Chrinco

Chrinco Chrinco.com is a startup company based in Central Florida with a vision to change the way people shop for insurance.

As we move through the peak of hurricane season here in Florida, our team at Chrinco wanted to share an important remind...
08/20/2026

As we move through the peak of hurricane season here in Florida, our team at Chrinco wanted to share an important reminder: now is the time to make sure your insurance coverage is ready before a storm is on the radar.

Here are a few areas worth reviewing:

• Hurricane deductibles
Some home insurance policies include a separate hurricane deductible based on a percentage of your home’s insured value. It’s important to know what triggers it and how much you’d be responsible for if a storm causes damage.

• Flood and windstorm coverage
Flood insurance is typically a separate policy, and unnamed windstorms may not be covered under every homeowners policy. Spotting these gaps early can make recovery much easier.

• Claims preparation
Document your home before a storm and again afterward with photos or videos. Keep receipts for any repairs you make. These steps help ensure your claim reflects the full extent of the damage.

Our team is here if you’d like help reviewing your policy or exploring additional coverage options. Reach out anytime—we’re here to make insurance simple and stress-free.

As summer starts shifting toward fall, we’re reminded of how important it is to have people who stay with us through eve...
08/19/2026

As summer starts shifting toward fall, we’re reminded of how important it is to have people who stay with us through every season of life. At Chrinco, our team sees every day how strong connections can make life’s changes feel a little easier—whether it’s updating coverage, navigating Florida’s storms, or simply feeling supported when plans shift.

This month, we’re sharing a story that captures that kind of lasting bond. Since 1982, five friends have returned to the same cabin on Copco Lake to recreate the same photo every five years. John Wardlaw, Mark Rumer-Cleary, Dallas Burney, John Molony, and JD Dickson have kept the tradition going for more than four decades, proving that some friendships only grow stronger with time.

It’s a beautiful reminder that consistency matters—both in relationships and in the things that protect what we care about most.

Read the full story here:
https://www.goodnewsnetwork.org/5-friends-take-same-photo-for-over-4-decades/

With back-to-school season just around the corner and August marking National Traffic Awareness Month, our team is shari...
08/13/2026

With back-to-school season just around the corner and August marking National Traffic Awareness Month, our team is sharing a few friendly reminders to help everyone stay safe on the road.

As school routines resume, traffic patterns across our Florida communities shift quickly. A little extra patience and awareness can make a meaningful impact—especially around school zones, bus stops, and busy morning intersections.

Whether you're driving to work or walking your child to class, here are a few simple ways we can all help keep kids and families safe this season:

• Slow down in school zones
• Watch for buses and pedestrian crossings
• Stay distraction-free behind the wheel

Safety is something we all share responsibility for, and small habits make a big difference.

Feel free to pass this along to anyone who might find these reminders helpful. And if you ever have questions about auto insurance or how our team at Chrinco can support you with coverage, we're always here to help.

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too. Whether you are hitting the...
07/30/2026

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too.

Whether you are hitting the road, hosting friends and family, or enjoying a new boat or RV, your personal insurance should be ready to fully protect you.

Not sure your insurance can keep up this summer? Give us a call, and we can talk through any additional coverages you’d like to layer on or new policies you’d like to add to your portfolio.

Before summer get-togethers kick off, it’s a good idea to think about whether your home insurance can truly handle the u...
07/28/2026

Before summer get-togethers kick off, it’s a good idea to think about whether your home insurance can truly handle the unexpected. Hosting means more activity on your property, and even small accidents can turn into big headaches without the right coverage.

Here are a few things to keep in mind before guests arrive:
• Is your liability coverage high enough?
• Do you have an umbrella policy to expand protection?
• Are you aware of any exclusions that could affect a claim?

If you’re planning to host this season, now is the perfect time to review your policy and make sure there aren’t any gaps. Our team at Chrinco, Inc. is here to help Florida homeowners stay protected and confident all summer long.

Have a question about your coverage? Reach out anytime.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

Happy Fourth of July!Two hundred and fifty years of liberty is worth celebrating with everything you have got. Whether t...
07/03/2026

Happy Fourth of July!

Two hundred and fifty years of liberty is worth celebrating with everything you have got. Whether that means fireworks, family, or a mouth-watering backyard cookout, our team hopes you have a patriotic and joyful celebration.

Please note that the office will be closed on Friday, July 3rd, in observance of Independence Day. We will be back after the holiday weekend and look forward to connecting with you soon.

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3270 Suntree Boulevard #1105
Melbourne, FL
32940

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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