Resilient Asset Management

04/03/2026

Did you know 83% of small business owners recognize the value of working with a financial professional — ranking it higher than advice from family and friends? 🏦

That's according to a recent survey by Equitable and SCORE — and the rest of the findings are just as eye-opening.

Yet many business owners still don't have a plan for retirement, disability income, or business succession.

Consider this:
✅ 59% of business owners say they'll struggle to fully retire from their business
✅ 33% have no plan to replace their income if they become disabled
✅ Retirement goals vary widely — Boomers expect to work until 74, Gen X until 66, and Millennials aim to retire at 61

Every business owner's journey is different — and so is their financial plan.

At Resilient Asset Management, we specialize in helping small business owners build comprehensive financial strategies that cover everything from cash flow and tax planning to succession and retirement.

Whether you're just getting started or thinking about what's next — we're here to help you build a plan as resilient as you are. 💪

Drop a comment or send us a message to start the conversation.

Source: https://citywire.com/ria/news/sifma-urges-sec-to-overhaul-off-channel-comms-rules/a2476812

03/19/2026

Did you know your Financial Power of Attorney might not work at your own bank? 🏦

It's one of the most common — and most preventable — gaps we see in estate planning.

Many banks won't accept a POA prepared by an outside attorney. They require their own proprietary form. And here's the critical part: once a person becomes incapacitated, they can no longer sign legal documents. If the bank's form was never completed, your family could be facing a costly court process at the worst possible time.

The good news? This is an easy fix — if you act now.

Before you need it, ask every financial institution where you hold assets:
✅ Will you accept my attorney-prepared POA?
✅ Do you have your own form I need to complete?
✅ Can I do that today?

One afternoon of preparation can save your family enormous stress down the road.

03/11/2026

Most families think they're on the same page about the future.

They're usually not.

97% of parents say estate planning conversations are important — but 68% haven't told their kids whether they'll even receive an inheritance. And while 43% of adult children expect to step in as caregivers, only 12% of parents see that coming.

These gaps don't close on their own. They close with a conversation.

If you've been putting off the estate planning talk with your family — or your advisor — now's a good time to start. I'd love to help.

03/08/2026

Working for yourself is liberating. But it can also mean nobody's automatically setting money aside for your retirement.

The good news? Self-employed workers actually have more retirement savings options than most traditional employees — and some of them allow you to put away a lot of money.

We just updated our guide breaking down the four main options: Roth IRA, SIMPLE IRA, SEP-IRA, and Solo 401(k). Plain English, no jargon, with a clear breakdown of who each plan works best for.

If you're a contractor, freelancer, or business owner and retirement planning has been on your to-do list — this one's for you. 👇
https://www.resilientam.com/retirement-plans-for-the-self-employed

03/06/2026

Most people don't think about estate planning until it's too late. If you're in the military, that's a risk you really can't afford to take.

Whether you're heading out on deployment or just getting your affairs in order, there are a few documents every service member needs — and some military-specific designations that often get overlooked.

We just updated our guide covering everything from Wills and Powers of Attorney to SGLI beneficiary designations and your TSP. It's straightforward, jargon-free, and written specifically with military families in mind.

If you don't have a Will yet — this is your sign to get one. 👇

Do you have a Will? If not, you're not alone — but that doesn't make it okay. Here's a practical breakdown of the essential estate planning documents every military member needs, and the military-specific designations most people overlook.

03/04/2026

Most financial content focuses on what you can't control — market movements, interest rates, economic cycles.

Here's what you can control.

After years of working with clients across all financial situations, I've found that the people with the strongest financial foundations aren't necessarily the ones with the highest incomes. They're the ones who've addressed the basics — consistently and deliberately.

The 7 Cornerstones of a solid financial plan:

1. Estate Plan — Disability is more likely than death for most people. A Durable Power of Attorney alone can save your family enormous pain.

2. Emergency Fund — Your financial shock absorber. The size depends on your income stability, but everyone needs one.

3. Insurance — You can't bear every risk yourself. Periodic reviews reveal blindspots you didn't know you had.

4. Tax Reserves — Especially critical for the self-employed. The penalties for non-payment are steep.

5. Executable Budget — Spending less than you earn isn't glamorous. It's also the single most reliable path to long-term wealth.

6. Employer Retirement Account — Employer matching funds are one of the only places in life you get an immediate, risk-free 100% return. Don't leave it on the table.

7. Long-Term Care Plan — Far easier to address when you're healthy and stable than after a medical event forces the conversation.

None of these are secrets. But most people address only a few — or none at all.
The full breakdown is on our blog. Link in comments.

What would you add as an 8th cornerstone?

02/16/2026

Leadership requires the discipline to look past the current market cycle and focus on the horizon. Today, we honor the leaders who steered our country through every economic climate. How are you positioning your portfolio for the next chapter?

01/24/2026

Reflecting on 2025, one thing is clear: diversification trumps prognostication every single time.

While international markets outshined their domestic counterparts this year, the lesson isn't in the "win"—it's in the preparation. As we look toward 2026 and the continued evolution of AI, the "mud-stained windshield" of the future remains.

In our latest Year-End Letter, we break down:

📌 Why "uncertainty" is an evergreen reality, not a modern phenomenon.
📌 The psychology of the "survival instinct" in investing.
📌How we are navigating the AI-themed market shift.

Read our full letter here: https://www.resilientam.com/blog/2025-annual-client-letter

12/24/2025

Wishing you and your family a joyful Christmas filled with warmth and wonderful memories. Happy Holidays from the team at Resilient Asset Management.

11/25/2025

2026 401(k) and IRA contribution limits were released, bumping up both regular contributions and catch up contributions for those over 50.

For those whose plans allow it, employees aged 60 to 63 can contribute an additional $11,250 in place of the $8,000 catch up amount.

Will you be changing your employee retirement percentages or budgeting plans as a result?

This is also a good time to check your 2025 contributions and shore them up if it fits your budget and your financial plan.

11/22/2025

Another successful trip to the Restaurant Finance & Development Conference in the books!

While the insights shared at were as valuable as ever, the personal highlight was connecting with industry peers—both familiar faces and new contacts.

All in all, a productive and worthwhile event. Already looking forward to next year!