Denise Coles, Mortgage Loan Originator, NMLS #101618

Denise Coles, Mortgage Loan Originator, NMLS #101618 Stockton Mortgage NMLS: 8259 | nmlsconsumeraccess.org | Equal Housing Lender

Mortgages come with a lot of questions. And yes, there really is a lot to Google...What does pre-approval actually mean?...
08/27/2026

Mortgages come with a lot of questions. And yes, there really is a lot to Google...

What does pre-approval actually mean? How much should I put down? What can I realistically afford? What happens after my offer is accepted?

That’s where I come in. Bring the questions, big or small. 🏡

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org This is not a commitment to lend. Qualifications apply. See representative for details.

The “perfect time to buy” is a bit of a myth — it almost never lines up neatly with your calendar. What actually matters...
08/26/2026

The “perfect time to buy” is a bit of a myth — it almost never lines up neatly with your calendar. What actually matters is whether you’re ready: your budget, your goals, your next chapter. The only way to know is to look at real numbers together. No pressure, no commitment — just a clear picture. Want to see where you stand?

Green flag in a lender: you can actually reach them. No call centers, no “your loan originator is unavailable,” no wonde...
08/25/2026

Green flag in a lender: you can actually reach them. No call centers, no “your loan originator is unavailable,” no wondering where things stand. Work with me and you get my number and straight answers — before, during, and long after closing. That’s the whole job. Got a question about buying? Send it my way. 📱

Stockton Mortgage NMLS 8259 | Equal Housing Lender | nmlsconsumeraccess.org

The 20% down payment is the biggest myth in home buying. Lots of buyers get in with far less — the right number depends ...
08/22/2026

The 20% down payment is the biggest myth in home buying. Lots of buyers get in with far less — the right number depends on you. If saving has felt like the wall between you and a home, let’s actually run your options. You might be closer than you think.

Something about fall makes you want a place that’s really yours. Cooler mornings, a door that’s yours to close, a couch ...
08/21/2026

Something about fall makes you want a place that’s really yours. Cooler mornings, a door that’s yours to close, a couch spot that doesn’t come with a lease. If “settled in before the holidays” is the goal, now’s the time to start. Because closings need a little runway. Let’s talk about what that looks like for you.

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org

Quick nudge before the calendar flips: there’s still time to start your pre-approval and head into September a step ahea...
08/20/2026

Quick nudge before the calendar flips: there’s still time to start your pre-approval and head into September a step ahead. Getting it going now means when the right home shows up, you’re ready to move instead of scrambling. It starts with one conversation — send me a message and we’ll map out your next step. 🏡

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org This is not a commitment to lend. Qualifications apply. See representative for details.

Swipe through to find your match — black coffee, iced latte, or cold brew — then tell me in the comments: did I get your...
08/18/2026

Swipe through to find your match — black coffee, iced latte, or cold brew — then tell me in the comments: did I get your house right, and what's your actual order?

Whatever it is, I'll help you find the home loan to go with it.

There's something about fall that makes people start picturing home — cooler evenings, the porch light, a place that's f...
08/17/2026

There's something about fall that makes people start picturing home — cooler evenings, the porch light, a place that's finally theirs.

If that's been on your mind lately, you don't have to have it all figured out to start. One quick conversation now just means you'll be ready when the right place shows up. No pressure, no runaround.

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org

"It's probably too early to reach out."I hear that all the time. And it's almost never true. Whether you're six weeks or...
08/15/2026

"It's probably too early to reach out."

I hear that all the time. And it's almost never true. Whether you're six weeks or six months out, an early conversation just means you'll be ready when the right place shows up. No commitment, no pressure.

Curious where you'd stand today? Send me a message and we'll map it out together.

Stockton Mortgage NMLS 8259 | Equal Housing Lender | https://nmlsconsumeraccess.org

Life happens fast. Home is where you get to slow down.It's the porch light after a long day, the kitchen everyone ends u...
08/14/2026

Life happens fast. Home is where you get to slow down.

It's the porch light after a long day, the kitchen everyone ends up in, the door that's finally yours. Getting you there is the best part of my job — and I'll walk you through every step so it never feels overwhelming.

Thinking about making a move? I'd love to help.

Address

6750 Poplar Avenue, Suite 118
Memphis, TN
38138

Telephone

+16154966678

Website

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