Scott Lichtenberger - Future Home Loans - NMLS# 2085052

06/23/2024

https://www.facebook.com/share/AzRnq9dMaGheXe3W/?mibextid=xfxF2i

1317 Otters View Ct, Fruitland Park, FL 34731 is pending. View 32 photos of this 4 bed, 3 bath, 2674 sqft. single family home with a list price of $679900.

12/13/2023

Nice drop is Mortgage Rates. Message me if you are looking to buy or refi.

12/10/2023

Who bought a 🏠 in the past few years?

What percent did you put down?

12/07/2023

If you bought a house in the past few years or you plan on buying a house in the next few years message me and let's make a plan to save you some money.

11/28/2023

06/22/2023

I like Subs and I'm a Marine. I can not answer your questions about Submarines. But I can answer your questions about Mortgages.

06/21/2023

Are you renting?

What's your rent/br/ba/city?

04/28/2023

"Is it true that Biden is taking money from people with a good credit score and giving it to people with bad scores?"

"I'm gonna miss a couple payments so I can get a better rate."

Ok I'm gonna break this down "Barney Style"

Barney Style = So simple that even a Marine can understand it. 🇺🇸

When you get a mortgage there are fees implemented by the lender (LLPAs). These fees are built into your interest rate. Less fees = lower rate. Because this is a Barney Style explanation I feel like I need to also state that... More fees = higher rate. These fees are based off of a number of factors, one being your credit score.

Ok so let's say you are buying a house for $100. If you have a good credit score your fees used to be $1. Now they will be $1.10. If you have a bad credit score your fees used to be $3. Now they will be $2.75.

So yes, people with a higher score are paying a little more in fees but they are still paying much less than someone with a lower score.

So... don't go out and ruin your credit so you can get a better interest rate.

That's not how this works... that's not how any of this works.

04/25/2023

They may or may not have left out a zero... but just in case who needs a pre-approval for this deal?

02/27/2023

Looking forward to this event.