05/08/2026
If you've been stressed about Oregon's new wildfire hazard map — you're not alone. It's been the topic of conversations in our office than anything else this year.
Here's the most important thing to know: by law, insurance companies cannot use that state map to raise your rates or cancel your policy. That is written into Oregon statute.
What CAN affect your policy? Your property's actual conditions — defensible space, roof materials, proximity to vegetation, and documented home hardening work.
The good news: these are things you can actually control.
Our team has been helping Southern Oregon homeowners navigate this market since 1986. We know what underwriters are looking for now, and we know how to fight for your property.
If your current carrier has sent a non-renewal notice, or you're just uncertain about what's coming — call us. A 15-minute conversation can change a lot.
Drop a 🔥 below if this was helpful, and pass it along to a neighbor who needs to see it.
📍2019 Aero Way #101
Medford, OR 97504
☎️ (541) 773-1404
