Bluff City Advisory Group

10/15/2026

Medicare Open Enrollment begins today and runs through December 7! If you’re eligible, now is the time to review your current coverage and consider whether it still fits your healthcare needs and financial plan. Contact our team if you’d like help preparing for the conversation.

10/13/2026

October is Cybersecurity Awareness Month, a great reminder to practice extra caution to protect your online credentials. Once your credentials are obtained by an unwanted party, bad actors can gain access to your accounts, leading to a loss of funds with your bank and credit cards. Follow our tips on how to prevent credential theft: https://www.bluffcityadvisory.com/blog/credential-theft

10/12/2026

It's easy to set estate planning aside once you've done a version of it. The only thing is, the file keeps changing. Accounts get opened. Families grow. Laws shift. And in the space between signing and revisiting, a handful of reasonable-sounding assumptions can start to stand in for an up-to-date plan.

It's easy to set estate planning aside once you've done a version of it. You sign the paperwork. You name a beneficiary. You mentally close the file.The only thing is, the file keeps changing. Accounts get opened. Families grow. Laws shift. And in the space between signing and revisiting, a handful....

10/05/2026

Government bonds have been selling off recently, pushing Treasury yields higher. For investors holding bond funds, that can mean watching the supposedly safe part of their portfolio lose value. Which raises an interesting question: If recent returns from bonds have been so lousy, why bother owning them in the first place? We explore this in our latest blog post!

Bonds have a reputation for being the boring part of an investment portfolio. They're supposed to provide a little stability. No drama, please! Well, the market apparently didn't get the memo.Government bonds have been selling off recently, pushing Treasury yields higher.1 For investors holding bond...

10/05/2026

Updating the beneficiaries on your life insurance policies and financial accounts isn’t fun, but it’s critical to making sure your loved ones are protected and your money goes where you want. Here’s what to know:
➡️ A beneficiary designation supersedes your will. So, if you name one person in your will and somebody else in your retirement accounts, your money may be going to someone you no longer intend.
➡️ Beneficiary designations can help keep your assets out of probate, which is often lengthy, expensive, and public for your family.
➡️ Update your beneficiaries after major family events: marriage, divorce, the birth of a child or grandchild, or the unfortunate loss of a spouse or loved one.
➡️If you’ve opened new accounts or rolled over a retirement account, your beneficiaries won’t automatically update. Take the time now to add primary and contingent beneficiaries.

10/01/2026

A challenge for many new retirees is shifting from a savings mindset to a spending one. For careful savers, the hesitation to spend tends to show up in small ways in daily life but the instinct that built your security shouldn't prevent you from enjoying retirement. Follow our tips on building confidence in spending and reframing your approach on how to spend every dollar. https://www.bluffcityadvisory.com/blog/permission-spend-retirement-skill-rarely-taught

09/29/2026

Small businesses make up roughly 99.9% of all businesses in the country and employ nearly half of all private-sector workers. However, roughly half of U.S. business owners either plan to close their business when they step away or have no plan at all for what happens next. Here’s why it’s important to have a plan for your next steps.
https://www.bluffcityadvisory.com/blog/business-succession-planning-built-last-vs-built-transfer

09/28/2026

You've likely seen several headlines about rising interest rates. Find out why lenders are demanding a higher return and how it could affect your plans.

Learn how rising interest rates can affect your short and long-term goals.

09/23/2026

There are three types of credential theft: phishing, weak passwords and man-in-the-middle attacks. Learn about what these attacks are and how you can prevent them in this blog post: https://www.bluffcityadvisory.com/blog/credential-theft.

09/21/2026

Retirement has four connected risks to manage rather than a single investment problem to solve: longevity, market, health and decision. A financial professional can help you look at all four risks together instead of one at a time, and help you plan for the ones that never show up on a statement.

Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.That's understandable. The balance is the number on the statement. It's concrete, and it feels like a score. But judging retirement readiness by that one figure is a....