Kelly Lauerman Nations Lending

Kelly Lauerman Nations Lending Kelly Lauerman, Loan Consultant, NMLS ID 387023

Lots of investment options out there. Few are as stable as investing in your primary home, which factoring in the tax d...
03/27/2026

Lots of investment options out there. Few are as stable as investing in your primary home, which factoring in the tax deductions, often times lowers the actual cost of your monthly housing expense to less than what it would cost to rent.

You may think it is easy and you are ready to buy a home. Best way to go is to meet with a mortgage advisor and go thro...
03/12/2026

You may think it is easy and you are ready to buy a home. Best way to go is to meet with a mortgage advisor and go through the process of pre-approval weeks before making an offer. This may end up being one of the largest financial decisions of your life - you do not want to rush in without carefully making your plan.

For those of you who want to maximize your investment potential, but are not working with a lot of money down - consider...
03/09/2026

For those of you who want to maximize your investment potential, but are not working with a lot of money down - consider living in 1 unit and renting out the other 3 - and receiving income credit for the rented units. This is a recent change to the conventional Fannie Mae/Freddie Mac guidelines, requiring a lot less down than ever before!

VA loans were designed to make homeownership more accessible for eligible service members and veterans.✔️ No down paymen...
03/03/2026

VA loans were designed to make homeownership more accessible for eligible service members and veterans.
✔️ No down payment required (for qualified borrowers)
✔️ No PMI
✔️ Flexible credit guidelines
You’ve earned this benefit — let’s put it to work.
📲 Message me to get started.
📞 541-821-2320
📩 [email protected]
🌐 nationslending.com/Kelly-Lauerman

Check this one out - nice little villa in Medford, sitting on the golf course, has its own vineyard, even.
02/19/2026

Check this one out - nice little villa in Medford, sitting on the golf course, has its own vineyard, even.

In this crazy market, it isn't enough to email an online lender and obtain a 15 minute pre-approval. It often times won...
02/18/2026

In this crazy market, it isn't enough to email an online lender and obtain a 15 minute pre-approval. It often times won't carry weight when your offer is up against several others. Make a real loan application with a human, not a bot, really learn what you are able to qualify for - don't wait until the last minute.

I always have time to take a second look if you want to confirm your buying power - Nations has more lending options available compared to most of our competitors.

Check this one out, 1601 Inverness Drive, just hitting the market at $399,000. Payment options for FHA, VA, and a 5% do...
02/05/2026

Check this one out, 1601 Inverness Drive, just hitting the market at $399,000. Payment options for FHA, VA, and a 5% down conventional program. Insurance is not included in the payments shown on the flyer. Own this one for little more than what you would pay in rent for a comparable East Medford home - and no landlord visits every 6 months. And forced savings/loan principal reduction every month.

Your dream home may be closer than you think. 🏡✨With the right strategy and guidance, homeownership can move from “somed...
02/03/2026

Your dream home may be closer than you think. 🏡✨
With the right strategy and guidance, homeownership can move from “someday” to reality.
Whether you’re just starting to explore your options or ready to take the next step, I’m here to help you build a plan that works for you.
Reach out today and let’s talk through your possibilities.
📞 541-821-2320
📩 [email protected]
🌐 nationslending.com/Kelly-Lauerman

✨ A new year, a fresh start, and new possibilities.There’s never been a better time to fall in love with a place to call...
01/13/2026

✨ A new year, a fresh start, and new possibilities.
There’s never been a better time to fall in love with a place to call home. 🏡

Ready to make 2026 your year? Give us a call today!
📞 541-821-2320
📧 [email protected]
🌐 nationslending.com/Kelly-Lauerman

If you are looking to leverage into the lowest possible payment, Nations is now offering buy down programs set up severa...
12/19/2025

If you are looking to leverage into the lowest possible payment, Nations is now offering buy down programs set up several different ways, and can now offer them with fixed period ARM loans. A 7 year fixed period ARM will not adjust for the first 84 months, and will save you in interest rate and/or closing costs compared to a traditional 30 year fixed mortgage. Call me for details! 😁 🏘️

Our asset depletion loan option allows asset-rich individuals (like retirees, self-employed, or gig workers) to qualify ...
12/16/2025

Our asset depletion loan option allows asset-rich individuals (like retirees, self-employed, or gig workers) to qualify for a home loan by converting their investments and savings into a "monthly income stream," rather than relying on traditional pay stubs, using formulas to calculate income from assets like stocks, bonds, and bank accounts. Questions, feel free to reach out! 😁

Address

1166 Biddle Road
Medford, OR
97504

Telephone

+18778161220

Website

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