Della Fraser Mendez

05/27/2026

The best time to talk about disability insurance is before you need it.

Talk to your financial advisor about the important role that disability insurance can play in protecting you and your family from unexpected injury or illness.

05/20/2026

Understanding the value of your income is the first step to protecting it. Your income is more than just a paycheck—it’s a long‑term financial asset that could be worth millions over the course of your career.
The question is: how protected is it?

Talk to your financial advisor to learn how disability insurance can help protect that income.

05/13/2026

Your income helps support everything you do, making it your most valuable asset. Ensuring you have a protection plan in place today can make all the difference tomorrow.

Speak with your financial advisor to learn more about disability insurance.

05/06/2026

Disability is more common than you think.

Speak with a financial advisor about how disability insurance can help you continue to earn an income should an injury or illness keep you from working.

04/10/2026

04/08/2026

A growing number of Americans are carrying credit card balances, highlighting ongoing financial pressure for many households.

Recent data shows that about 50% of credit card holders—roughly 111 million people—currently carry debt, marking a notable increase over the past several years.

At the same time, borrowing costs remain elevated. Average credit card interest rates are now above 23%, making it more expensive for balances to grow over time.

Some households are adjusting by cutting back on discretionary spending, delaying larger purchases, or relying more heavily on credit to cover everyday expenses.

These trends reflect how shifts in costs, interest rates, and income can influence day-to-day financial decisions across a wide range of households.


Source:

About 111 million Americans are carrying credit card balances, a 17% increase in five years, new research shows.

04/08/2026

Have you had an increase or decrease in business debt or liabilities? Are you planning to start a new business or expand it? A policy review can help align your current coverage to support your ambitions. Connect with me to learn more.

03/09/2026

A new season marks its own point on the calendar, and the year is already halfway through. Schedules shift, big decisions surface, and what felt settled back in January sometimes looks different in a new light.

Some things deserve a closer look. Let's sit down and talk through where things stand.