SJ Home Loan Team powered by Empire Home Loans

06/08/2026

Buying your first home doesn’t have to feel overwhelming - we’re here to guide you through every step, from getting pre-approved to getting the keys. Follow along as we break down the mortgage process into simple, easy-to-understand tips designed for first-time homebuyers.

05/01/2026

Tomorrow is the big day for the Superhero Run supporting Hearts With A Mission! We hope to see you there supporting our favorite non-profit who does so much good for our community!

04/16/2026

Someone who is truly in your corner during the homebuying process makes all the difference - both lender and realtor, alike!

04/03/2026

He paid a debt He did not owe. But Sunday is coming. 💜

02/09/2026

Things we know for sure from this picture:
- PINK is the best color.
- We absolutely love being a mother-daughter team (most people say "oh I could never do that" and we are incredibly fortunate that we can and we really do thank God for that).
- Steph has THREE arms in this picture and with the way she juggles this crazy business, that's actually pretty accurate.
- Lyss is very "DETTIL" orientated (nice spelling AI), she reads and knows loan guidelines like nobodies business.

02/08/2026

Being on the board for HWAM is truly such an honor and I’m looking forward to continuing to serve this great community!

✨ We are beyond excited to welcome an incredible woman to the Hearts With A Mission Board of Directors! ✨

👏Please join us in celebrating Stephanie Jarrard, Senior Mortgage Officer and Branch Manager at Empire Home Loans. Stephanie has been a faithful HWAM supporter for years, volunteering, and serving as the Presenting Sponsor of our annual auction for 7 consecutive years (soon to be 8!). She consistently shows up for our community and our mission. Her passion for a healthy, thriving community, paired with her deep expertise in finance, makes her an invaluable addition to our Board. 🥳

02/05/2026

Behind every January closing was a wonderful client and a trusted realtor partner. Thankful for the teamwork - and ready for what’s next. February and March are already heating up - if a listing has caught your eye or you're ready to get the cash for spring projects, call us anytime!

01/07/2026

Phew - what a year 2025 was and what a whirlwind of a start to 2026 with some positive movement in rates for everyone! It's about time!

If you're curious how rates might look for you and if it's time to refi - you know where to find us. We are ready!

12/24/2025

We had SO much fun the last two days seeing so many of our clients and realtor partners and title/escrow teams! Of course, we forgot to take pictures at first but here’s a few pictures we did get! If you couldn’t make it, we sure missed you!

In total, we gave out 100 loaves of monkey bread to say thank you and Merry Christmas to our amazing circle of people!

Thank you again to everyone who trusts us to help them with the largest purchases of their lives!

12/23/2025

Merry Christmas from The SJ Home Loan Team - Stephanie and Alyssa. Thank you for trusting our team this year and years past! We are incredibly grateful for all of you and wish you a season blessed with answered prayers, prosperity and good health! 🤍