Renato Salvacion, Financial Services Professional - NYLife Securities LLC

10/28/2022

With the S&P 500 Index finishing off its worst first half since 1970, we examine the different market scenarios heading into 2023. Learn more about Navigating Down Markets in our latest infographic with Visual Capitalist: https://www.newyorklifeinvestments.com/assets/documents/perspectives/infographic-navigating-down-markets.pdf

10/18/2022

This article explores how retirees can use their 401(k) to create a bridge between retirement and collecting Social Security benefits.

Your 401(k) can be a bridge from retirement to higher monthly income.

10/16/2022

Many Americans are working into their golden years, but it’s important to know how working affects your Medicare benefits, Social Security, and taxes. Find out why in this article.

More Americans are working into their golden years. Here's how Medicare, Social Security and taxes are in play.

10/15/2022

We’re not in a bull market today, but it’s just a matter of time before we enter one. Here’s what you need to know about the changing markets and why your investment strategy shouldn’t change.

Regardless of what the market is doing, sticking to a consistent investing routine will help ensure you stay on track to meet your financial goals.

10/13/2022

These guidelines can help you determine whether you should purchase a life insurance policy for someone else and the circumstances that must be in place.

You can't take a life insurance policy out on just anyone. Here's who qualifies and what you need to know.

10/11/2022

Seasons change whether we're ready or not, and the same is true in our own lives. If you're not sure you’re ready for the change retirement brings, check out these financial considerations. Remember, I’m always here to help.

Upon considering their retirement savings and other assets, married couples can financially prepare for managing cash flow in retirement.

10/04/2022

Have you heard that the “probability” rule doubles the lifetime estate and gift tax exemption for married couples? Here’s what spouses need to know about how it works.

Transferring an unused lifetime exemption to a spouse isn't automatic and has some tricks.

10/02/2022

This article explores the importance of recession planning and how business leaders can put their companies on a steady path today in case of an emergency tomorrow.

Rather than leaning into feelings of looming dread, grab your trusty pen and your to-do list and put “recession and contingency planning” right at the top.

10/01/2022

You’ve heard the term “strong dollar” throughout your life but if someone asked you to define it, could you? Here’s what you need to know about what a strong dollar means for your finances.

Here's what a slew of economists say about a strong dollar and how it may hurt or help you.

09/29/2022

Do you know that life insurance can do more than protect your loved ones? As this video shows, our latest products are much more than that. Call me after you look it over and let’s talk about all the good that it can do.

08/27/2022

Millennials will probably collect less in Social Security than their parents and grandparents, but this article offers some retirement planning solutions to keep you on solid financial ground.

The loss of lifetime benefits for earnings between $50,000 and $150,000 today would be $365,000 to $675,000,

08/25/2022

Does inflation have you worried about your retirement? If so, you probably have some questions. Fortunately, I've got answers. Read this article and then let's go over your next steps together.

New York Life examines how the cost of groceries, gasoline and other goods and services rise as a result of inflation, consumers across generational groups are responding to the pressure of reduced purchasing power by making changes to their day-to-day spending habits and adjusting their budgets.