Catalbas Financial

07/24/2025

Thankful for the chance to reconnect with amazing colleagues at Northwestern Mutual’s 2025 Annual Meeting. These events remind me why I do what I do — to learn, grow, and bring the best strategies back to my clients.

07/26/2024

Had an amazing time at Northwestern Mutual’s 2024 Annual Meeting! Grateful for the recognition and the chance to reconnect with my incredible colleagues.

01/16/2024

Had a great time with my fellow peers and leaders! A mini getaway to connect, collaborate, and gain insights. Here’s to building meaningful connections and elevating our commitment to financial excellence! 💼🤝

01/01/2024

🎉 On behalf of Catalbas Financial, I want to express my heartfelt wishes for a New Year filled with joy, good health, and financial well-being. May 2024 bring you not only financial success but also moments of laughter, love, and vibrant health. Cheers to a year ahead that’s as rich in happiness as it is in prosperity! 🥂✨

10/31/2023

Had a great time this past week with getting to know my peers. Connecting with fellow wealth management advisors to share insights and experiences in the ever-evolving financial landscape. Together, we’re shaping a prosperous future for our clients. I am also excited to represent my Wealth Management practice through Northwestern Mutual, a company with a legacy of financial strength and unwavering commitment to our clients’ financial security. What sets us apart? Our holistic approach to wealth management, a culture of mentorship, and a wide range of innovative solutions tailored to each client’s unique goals. Let’s collaborate to make a meaningful impact in the world of finance. 💼 🌟

08/09/2023

Unlocking Your Financial Future: A Guide to Smart Financial Planning ⭐💰

Discover key strategies for effective financial planning, including budgeting, investing, and setting achievable goals. Whether you're a seasoned investor or just starting your financial journey, these insights empower you to make informed decisions and create a solid foundation for your financial success.

Coskun Catalbas

Northwestern Mutual offers financial planning, life insurance, investment services & more. Learn how life insurance & financial planning can help you reach your goals.

04/26/2023

When we start planning for your future, life insurance is likely to enter the conversation because the death benefit will help your family if something happens to you. And if you decide to add permanent life insurance to your financial plan, you’ll get additional benefits that you can use during your life, including cash value, which grows on a tax-deferred basis and serves as a source of money you can tap into at any time for any reason. A permanent life insurance policy becomes a growing asset that you own.

And because the cash value of most permanent life insurance doesn’t decline with the market, it can be an important asset to incorporate as a part of your overall plan and investing strategy.

When you set your investment strategy, it’s important to look more broadly at your financial plan. One key consideration that can impact your strategy: whether you own permanent life insurance.

03/07/2023

There have been a few tax law changes for 2022 tax filers. Accounting for inflation, there will be a higher tax bracket and standard deduction, lower child tax credit, an increase in retirement contributions, and changes in charitable donations deductions.

It is a great time to revisit your financial plan to make sure dollars are utilized in the most tax-efficient way!

The IRS says tax-law updates for the 2022 tax year could mean smaller-than-usual refunds for most taxpayers. Here are the biggest changes you need to know about.

01/28/2023

2023 NM Regional Meeting

12/16/2022

As the year wraps up, it’s natural to think about your goals — professionally, personally, and financially. It’s something that you and your household will want to assess and talk about openly and honestly.

Financially speaking, perhaps you built up your emergency fund or finally paid off that credit card bill that’s been haunting you since your college years. If so, congratulations. Or perhaps you went off course a little when you did a little too much online shopping. If so, you’re not alone.

Whatever the case, you’re ready to head into the new year with some new financial goals. However, before you flip the calendar to a new year, there are some things to check off your to-do list before saying goodbye to this year.

Doing so will help ease your mind and allow you to focus on the year ahead.

The end of the year can be the perfect time to step back and review your finances. Our year-end financial checklist can help.

11/09/2022

2022 Year-End Tax Strategies

Proper tax planning make it easier to build your personal finances and afford things you want. Additionally, by anticipating taxes when you create your financial plan, it's possible to significantly boost how much money you will have in retirement.

While the midterm elections could determine the fate of proposed tax legislation, the current tax planning environment is relatively stable. This means you should be able to take some strategic year-end tax planning actions now with relative certainty.

10/12/2022

Obtaining life and disability insurance is the foundation to starting your financial plan.

Benefits of having Term and/or Permanent life insurance:
- Protecting your family from the potentially devastating financial losses that could result if you were to pass away.
- Provides financial security, helps to pay off debts, living expenses, and any medical or final expenses
- Permanent life insurance plans enables policyholders to accumulate cash value in addition to the death benefit. You can use these funds to pay your premiums, take out a loan at a lower rate than banks offer, and supplement your retirement income

Benefit of having disability insurance:
- Long term disability insurance provides the same kind of financial protection for people who can't provide for their families – but instead of a single payout, it provides monthly income while you can't work due to illness or injury.

Let's start the conversation!

Different types of insurance offer different levels of coverage: life insurance offers a death benefit and cash value and disability insurance covers lost income.