The Advisor Group

02/26/2025

Some foods can be powerful allies in your fight against chronic diseases and age-related conditions.

02/18/2025

What’s the difference between a skilled nursing facility and a nursing home?

There are key differences between a skilled nursing facility and a nursing home and how Medicare may provide coverage for each. See how Medicare coverage works with both types of nursing care options.

02/14/2025

We have 2 more seminars coming up next Tuesday, Feb 18th at the Bartlett Library. 2pm and 5:30pm.
You must register to attend.
Click below to register.

Join us for a 90 minute educational seminar about Wills, Trusts & More

11/11/2024

Medicare updated their costs for 2025:
2025 Costs at a glance (embedded link for details):
Part A Deductible - $1,676
Inpatient and Skilled Nursing Facility stays increased about 3%
Part B Premium - $185
Part B Deductible - $257

Send a message to learn more

10/18/2024

Social Security cost of living adjustment for 2025 will be 2.5%

Cost-of-Living Adjustment (COLA) Information

08/30/2024

This Labor Day, we're pausing to say a huge thank you to our incredible clients. Your support and partnership make our work truly rewarding 🙏

In celebration of the holiday, our office will be closed on Monday, September 2, but we'll be back on Tuesday, September 3, ready to assist you.

Wishing you all a Labor Day filled with fun, joy, and relaxation.

08/27/2024

When we read stories that make us smile, we like to share them with our network! 😊

Imagine walking your dog and stumbling upon a piece of history. That's exactly what happened to 12-year-old Rowan Brannan and his mother, Amanda, in Sussex, England. What Amanda initially dismissed as just some old strapping turned out to be a golden treasure from the first century AD!

Rowan's adventurous spirit and curiosity led him to discover something truly extraordinary — a 2,000-year-old gold band, proving that sometimes, the most remarkable treasures are just beneath our feet.

Read the full story using this link: https://www.goodnewsnetwork.org/boy-finds-rare-gold-roman-bracelet-in-a-field-where-it-was-lying-for-2000-years/

08/21/2024

On August 21st, we celebrate the innovative spirits and resilient minds of entrepreneurs everywhere. In our line of work, we're lucky to serve a number of these creative and driven individuals.

Entrepreneurs not only build their dreams but also create value and opportunities within our communities. Today and every day, we’re proud to support entrepreneurs with insights and strategies that strengthen their business endeavors.

Is there an entrepreneur in your network that you want to celebrate? Tag them in the comments!

08/19/2024

Did you know life insurance can be a powerful tool in planning your retirement? Here’s how you can tap into your policy to maintain your lifestyle when you retire:

✅ Build a Cash Reserve: Permanent life insurance policies accumulate cash value over time. This isn't just a safety net. It's a growth opportunity that can support your finances as you age.
✅ Tax-Free Retirement Income: With careful planning, you can withdraw from your policy’s cash value tax-free, as long as it doesn’t exceed the premiums you’ve paid.
✅ Borrow from Yourself: Need a loan? Borrow against your permanent policy's cash value. It’s like giving yourself a financial boost with no immediate repayment required. Keep in mind it will reduce the death benefit if not repaid.
✅ Sustain Your Policy: Nearing retirement and revising your budget? You can use your policy’s accrued cash to continue covering its premiums. It’s self-sustaining insurance!

Have questions or need more info? Feel free to call or email us anytime! We're here to help you navigate your retirement planning with the best tools available.

08/14/2024

Today marks an important day to reflect on our financial health and education. With that in mind, we’re sharing three eye-opening stats about the state of finances in America:

Emergency Savings: Only 48% of Americans have enough emergency savings to cover at least three months' worth of expenses, as of May 2023. Alarmingly, 22% have no emergency savings at all. This underscores the crucial need for improved financial planning.

Debt vs. Savings: A concerning trend shows that 36% of U.S. adults have more credit card debt than emergency savings in 2024 — the highest percentage since 2011. Managing debt is a continuing challenge for many.

Financial Anxiety: A staggering 77% of Americans report feeling anxious about their financial situation, according to a recent Mind over Money survey by Capital One and The Decision Lab. Financial concerns range widely from savings and retirement plans to affording housing or education.

Do you relate to any of these financial realities? Our team is always happy to discuss your current financial situation and your plans for your future financial success. Reach out anytime.

08/12/2024

Did you know that nearly 90 million American families rely on life insurance to protect their financial stability and secure their retirement? It's not just about safeguarding against the unexpected — it's also about ensuring peace of mind for the years to come.

Whether you’re looking to review your existing policy or set up a new one, our team is here to help you every step of the way. Don’t leave your family's future to chance.

Contact us today to discuss how we can tailor a life insurance plan that fits your needs and provides the security your family deserves.

08/09/2024

Today, we wanted to extend our warmest wishes to all of those navigating the start of a new school year!

Whether you’re a student, teacher, or parent, we hope the year ahead is one of success and happiness. If you need anything as you settle into the new routine, remember that our team is just a phone call away.