Citizens Bank

11/16/2023

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs (and possibly cost you more in the long run). Here are some projects where it's best to hire a pro.

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs. Here are some projects where it's best to hire a pro.

11/09/2023

From built-in nooks for napping to wall-spanning walkways for cat adventures, some homeowners spend big bucks crafting custom amenities for their pets. Check out these creative ideas!

Our dogs and cats are like members of the family and, lately, it seems as if we'll spend anything to make them happy at home. Take a look!

11/02/2023

Nationwide, 30.6% of U.S. single-family homes for sale in the third quarter were new construction—the highest share of any third quarter on record. That’s up from 28.9% one year earlier and 25% two years earlier.

New builds are taking up a growing share of the pie as builders attract buyers with concessions and high mortgage rates prevent homeowners from selling.

10/26/2023

Just as you size up whether a home fits your needs, burglars could size it up to see if it fits theirs. Before you make an offer on a home, you may want to consider a full security inspection. Much like a home inspection can uncover flaws in the roof, structure, or plumbing, an inspection by a home security expert can help identify the home’s vulnerable spots.

Just as you size up whether a home fits your needs, burglars may see if it fits theirs. Consider these potential security issues before you make an offer.

10/19/2023

So proud of Citizens for being named a for by the DisabilityIN and AAPD for the third consecutive year! As a , it’s such an honor to be recognized for our commitment to inclusion and accessibility for all.

Learn more about our recent awards and recognition at spr.ly/61108Pzvh6.

10/12/2023

When you’re buying or selling, the home inspection process can cause stress and anxiety. Here are some tips to make the process easier and more collaborative.

A home inspector can make or break a sale for both sellers and buyers. It's why the home inspection process can be somewhat terrifying!

10/05/2023

Moving is never easy, but with some careful preparation, you can get your household from point A to point B with as little disruption as possible. Here are some great tips for preparing for a long-distance move.

Follow these 11 tips for getting your family and home ready to relocate to a new city or state.

09/28/2023

What can you do when the home appraisal comes in significantly lower than the contract price? It’s a common problem in a hot market when appraisals can’t keep up with how quickly homes are selling.

Here's how to deal with a low appraisal: Do not panic, and then consider these four options.

09/21/2023

Now is the time to take the next step in your mortgage career! Join Citizens to elevate your business as an individual or build a team. We have the product set, pricing, underwriting flexibility and operations support you need to compete and win! Text 631-786-0697 to schedule a confidential conversation about what we offer. We have GREAT things happening here at Citizens!

09/21/2023

Earnest money is a “good faith” deposit offered to the sellers of a home to show that you’re serious about purchasing the property. The buyer and seller can negotiate the earnest money deposit amount, but it typically ranges from 1% to 3% of the sale price and could be as high as 10% in a seller’s market. Once the sale has been completed, the earnest money can be applied toward your closing costs or down payment.

Earnest money is a “good faith” deposit offered to the sellers of a home to show that you’re serious about purchasing the property.

09/18/2023

Citizens is growing in the metro NY market and looking for experienced Loan Officers to join our sales team! If you are doing business in the NY area, you will want to hear about what we offer! We have a great product menu with competitive pricing on conventional, government, jumbo and special programs for construction/reno and first-time buyers! Reply or text 631-786-0697 to discuss the details!

09/15/2023

Citizens is looking for quality Loan Officers to join the NY mortgage team. If you work in the metro NY area, you will want to hear more about what we offer. This is an opportunity to grow your business for the long term with a great company! Text or call: 631-786-0697 to schedule a confidential meeting to hear the details.