Michael Kramer, Senior Vice President/Investments - Stifel

Michael Kramer, Senior Vice President/Investments - Stifel After hours by appointment only.
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Stifel Financial Corp. Stifel Financial Corp. Stifel is not responsible for content posted by third parties.

and its affiliated companies (“Stifel”) reserve the right to retain, monitor, and reproduce all electronic communications consistent with applicable law. is the parent company of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Stifel will not accept purchase or sales orders via LinkedIn, Facebook, or any electronic messaging systems. The comments, postings, or views expressed are my

own and do not necessarily reflect that of Stifel. Statements and messages are for U.S. residents only and are subject to the following terms: www.stifel.com/disclosures.

Congratulations to the class of 2026!Now that you are stepping into the ‘adult world', explore our Financial Literacy Vi...
06/01/2026

Congratulations to the class of 2026!

Now that you are stepping into the ‘adult world', explore our Financial Literacy Video Series to help build confidence and take control of your financial future:
https://vimeo.com/showcase/stifel-financial-literacy

Better steam engines increased, rather than reduced, coal use—an example of the Jevons paradox. With AI, the same dynami...
05/21/2026

Better steam engines increased, rather than reduced, coal use—an example of the Jevons paradox. With AI, the same dynamic may apply, potentially driving greater demand for analysis, coding, drafting, design, service, and research. Learn more in this week's from our CIO Office.

Read more here: https://livesocial.seismic.com/aSePwE

In the latest Potomac Perspective, Brian Gardner, Stifel's Chief Washington Policy Strategist, updates views on housing ...
05/21/2026

In the latest Potomac Perspective, Brian Gardner, Stifel's Chief Washington Policy Strategist, updates views on housing legislation and the CLARITY Act. The chances that Congress will pass the House's version of the housing bill (which is more benign for the build-to-rent industry than the Senate bill) have risen, and the prospects for the Senate's bill have diminished. He maintains the view on the prospects for the CLARITY Act and notes some new complications for passing the bill in 2027.

Read more here: https://livesocial.seismic.com/aaFWeC

On this Memorial Day, we honor those who made the ultimate sacrifice in service to our country. Stifel and the markets w...
05/20/2026

On this Memorial Day, we honor those who made the ultimate sacrifice in service to our country. Stifel and the markets will be closed today in remembrance.

Financial stress is the number one driver of declining emotional health in America. But it doesn't have to be that way. ...
05/19/2026

Financial stress is the number one driver of declining emotional health in America. But it doesn't have to be that way. As a Financial Advisor, I can help you reduce uncertainty by building a clear, personalized plan tailored to your goals.

As noted in the Northwestern Mutual's 2026 Planning & Progress Study, 71% of Americans with a financial advisor said they felt financially secure, while only 38% without an advisor agreed. You're welcome to reach out to me to discuss your goals, let Mental Health Month serve as a reminder to review your financial well being.

Elderly individuals are often targeted by online scammers seeking to exploit their trust and unfamiliarity with technolo...
05/18/2026

Elderly individuals are often targeted by online scammers seeking to exploit their trust and unfamiliarity with technology. Here are five actionable tips to help shield them from online scams: https://livesocial.seismic.com/aVbm5p

The Senate Banking Committee approved the CLARITY Act, 15-9. Two committee Democrats joined all 13 Republicans in advanc...
05/15/2026

The Senate Banking Committee approved the CLARITY Act, 15-9. Two committee Democrats joined all 13 Republicans in advancing the bill to the Senate floor. The vote was clearly a positive for the bill's prospects, but it also carried some warning signs. The bill's prospects improved, but we think by less than what others perceive to be the case.

View the full report:https://www.stifel.com/Newsletters/AdGraphics/InSight/Potomac-Perspectives/2026/PP_051526_2.pdf

The House could vote next week on a revised housing bill. The updated bill includes a restriction, favored by the Trump ...
05/15/2026

The House could vote next week on a revised housing bill. The updated bill includes a restriction, favored by the Trump administration, to limit the ownership of single-family homes by institutional investors. It is also more flexible on build-to-rent than is the Senate's housing bill. The House bill also includes several non-housing provisions which will probably be DOA in the Senate.

Click here to read more in Potomac Perspective from Brian Gardner, Stifel's Chief Washington Policy Strategist: https://livesocial.seismic.com/aNY_Ow

The Senate Banking Committee is scheduled to mark up cryptocurrency legislation (the CLARITY Act). Despite efforts to re...
05/12/2026

The Senate Banking Committee is scheduled to mark up cryptocurrency legislation (the CLARITY Act). Despite efforts to reach a compromise on the Stablecoin yield issue, as well as other matters, there may not be sufficient bipartisan support to pass the legislation through the full Senate. The bill will likely pass the committee, but the odds that the CLARITY Act will become law in 2026 remain low.

Read more about the upcoming markup and what it could mean for the bill's prospects in the latest Potomac Perspective: https://livesocial.seismic.com/aMXQy1

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