The John Perfetti Home Mortgage Team NMLS #685432

The John Perfetti Home Mortgage Team NMLS #685432 John Perfetti, Jr. He is known for providing top-notch service and communicating with his customers frequently at each stage of the loan process. States

Residential Mortgages / Financing for 1-4 family homes,
Condo's & Co-ops.
* Many loan products
* Purchase mortgages
* Refinance of any current mortgage or cash out mortgage
* HELOC's
* Licensed in 50 States
* Student Loans
* Investment Products has experience as a residential mortgage banker since 2003 , John thoroughly understands the complexities of mortgage financing to better assist clients with the information they need. John confidently originates all programs offered bank. He strives to serve all clients with efficiency, reliability and the utmost attention to detail. Above all, John feels privileged to be helping his clients achieve their dream of home ownership and assisting them in what is possibly the largest or most important purchase they may ever make. Citizens Bank has a sensible approach to lending and offers a wide range of competitive mortgage products to serve the needs of its customers – from first-time buyers to seasoned homeowners. It’s never too early to explore your mortgage options and I look forward to providing personal service and expert guidance at every turn making the mortgage process clear and understandable.

* Licensed in All 50 U.S.

05/02/2024

There's new opportunity in new construction - are you paying attention as the price gap between existing homes for sale and new builds are narrowing?

The Federal Reserve doesn't set the mortgage rates, but its actions influence them. Are you trying to buy this year? I c...
04/25/2024

The Federal Reserve doesn't set the mortgage rates, but its actions influence them. Are you trying to buy this year? I can help you understand your options and get you closer to your dream home.

Sales of newly built single-family homes in the United States soared in March despite mortgage rates remaining elevated that month.

Mortgage application rates have increased for the second consecutive week. In fact, mortgage applications went up more t...
04/18/2024

Mortgage application rates have increased for the second consecutive week. In fact, mortgage applications went up more than 3% compared to the week of April 1st and the Refinance Index is up 11% compared to this time last year. Staying in the know helps me provide the best service to my clients!

Buyers are overcoming high rates to purchase homes, according to the Mortgage Bankers Association.

04/11/2024

Do you have a current mortgage? You could be in the perfect position to refinance. Here are 3 signs that refinancing may be your best bet.

The housing market is heating up in 4 specific metro areas around the United States, giving mortgage loan officers like ...
04/04/2024

The housing market is heating up in 4 specific metro areas around the United States, giving mortgage loan officers like myself a great kick off to the spring season.

The Manchester-Nashua area in New Hampshire is the country's hottest market, according to realtor.com.

What does the most recent Fed interest rate meeting mean for   in 2024? Check out the insights for what's in store for t...
02/01/2024

What does the most recent Fed interest rate meeting mean for in 2024?

Check out the insights for what's in store for this year's market:

It seems mortgage rates fever has finally broken—at least for now. After rising to a scorching 7.79% in October—the 2023 high—mortgage rates have cooled markedly in recent weeks amid signs of receding inflation pressures and promising signals from the Federal Reserve. The average 30-year fixed

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48 S. Service Road
Melville, NY
11747

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