Kay Ferguson Consulting

Kay Ferguson Consulting Kay-Ferguson Consulting specializes in all Healthcare &Life Planning; Large Business & Small Business Group, Self-Employed, Individual, Medicare, & more.

PUBLIC SERVICE ANNOUNCEMENT When you see those ads on TV with Joe Namath, JJ Walker, and the rest of the celebrates ... ...
11/23/2021

PUBLIC SERVICE ANNOUNCEMENT

When you see those ads on TV with Joe Namath, JJ Walker, and the rest of the celebrates ... these are "PAID" spokes people that work with call centers, they are not Medicare Specialists and WILL NOT be there for you when they screw up and put you in the wrong plan! This has been my biggest headache this year. I have already had to undo several clients that fell for the old bait & switch.

I am licensed and contracted with every major carrier, they DO NOT have anything different than any independent broker. Find a independent agent that is licensed and contracted with all the major carriers and let them help guide you in the right plan that meets your needs and your budget.

It does not cost you anything to use an agent (we get paid by the insurance companies) so there is NEVER a charge to use an agent!

BTW when selling season is over they will NOT be there for you!

06/17/2020

If you are interested as an Individual(w/wo family, a Group (small business owner 2-50) (large business owner 50-500), local municipality(25-over 1K Employees), are self-employed(sole proprietorship), or a W-2 or 1099 tax filer, in learning new information with resources available in multiple areas to assist during this trying time please like, comment, and share. If I have 30 responses I will create a webinar that would be phone in or listen in only mode, but watch and answer questions live with a slide show to share updates.

I also can cater areas in webinar to questions people ask and want to know the most accurate up to date information and how or what could benefit them as an individual, business, city, and non-profit organization.

There are multiple grant funding opportunities in many areas, the key is know which ones are the most beneficial and attainable based on criteria.

The SBA has released additional funding, much of which is allocated freely.

Healthcare if course is one of the biggest concerns as unemployment rises and a pandemic has created gaps due to job loss. There are options!! Don not put yourself or your loved ones at risk to medical bankruptcy due to lack of coverage. It is something percentage wise most people in us once it happens never see the end until they pass away, and then if they are married their spouse will continue that burden. In some cases ex-spouses. It robs people of everything while they are living.

A $150K medical bill can keep you from buying housing or moving. It can keep you from ever being financially viable enough to own a business or staying in business.

There is new legislation recently released that offers non reimbursement funding to address needs. We would never condone cheating the system, but using the system, benefits us all and understanding that which may assist you or your business or city is key when making informed educated choices and decisions.

We saved one company $37,568 last week of 48 employees and each employee also received an increase in pay per taxes. We will touch on Medicare assistance offered through relief funding if needed.

If 30 people respond and confirm, questions welcome, I will send out multiple time options for webinar with all above information.

-south cities -19funding allegation

Today Betty Kay and I will be giving the 10 minute presentation for GNI Networking Midtown. There will be information re...
11/05/2019

Today Betty Kay and I will be giving the 10 minute presentation for GNI Networking Midtown. There will be information regarding new tax incentives just in stated for Small Business and W-2 Employee as well. We saved one company $37,568 last week of 48 employees and each employee also received an increase in pay per taxes. We will touch on Medicare changes and answer questions. Please join us at Local on the Square from 11:30-1, Today, Tuesday November 5th.

Today Betty Kay and I will be giving the 10 minute presentation for GNI Networking Midtown. There will be information re...
11/05/2019

Today Betty Kay and I will be giving the 10 minute presentation for GNI Networking Midtown. There will be information regarding new tax incentives just in stated for Small Business and W-2 Employee as well. We saved one company $37,568 last week of 48 employees and each employee also received an increase in pay per taxes. We will touch on Medicare changes and answer questions. Please join us at Local on the Square from 11:30-1, Today, Tuesday November 5th.

Many employers stopped offering health coverage due to the extreme expense and the lack of options. More plans have been...
08/31/2019

Many employers stopped offering health coverage due to the extreme expense and the lack of options. More plans have been released since January than any other year since 2010. There are creative ways to offer coverage and it is much more affordable and accessible for small business group than it has been in recent years. Valuable employees are worth keeping for over all profitability. Kay-Ferguson Consulting also offers free Financial Advising Counseling as well for all employees when we create our group plans. Keep your people happy and alleviate unwanted extra stress for yourself. Contact us today. We can help ANY size.

If you soon find yourself in Open Enrollment with your employment research, shop, and make the most of the money you spe...
08/27/2019

If you soon find yourself in Open Enrollment with your employment research, shop, and make the most of the money you spend for the healthcare plan you choose. It is becoming increasingly more expensive for spouses and children to be included in company coverage and rates are increasing again this year.
Kay-Ferguson Consulting reviews your plan options, runs all available options in the zip code you reside in, and we compare what you’re spending for what coverage you are getting and how it travels in any event of a health occurrence. Numbers are what matter and if you are spending $200-1000 more than you need in many cases monthly without getting better coverage you need to shop and review. More plans have come out this year since any other since 2010. Please contact us and let one of our knowledge advisors assist you and your family. -business

06/24/2019

Help select the best companies, people and places in Memphis by voting in the 2019 Memphis Most awards.

06/10/2019

One resource seems infinite and free: the professionalism of caregivers.

06/07/2019

HSA's: Why they are good for almost everyone if their plan qualifies. There are multiple options out there. Lively is the number 1 at moment as it is free and does not require a minimum balance and it also allows you to transfer funds easily from your bank account to the HSA online or via an app. If your company or Group offers and matches it is a wise decision to participate.

2019 guidelines are $3500 for an individual with additional $50 over if last year one was in place already, $7000 for married w/ additional $100 if had one in 2018.

55 and over it increases by $500-550 for an individual and $1000-1100 for married making it $4000-4100 or $8,000-8100
It rolls over annually tax free until Medicare eligible. It can pay for dental and orthodontic service, vision services so if you have co-pays or deductibles with dental and vision it is very useful, especially with braces. It can be used to pay all prescription drug co pays, acupuncture, physical therapy, occupational therapy etc.

We also recommend our clients that have HSA's and are going onto Medicare and having to pay tax on roll a portion into a fixed indexed annuity to pay for your Medicare plan and drug coverage without having to dip into you retirement income. It is an wise decision in most people's case.

We can help with questions with any information given. This is just our KFC educational post for the day.

Address

1661 International Drive Suite 400
Memphis, TN
38120

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 5pm

Telephone

+19016909978

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