Stoddard Financial, LLC

10/14/2026

When you die, would you want your life insurance or retirement account balances going to an ex-spouse or an old roommate you haven’t spoken to in years? That’s why it’s so important to revisit your beneficiary designations regularly.

Periodically revisiting your beneficiary designations for insurance and retirement accounts is critical to ensure your final wishes are met.

10/12/2026

Small businesses can provide a much more personal experience that’s not easily found elsewhere. Whether it’s simply products and services that are unique or thoughtfully sending a personalized thank you note after purchase, there’s more latitude to ensure each customer has an experience that resonates.

Here are some of the benefits of shopping locally and ideas for how you can support small businesses in your area.

10/09/2026

You have a will, so your estate plan is covered. Right?

Not necessarily. 📄

Some assets pass outside a will through their title or beneficiary designation. A will also doesn’t avoid probate or address what happens if you become unable to manage your affairs during your lifetime.

A trust can address different needs, depending on how it’s structured and funded.

Rather than asking whether a will or trust is better, consider what you need your estate plan to accomplish and which documents can handle those responsibilities. 🔎

10/07/2026

Is a will enough for everything you want your estate plan to accomplish? A trust serves a different purpose, and you may need both. See how each can fit into your plans. 📄https://www.stoddardfinancial.net/blog/will-trust-estate-plan

A will and a trust handle different parts of your estate plan. See how each works and which functions may matter most for your family and assets.

10/05/2026

Don’t let investment jitters control your decisions. Proactive steps like limiting news exposure and focusing on long-term goals can help ease anxiety.

Market fluctuations can cause anxiety for even the most experienced investors. Use these strategies to maintain clarity and confidence in your investment journey.

10/02/2026

Feeling cautious about investing? You're not alone. Market fluctuations can cause anxiety for even the most experienced investors. Here’s how to manage stress and stay focused on your long-term goals.

Market fluctuations can cause anxiety for even the most experienced investors. Use these strategies to maintain clarity and confidence in your investment journey.

10/01/2026

October is Financial Planning Month. 📈 Thoughtful steps today can shape tomorrow’s success.

09/30/2026

Even if retirement is decades away, it’s essential to consider the income benefit you can expect to earn from Social Security. Your Social Security Statement is key to finding the details you need to know.

It’s important to review your Social Security statement for both accuracy and planning purposes, and doing so online is fast and easy.

09/28/2026

Whether raising money for a nonprofit organization, a community group, or a personal cause, hosting a fundraising event can be a powerful way to bring people together and make a positive impact.

Organizing a fundraiser for a cause close to your heart is a rewarding way to make a difference.

09/25/2026

Paying too much for health insurance isn't always about the premium. 💡🏥

Many families focus on the monthly payment because it's the easiest number to compare.

The challenge comes later. Higher deductibles, provider restrictions, or prescription costs can change what a plan really costs over the course of the year.

Open enrollment is an opportunity to look at the full picture and choose coverage that aligns with both your healthcare needs and your financial goals.

A thoughtful comparison today may help you avoid surprises later and feel more confident in your decision. 📅

What factors matter most to you when selecting a health insurance plan?