Lourdes Villatoro NMLS 748319

Lourdes Villatoro NMLS 748319 Senior Loan Officer Additional licensing information can be found at: https://cardinalfinancial.com/nmls-licensing/.

Lourdes Villatoro NMLS #748319

Cardinal Financial Company, Limited Partnership (NMLS ID 66247, www.nmlsconsumeraccess.org) has the following licenses: AZ Mortgage Banker License #0925883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license, License No. 60

3K498; Kansas Licensed Mortgage Company .0025207; Massachusetts Mortgage Lender/Broker License MC66247; NV Mortgage Company License #3968; Licensed by the New Jersey Department of Banking and Insurance #8701663; NYS Department of Financial Services. License # LMBC 108150; Rhode Island Licensed Lender ; and is also approved to lend in: AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NH, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.

Speed matters in real estate. While other lenders make you wait years after credit events, we're ready to move in 24 hou...
06/05/2026

Speed matters in real estate. While other lenders make you wait years after credit events, we're ready to move in 24 hours. NAF Investor Express is built for investors who move fast. Let’s close.

Most first-time buyers look identical to sellers: • Need financing • Longer closing times • Uncertain approval makes sel...
06/04/2026

Most first-time buyers look identical to sellers:
• Need financing
• Longer closing times
• Uncertain approval makes sellers take you seriously from day one.
With NAF Cash:
• All-cash certainty
• Fast close
• Professional backing Sellers give better terms to buyers who can actually close.
Be that buyer. Negotiate Like a Pro.

Physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, and more: You’ve done the work, now enjoy the perk...
06/02/2026

Physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, and more: You’ve done the work, now enjoy the perks. With our Medical Professional Program: No paystubs required to start 150-day closing window Reduced rates via Buydowns Qualify for a mortgage that makes sense from day one.

Even the best neighborhoods can have the worse kitchens. Don’t let a dated interior cost you the ideal zip code. Roll th...
05/27/2026

Even the best neighborhoods can have the worse kitchens. Don’t let a dated interior cost you the ideal zip code. Roll the remodel into your mortgage and turn that “lost cause” into a custom renovation. One loan, zero compromises.

Moving is exciting. Setting everything up afterward? Not so much.From utilities and internet to home security and more, ...
05/22/2026

Moving is exciting. Setting everything up afterward? Not so much.
From utilities and internet to home security and more, NAF Concierge helps take the stress out of moving so homeowners can focus on enjoying their new space.
With one call, our team helps coordinate the details, save time, and simplify the transition, all at no cost to NAF customers.
Because your home financing experience should go beyond closing day.

The best homes in the best neighborhoods are gone in under a week. If you wait 90 days to sell your current house before...
05/21/2026

The best homes in the best neighborhoods are gone in under a week. If you wait 90 days to sell your current house before making an offer, someone else is moving into your next home. NAF Cash fixes this:
• Make an Offer TODAY: We’ll buy it in cash.
• Move in THIS MONTH: Get settled.
Perfect homes don't wait for your closing date. Act Now.

Not every borrower fits into the traditional mortgage box and that’s okay.NAF Advantage was built for the self-employed,...
05/19/2026

Not every borrower fits into the traditional mortgage box and that’s okay.
NAF Advantage was built for the self-employed, entrepreneurs, investors, freelancers, and borrowers with non-traditional income who need more flexibility in the home financing process.
From bank statement loans to DSCR and asset-based options, we’re creating solutions designed for real life, not one-size-fits-all guidelines.
Because your path to homeownership should work for your lifestyle.

The path to homeownership doesn’t have to feel confusing when you have a roadmap. 🏡✨From prepping your credit and explor...
05/16/2026

The path to homeownership doesn’t have to feel confusing when you have a roadmap. 🏡✨
From prepping your credit and exploring down payment assistance programs to finding the right neighborhood and making your offer — every step matters, and you don’t have to navigate it alone.
Your dream home may be closer than you think. Start with the first step.

Your home isn't just a place to live, it’s a bank account you’ve been paying into for years. Whether you’re eyeing a new...
05/13/2026

Your home isn't just a place to live, it’s a bank account you’ve been paying into for years. Whether you’re eyeing a new business venture, a wedding, or finally killing off that high-interest debt, your equity is the key. Let's talk about your goals and see how we can help.

Buying your first home can feel overwhelming — but a lot of the fears holding people back are more common (and more solv...
05/12/2026

Buying your first home can feel overwhelming — but a lot of the fears holding people back are more common (and more solvable) than you think. 🏡
Low credit score? Small down payment? Self-employed? Unsure if your income is enough? There may be more options available than you realize.
The first step isn’t having everything perfectly figured out — it’s starting the conversation.
Swipe through to ease some first-time homebuyer worries and learn what could be possible for you.

Address

41 Pinelawn Road
Melville, NY
11747

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