World Wide Specialty - A Division of Philadelphia Insurance Companies

10/29/2026

A property review for a staffing firm has to answer two separate questions: What would it cost to repair or replace the firm’s property, and how long could damage to that property keep the business from running normally?

Agents who arrange staffing firm insurance need both answers. The first sets property values, and the second drives business interruption planning.

10/27/2026

Stop gap insurance provides employers liability coverage in four monopolistic workers’ compensation states. For staffing firms, coverage needs depend on employee locations, workers’ compensation arrangements, and existing liability policies.

What is stop gap insurance, and does a particular staffing account need it? Stop gap supplies employers liability

10/23/2026

Higher umbrella limits don’t automatically mean a claim is covered. When reviewing staffing umbrella liability insurance, agents must confirm both the available limits and whether the policy covers the claim.

Staffing umbrella liability insurance pays above the underlying policies scheduled on it, subject to its own terms and conditions.

10/22/2026

A staffing firm may face liability when a temporary employee causes an accident while driving a client’s truck. Agents reviewing hired and non-owned auto insurance (HNOA) should determine whether the policy addresses the firm’s potential or assumed liability.

When reviewing hired and non-owned auto insurance, or HNOA, agents need to determine whether the policy addresses

10/21/2026

If a staffing employee steals from a client, will crime insurance cover the loss? Agents reviewing insurance for staffing companies should check whether the policy covers client property theft and reimbursement demands.

With insurance for staffing companies, agents need to examine whether the policy extends to theft of client property

10/20/2026

When an agent prepares a submission for owned auto liability for staffing firms, the company applying for coverage and the company named on the vehicle titles may not match.

When an agent prepares a submission for owned auto liability for staffing firms, the company applying for coverage and the company

10/02/2026

A staffing employee says a benefits-related mistake left them without the coverage they expected. Should the agent look at employee benefits liability, fiduciary liability, or both? https://www.wwspi.com/employee-benefits-liability-vs-fiduciary-liability-whats-the-difference/

10/01/2026

Professional liability insurance for staffing firms responds to claims alleging financial loss from staffing activities. Coverage depends on both the policy structure and the workers being placed.

Professional liability insurance for staffing firms, also called staffing errors and omissions (E&O) insurance, responds to legal actions alleging financial loss from staffing activities.

09/30/2026

A sexual harassment allegation against a placed worker does not, by itself, establish which policy responds. Staffing firms need to review who brought the claim, the alleged conduct and harm, when it occurred, and the applicable policy language.

A sexual misconduct allegation against a placed worker raises questions about sexual misconduct liability insurance for the staffing firm.

09/29/2026

A staffing client may already carry general liability (GL), but a placement can create exposures that point beyond a GL policy.

When reviewing staffing liability insurance, agents should consider what could go wrong, what kind of loss could follow, and which staffing activity created the exposure.