Independent Bank

08/07/2026

Backpacks, lunches, homework, carpools—it’s a lot to keep straight! 🎒

A few simple routines can make the return to school feel a whole lot smoother. Check out nine practical tips to help your family stay organized, simplify busy mornings and start the school year with confidence.

Read more: https://trst.in/FK8npA

Start the school year with less stress. Use these nine practical back-to-school organization tips for routines, homework, meals and mornings.

08/04/2026

August is here—and summer isn’t over yet. ☀️

Before the season starts to fade, make a little room for slow afternoons, refreshing adventures and simple pleasures:

🛶 Go kayaking — Paddle somewhere peaceful and enjoy the view.
🚿 Take a cold shower — A quick, refreshing reset on a hot day.
📚 Buy a new-release hardback — Pick up a fresh read and make time to get lost in it.
🛁Take a long bath set to music — Turn up your favorite playlist and slow down.
🍦 Make homemade ice cream — Create your own flavor and serve it in cones.
🌊 Skip stones — Head to the water and see how many skips you can get.

Here’s to savoring every last golden moment of summer.

What’s first on your August to-do list?

08/01/2026

August is Back to School Month! It’s a season of fresh starts, sharpened pencils, and packed calendars. ✏️

Whether you're sending off a kindergartener with an oversized backpack or watching your college kid drive away, this time of year holds a special place in our hearts. It’s a return to routine, a reset button for families, and a chance to refocus, in school, at home, and even financially.

Take a moment this month to check in on your goals, your budget, and your calendar. Big or small, every step you take now helps set the tone for the rest of the year.

We’re here to support you, however you’re starting the season. 💛

05/25/2026

On this day of remembrance, let's honor those who have made the ultimate sacrifice in service to our country.

All i-bank locations will be close today in observance of the Memorial Day holiday. Digital banking is always open!

05/10/2026

To the moms who hold everything together — thank you.

For the rides, the reminders, the reassurance, the sacrifice, the support, and the unconditional love that shows up in a thousand different ways every single day.

Today, we celebrate the mothers, grandmothers, stepmothers, mentors, and caregivers who make our families and communities stronger. Happy Mother’s Day from all of us at i-bank. ❤️

05/09/2026

It’s one of the trickiest moves in real estate: selling your current home while buying the next. The timing can feel impossible, but with the right plan, it’s absolutely doable.

1️⃣ Start with your contingency options.
A home sale contingency can protect you if your current home hasn’t sold yet, but it can also make your offer less competitive. A good lender and agent can help you weigh that choice and see if bridge financing might make more sense.

2️⃣ Have a short-term plan.
If your home sells before you’ve closed on your new one, consider temporary housing or a short-term rental. It’s not perfect, but it can save you from feeling rushed into the wrong house.

3️⃣ Loop your lender in early.
We’ll look at your current mortgage, your home equity, and what you expect from the sale. The earlier you start that conversation, the more options we can line up, like a bridge loan, HELOC, or short-term solution to keep your move stress-free.

Buying and selling at once takes coordination, but it doesn’t have to take a toll. With a clear plan and the right lending partner, you can make the move confidently and keep your peace of mind along the way.

05/08/2026

Most homebuyers assume that collecting more mortgage quotes automatically leads to a better deal. On paper, it sounds logical. More options should mean more savings, right? In reality, rate shopping without a clear strategy often creates confusion, delays decisions, and can even cost you the home you want.

Most homebuyers assume that collecting more mortgage quotes automatically leads to a better deal. On paper, it sounds logical. More options should mean more savings, right? In reality, rate shopping without a clear strategy often creates confusion, delays decisions, and can even cost you the home yo...

05/07/2026

Big financial goals don’t happen overnight — they happen one intentional step at a time.

Whether you’re saving for a home, building an emergency fund, planning for retirement, or simply trying to feel more in control of your money, having a clear plan can make all the difference.

In our latest i-Scope article, we break down the SMARTER framework for setting financial goals that are realistic, measurable, and built to evolve with your life. Because progress doesn’t require perfection — just consistency.

Read more:

Setting financial goals is easy. Achieving them takes structure, consistency, and a clear plan. By defining meaningful goals, prioritizing them across different timeframes, and funding them through your budget, you can turn financial ambitions into measurable progress.

05/05/2026

When most people think about a 30-year fixed mortgage, they focus on the rate. Is it high? Is it low? Should they wait?

But that framing misses the bigger picture entirely.

When you lock in a fixed-rate mortgage, you’re not just buying a home—you’re making a long-term financial move that quietly works in your favor over time.

Learn more: https://trst.in/wTmfFA

05/03/2026

Watch out for texts that pretend to be your bank! 🚨

These messages often say there’s a problem with your account and push you to act fast by clicking a link or replying right away. That sense of urgency is a big red flag.

A quick reminder:
Banks will not ask for your online banking password, full account number, or personal info over text. Links in these messages can look convincing, but they’re designed to steal your information.

If you receive a message like this and something feels off, do not click the link. Instead, contact us using our trusted phone number or sign in through the official app or website.