Risk Averse Insurance

03/04/2026

GCs—before you sign your next contract, slow down and read the fine print.
Some “standard” contract clauses quietly push major risk onto you, including:
• No‑damages‑for‑delay language
• Broad “hold harmless” provisions
• High liquidated damages
• Site condition disclaimers
These clauses can wipe out profit fast—even when problems aren’t your fault. Catching them before signing can save serious time, money, and headaches down the road.
A profitable job often starts with a smart contract review.
https://riskaverseinsurance.com/blog/four-construction-contract-red-flags-every-general-contractor-should-catch-before-signing/

12/15/2025

What to do when stuck in your vehicle during a winter storm. ☃️

03/10/2025

Stop by and see Don and Blaise at the Penn-Del ISA Tree Symposium. How long do you think you could hang? Current leader 3:05!

03/28/2024

Thanks PennDel ISA for having us this week! It was a great event with a lot of great people! 🌳

03/25/2024

“Hangin” at the PennDel ISA Shade Tree Symposium. 🌳

02/29/2024

🏠 ATTENTION HOMEOWNERS! 🏠

Have you recently upgraded your home? 🛠️ It could lead to significant savings on your insurance premiums! One of our valued clients replaced their roof, and their insurance carrier slashed their premium by $500 annually! 💰✨

If you haven't seen similar benefits from your provider, it's time to talk to your insurance agency. You might be missing out on potential savings! 🤔💸

Don't hesitate to give us a call if you want to explore how your recent home upgrades could translate into lower premiums and better coverage. We're here to help you make the most of your investment in your home! 📞🏡

02/15/2024

Insurance premiums in the area are up big time! The Philadelphia area has seen some of the highest rate increases in the country. Give our team a call if you are looking for some alternative options to your current policies.

The average full-coverage premium costs in the Philadelphia metro area jumped 154% this year from $1,872 to $4,753.

02/06/2024

Even though they lost, we had a fun night at the Sixers game! 🏀

02/02/2024

Don Blizzard presented to some local business owners this week about the importance of having the right insurance and how we can partner with business owners to improve coverage and save money. Reach out to Don to find out how he can help you.

01/25/2024

Look! 🤩 Philly Sports Trips received the MOST ❤️ LOVED BUSINESS of the week title from our agency's friends and customers! If you don't know why yet, better find out! https://riskaverseinsurance.com/concierge/philly-sports-trips/

01/17/2024

...And the MOST ❤️ LOVED LOCAL BUSINESS of the week title goes to... Cypress Building Maintenance! Ready to find out about the great services 🏆 that made customers and community members say so? https://riskaverseinsurance.com/concierge/cypress-building-maintenance/