
✅ Learn about budgeting and credit
✅ Explore down payment assistance programs
✅ Feel confident before making one of the biggest financial decisions of your life

Use coupon code CAHOME26 at checkout to take advantage of this limited-time offer.

If you've been thinking about buying a home and want to learn about down payment assistance options available in California, I'd be happy to help.

📲 Call or text me at (209) 756-5355

06/01/2026

🌟Realtor of the Week🌟
Join us in celebrating David Keys with eXp Realty!🏡

Peggi Sahota | Mortgage Loan Officer | NMLS #1077117 | 209)756-5355 [email protected] | www.mortgagelady209.com

05/30/2026

Open House today at 3085 N Buhach Rd in Atwater. Beautiful property with 2 homes. 🏡

05/30/2026

🏡 Rent for 5 years: $132,000
🏡 Potential home appreciation: $70,000

Could waiting to buy cost you over $200,000 in missed opportunity? 🤔

🏡 Real estate continues to be one of the most powerful ways to build long-term wealth.

According to a recent Fannie Mae/Pulsenomics survey, leading economists project home prices will rise about 14% over the next five years.

For a $500,000 home, that's approximately $70,000 in potential appreciation.

Now consider this:

If you rented a similar home for just $2,200 per month (a very conservative estimate in many California markets), you would spend about $132,000 in rent over the next five years.

That's $132,000 paid toward someone else's mortgage while potentially missing out on approximately $70,000 in home appreciation.

The difference?

More than $200,000 in potential wealth-building opportunity.

No one can predict the future with certainty, but waiting can have a cost too.

If you're wondering whether buying makes sense for you, message me to explore your options and create a plan.

05/28/2026

Most people have heard scary things about reverse mortgages… but a lot of it simply isn’t true. Do you think the bank owns the home?🏦🏡

❌ “The bank takes your home.” ❌ “Your kids inherit the debt.” # reversemortgage