04/13/2026
Ever feel like home insurance is written in a secret code? We hear plenty of myths around the neighborhood, and we’re here to set the record straight! Myth #1: "My standard policy covers floods." Truth: Sadly, no. Standard policies usually don't cover flood damage. If you’re worried about those heavy rains, we need to look at a separate flood policy together. Myth #2: "I should insure my home for what I paid for it." Truth: Not exactly! We want to insure your home for what it would cost to rebuild it today, which can be very different from the market value. Myth #3: "Termites? My insurance has my back." Truth: Insurance is for sudden and accidental events. Most policies see pest damage as a maintenance item. Insurance can be confusing, but you're not alone! We treat our clients like family and want to make sure you actually have the protection you think you do. Got a "Is this covered?" question? Give us a call or stop by the office. We’d love to chat! ☕️