The Merchants & Citizens Bank

03/26/2026

The Lobby is OPEN now. We have the doors by the ATM locked due to renovation work continuing in that area. Please enter in thru the entrance that is across from the Methodist Church. We look forward to seeing you today!

03/24/2026

03/12/2026

We want to say THANK YOU to Telfair County Elementary School for inviting us to participate in TCES Career Day. Loan Officers Michelle Royal and Krista Selph gave a very informative and entertaining presentation to the 2nd graders. We hope we inspired some of the children in our community to want to pursue a career in banking one day!

03/04/2026

More pics of our M&C family at the 2026 Chamber Banquet….

03/04/2026

We were humbled and honored to be selected as Telfair County Business of the Year for 2026. We are so grateful to be able to serve our community. We dedicated this award to Robert M. “Mickey” Nelson, who recently passed away. Mickey served our community by owning/operating Ryals Drug for several decades. He also served as a Director for the Bank for almost 43 years. His kindness, generosity, and wisdom will be greatly missed.

12/19/2025

We want to say THANK YOU to all of our loyal customers by inviting you to drop in for some Christmas drinks and snacks today. The lobby is open from 9-5, we would love to see you!!

12/04/2025

Come out and see us tonight. The Telfair Elementary School Chorus will be performing under the drive thru awning @ 6:15pm. We have popcorn, hot chocolate, and cotton candy out front. No charge for anything. Come join us.