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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

NAF 901 Team

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One team. One mission. To simplify your mortgage experience—whether buying or refinancing.

Brian Thomas, Branch Manager NMLS #161785
Cortavius Thomas, Sales Manager NMLS #1824028
New American Funding #6606

10/14/2026

Renting and owning both come with a monthly housing payment but homeownership may give you the opportunity to build equity over time. 🏡💰 Curious if buying could make sense for you? I’m here to help!

10/08/2026

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you may have more options than you realize. I’m here to help you explore them! Let’s chat. 📲

10/07/2026

Mortgage rates moved back above 7% but that doesn’t mean your homebuying plans have to stop. 🏡📈 Rates have reached similar levels before, and your options depend on much more than one number. Let’s look at your goals, budget, and loan options together. 📲

09/03/2026

When searching for a home, don’t forget to look beyond the front door.
The neighborhood you choose can influence your everyday routine, including your commute, access to shopping and restaurants, nearby parks, and the overall lifestyle you enjoy. 🏘️✨
Finding the right home means finding the right fit for your life.
🔑 NAF is here to help guide you through the financing side of your homebuying journey while you search for a place you’ll love. Reach out to get started!

09/02/2026

“I’ll never qualify for a home.”
It’s a thought many potential homebuyers have, but assumptions can sometimes keep you from exploring what may be possible. 🏠
Your income, credit, assets, and overall financial situation all play a role. That’s why talking with a mortgage professional can help you better understand your options and next steps. 💙
🔑 Don’t let uncertainty stop you from asking the question. Reach out today and let’s explore your path toward homeownership!

08/27/2026

Thinking about investing in real estate but worried your personal income or credit history could make financing difficult?

A DSCR loan may offer a different path for real estate investors. Instead of qualifying primarily based on traditional personal income documentation, a Debt Service Coverage Ratio (DSCR) loan can focus on the income potential of the investment property.

Depending on the program and borrower qualifications, options may include no minimum FICO requirement, gift funds, no tradeline requirement, and ITIN eligibility. 📊

Real estate investing looks different for everyone, which is why understanding your financing options matters. At New American Funding, we're here to help you explore what may fit your investment goals. 🤝

📩 Want to learn if a DSCR loan could work for your next investment property? Send me a message!

08/21/2026

Paying nearly $2,000 a month in rent? It may be worth finding out what homeownership could look like.

The typical asking rent reached $1,965 in June 2026, up 2.2% from the year before.

If you're already making a significant monthly housing payment, don't automatically assume buying is out of reach. Your potential mortgage payment depends on factors like your loan amount, interest rate, taxes, insurance, and other costs.

💡 The first step isn't finding a house. It's finding out what you can comfortably afford.

NAF is here to help you understand your options and build a realistic path from renter to homeowner.

📲 Let's see what your monthly budget could look like as a homeowner!

08/20/2026

Think a big down payment is holding you back? Think again! The path to homeownership is more flexible than ever. From family gifts 🎁 to down payment assistance programs, there are many creative strategies to help you bridge the gap and unlock the door to your dream home.

Ready to explore your options? DM us to learn how our flexible loan solutions can work for you! 📲

08/07/2026

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending on your goals, solutions like a cash-out refinance or HELOC (Home Equity Line of Credit) may help you consolidate higher-interest debt into a more manageable payment. Every situation is different, so it's important to review your options with a trusted mortgage professional before making a decision. 🏡

Let's explore whether your home can help support your financial goals. Send me a message to get started! 📩

08/05/2026

Surprised your first mortgage payment isn't due right after closing? That's actually good news!

Here's how it works: When you close on your home, you pay prepaid interest for the rest of that month as part of your closing costs. Since mortgage payments are paid in arrears (meaning they cover the previous month's interest), your first monthly payment is usually due on the first day of the second month after closing.

📅 Example: Close on July 11 → Your first mortgage payment is typically due September 1.

Have questions about what to expect at closing? I'm here to help every step of the way! 📩

Address

6000 Poplar Avenue, Ste. 250
Memphis, TN
38119

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+19015068367

Website

https://www.newamericanfunding.com/mortgage-loans/brianthomas, https://www.newamericanfunding.com/mortgage-loans/Cortavi

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