International Asset Management

08/31/2026

If you’re an American traveling perpetually abroad, you don’t need a fixed address to build wealth. However, you do need a plan.

One of the simplest and most effective ways to build wealth is to invest, and for American traveling perpetually overseas, this should remain US-based. IRAs, 401(k)s thankfully don’t disappear after you move abroad, but you may need to change broker to an expat friendly one. Investing in the US avoids the complex reporting requirements that come with foreign funds and accounts.

There are several other considerations for building wealth while traveling abroad. If you’d like to learn more about investing, banking, healthcare, and estate planning, read the full guide here:

https://iamadvisors.com/financial-planning-considerations-americans-perpetually-travelling-abroad/

Perpetually traveling, whether working remotely as a digital nomad, brings freedom but also financial planning challenges.

08/28/2026

When Americans move abroad and become expats, as they settle in and network locally, they often become aware of new investment opportunities.

Whether you should take the plunge and start investing outside the US depends on various factors though: your status as a US citizen and the related tax implications, how long you plan to stay abroad, where you expect to retire, which currencies your expenses are in, and how much complexity you’re willing to manage.

To help make the decision easier, in a new article we lay out some principles American expats can apply when evaluating new investment opportunities overseas.

In this article, we’ll lay out some clear principles that apply to most American expats when evaluating opportunities to invest overseas.

08/24/2026

Americans moving and living abroad often ask about banking.

If possible, it's worth maintaining a US account to preserve your US credit rating, receive US income, and perhaps pay bills back home. However, many US banks and brokerages won't maintain accounts for non US residents, so it may not be possible once you move abroad. Ideally, check and then if necessary change to an expat-friendly bank and broker before you move abroad.

You'll also probably need to open a foreign bank account. US cards work abroad, but transaction fees and exchange rates make them suboptimal for everyday use. Once you have a foreign account, you may also have to file FBAR and FATCA forms to report them to the US. Some people start with Wise multi-currency accounts, which also allow you to transfer between dollars and Euros at better rates than banks charge.

If you’d like to read more about banking considerations for , read the full article below:

https://iamadvisors.com/banking-considerations-options-americans-living-abroad/

08/21/2026

We see quite a lot of these articles, but that's just because retirement abroad is so popular at the moment.

Get the right financial advice from cross-border specialists before you make your move, though, to avoid unwanted surprises after you're overseas!

Forbes has picked 96 top retirement spots in 24 countries around the world based on costs, quality of life, healthcare, climate change and how welcome U.S. retirees are.

08/17/2026

Managing finances can be stressful for anyone, but for expats, it can be even more confusing. An important aspect of financial planning is your cash flow plan. Here are the basics of cash flow management for expats:

Ideally, start planning before you move abroad. Map out all your income sources and expenses in detail, then research equivalent costs in your destination country. Be sure to add a 10%-15% buffer for inflation or exchange-rate fluctuations.

Next, keep in mind that some banks may not work with American expats due to FATCA reporting requirements, so it’s important to research and set up accounts early. It usually makes sense to maintain both a US account and a local account.

There are many more things to consider, so if you’d like to find out more, we've published a full article on cash flow planning for .

https://iamadvisors.com/cash-flow-planning-for-americans-moving-abroad/

08/14/2026

Financial planning is complicated enough for Americans living abroad, but the complexities increase even more if you’re an expat entrepreneur or business owner.

Factoring in both U.S. and local regulatory regimes, currency risk and cross-border taxation all make owning a business internationally more challenging, from a financial planning perspective.

In a article for Forbes, International Asset Management President Tom Zachystal, CFA, CFP provides an overview of the factors need to consider, including choosing a business structure, cashflow planning, retirement planning, investing and estate planning for American entrepreneurs based overseas.

I’ll provide an overview of the factors you need to consider, including business structure, cashflow planning, retirement planning, investing and estate planning.

08/10/2026

It’s not easy for Americans moving abroad to master cross-border while also handling relocation, cultural changes, and everything else life throws your way, so we’d still like to share some of the main considerations to help you get started

Take . While it’s generally best to maintain US-based investment accounts, many US brokers won’t work with expats for compliance reasons. It’s also important to avoid investing in non-US funds due to punitive US tax treatment.

We discuss these ideas and others in the guide below to help simplify your financial life. As always, if you'd like to discuss your situation, get in touch.

https://iamadvisors.com/financial-planning-considerations-american-digital-nomads-abroad/

08/07/2026

Just one month to go until the International Living Ultimate Go Overseas Bootcamp 2026 Conference in Tampa, where International Asset Management President Tom Zachystal CFA, CFP will be discussing and considerations for Americans who wish to .

Ultimate Go Overseas Bootcamp 2026

08/03/2026

Did you know that many US brokerage firms will close or freeze your brokerage accounts when you move overseas?

This catches many off guard, and I want to help you avoid the same issue.

If you’re planning to move abroad or have already moved, here are some things to know about your US brokerage accounts.

First, your account won’t be closed immediately. You’ll be notified 30 to 90 days before closure, giving you time to transfer your assets to an expat-friendly brokerage account.

During this period, you may face trading restrictions, and if you don’t transfer in time, you may face forced liquidation of your holdings, which can trigger capital gains taxes.

The best way to avoid these issues is to research your options and transfer your assets before you relocate.

If you’d like to learn more about expat-friendly firms and how to avoid hiccups, read the full article in the first comment below.

07/30/2026

One of the biggest questions Americans living overseas ask is where their retirement income will come from. In reality, it often comes from a combination of sources, and the right mix depends on where you live, how you're taxed, and the type of assets you own.

In this video, we look at the different ways US expats can generate retirement income, from Social Security and pensions to investment portfolios and property. We discuss the pros and cons of different income-producing investments, including dividend-paying stocks, bonds, REITs, preferred shares, Business Development Companies (BDCs), and other specialist income investments.

If you're planning to retire abroad (or you're already there) this video explains the different ways to build a reliable retirement income while avoiding some of the common pitfalls that affect US citizens living overseas.

At IAM Advisors, we specialise in investment management and financial planning for US expats, covering taxation, estate planning, currency transfers and global asset strategies.

Whether you’re about to relocate or already overseas, we’re here to help you manage the complex intersection of US regulations and international living.

Find out more and get in touch at https://iamadvisors.com/



https://www.youtube.com/watch?v=MX55Js6uXqA

One of the biggest questions Americans living overseas ask is where...