Tyler K Beard

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Tyler K Beard Sales Manager at CrossCountry Mortgage NMLS ID # 996160 | AZ Lic # LO-1052289, Branch NMLS ID # 1616039,
www.nmlsconsumeraccess.org, Equal Housing Opportunity

Equal Housing Opportunity | NMLS-3029

We are able to offer a great array of loan options to match your unique position, including:

~ Conventional Home Financing and Refinancing
~ Jumbo Financing
~ Home Path
~ Streamline 203K
~ Reverse Mortgages
~ RuraLiving Home Mortgage
~ FHA, VA, ODVA Government Loan Products
~ USDA Guaranteed Rural Housing
~ Home Affordable Refinance Program
~ Manufactured Homes
~ Grant Programs And So Much More

We are truly a full service local service resource. Licensed in AZ, CA and OR. Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

10/09/2026

There’s more than one way to put a deal together, especially in this market.

A few of the strategies we’re using right now can make a real difference depending on the buyer and the property.

Comment strategy and I’ll show you what that could look like for you.

10/09/2026

Twenty percent of listings just cut their price. That is the highest we have seen in years and it changes everything for your buyers this fall.

Rates are back above 7 percent which scared off the casual shoppers and left your serious buyers with real negotiating power. Inventory is nearly back to pre-pandemic levels so buyers actually have choices again. Sellers are saying yes to concessions, buydowns, and closing cost help. And with contract cancellations at their highest since 2022 prepared backup buyers are winning homes right now.

Here is how your buyers win in this market.

A smart buydown strategy can turn today's payment into tomorrow's refinance win. Reframe the conversation around payment instead of rate. Reframe it around opportunity instead of fear.

The agents who win this season are the ones having that conversation right now while everyone else waits for perfect conditions that are not coming.

If you have buyers sitting on the sidelines send them my way. I will run the numbers that get them off the fence.

10/08/2026

Dogs, reptiles, and trains all in one weekend? 🐶🐍

Bring the family out and see what Medford has going on October 9–11.

There might just be something everyone wants to check out.

10/07/2026

Waiting for a lower rate can sound like the obvious move.

The part people forget is that the market can look very different by the time that happens.

Comment rate and I’ll help you compare what buying now versus waiting could look like.

When a closing feels easy, there’s usually quite a bit going on behind the scenes. I’m always looking ahead and trying t...
10/02/2026

When a closing feels easy, there’s usually quite a bit going on behind the scenes.

I’m always looking ahead and trying to catch things before they turn into bigger issues.

At the end of the day, I just want my clients to have a good experience and not stress over the little stuff.

Tyler Beard
NMLS ID # 996160
CrossCountry Mortgage, LLC
Branch NMLS ID # 1616039
Company NMLS ID # 3029
[email protected]
541-227-1555

10/01/2026

Looks like a good weekend to spend some time around Medford.

A few local events are happening around town and there’s a little something different each day.

Hope you get a chance to enjoy it!

09/30/2026

Getting a quote online is one thing.

Having someone you can actually call when things get complicated is another.

Realtors, what’s your experience been with online lenders?

09/25/2026

There’s a difference between what you qualify for and what you actually want to spend.

I like to get that figured out before we ever start talking about homes.

There are three numbers I always want buyers to know first.

09/25/2026

The Fed made a move this week and I know buyers and Realtors are asking the same question: what does this mean for mortgage rates?

Here is the biggest misconception worth clearing up. When the Fed changes rates mortgage rates do not automatically move by the same amount. Conventional mortgage rates are influenced more by long-term market factors including inflation expectations and the bond market. They are related but they are not the same thing.

The positive takeaway is that the Fed's actions are designed to create more economic stability and help bring inflation under control. If investors gain more confidence that inflation is improving that creates a healthier environment for mortgage rates to improve over time.

For buyers this is a good reminder that the goal is not to wait for the perfect market moment. The right strategy is understanding your options, negotiating wisely, and making a decision based on your personal goals.

For Realtors this is a great opportunity to educate your clients, cut through the noise, and be the trusted advisor they need when headlines create uncertainty. The agents who bring clarity and confidence right now are the ones building stronger relationships and growing their business long term.

Reach out anytime if you have questions about what this means for your specific situation.

09/24/2026

Medford has a few good reasons to get out this weekend. 🚂

A little culture, some live music, and a Sunday stop that’s especially fun if you’ve got kids in tow.

Address

1600 Sky Park Drive, Suite 201
Medford, OR
97504

Telephone

+15412271555

Website

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