Tracey E. Watts Jefferson, Licensed Agent with New York Life

04/02/2024

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

04/01/2024

Creating a budget is the first step toward financial success. With these five easy steps, you can take control of your personal finances, work to achieve your goals, and gain the confidence to build a better future.
https://bit.ly/3J10uBX

03/31/2024

As the primary caregivers in our society, women know the importance of having a strategy for long-term care. Help protect your future and those you love. Click here to learn more.

Retirement is costly, especially if you need help taking care of yourself. Protect your comfortable lifestyle with long-term care insurance from New York Life. 

03/30/2024

Women on average live longer and require more long-term care than men. Learn more about the importance of being prepared for the unexpected.
https://bit.ly/3VFA5Rz

03/29/2024

The time is now to protect the ones you love

The decisions we make today have the power to impact our lives and future generations. As a New York Life agent, I can help you make choices that benefit you and your family, whether it’s selecting the right life insurance policy, saving for education, planning your retirement, or safeguarding your estate. The time is now to act. Don't postpone these crucial decisions. Together, we can build and protect your future, today. Have questions or want to learn more? Let's connect, I am happy to help.

03/29/2024

Your taxes in retirement might not be lower, and you could be facing a looming tax bill because of RMDs. Consider preparing now with Roth conversions.

03/28/2024

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

03/27/2024

The time is now to act on your love

Kids grow up so very fast. As a parent, securing their future is crucial. That includes saving for their education. The time is now to act. As a New York Life agent, I’m here to help you do just that. Working as your guide, I can help you create flexible strategies for their education.
Please reach out and let's work together to ensure their dreams become reality.

03/27/2024

Inheriting a Roth IRA can provide financial benefits, but understanding the rules and options is crucial. We'll cover everything you need to know in this guide.

While inheriting a Roth IRA can provide financial benefits, understanding the rules and options is crucial. This guide covers taxes and more.

03/26/2024

Let our RISE The Empowerment Plan®️ program be the catalyst for your family's financial success. So far, New York Life and our nationwide network of agents have built more than $100B in generational wealth through life insurance benefits for Black families and business owners. Sound like something you’d be interested in? Contact me to learn more.

03/25/2024

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.

03/19/2024

At New York Life, we take pride in fostering a workplace that’s inclusive of everyone. We’re constantly striving to grow everyday through our intentional DE&I efforts.