Campbell Insurance Services, Inc.

Campbell Insurance Services, Inc. Why use an Independent Agent? Consumers often times are unaware that there are two different types of insurance agents.

Believe it or not, the type of agent you choose can have a significant impact on your wallet. Lets talk about the differences between the two

Independent agents are just exactly that. We are independent from insurance companies, which means we can be appointed with multiple carriers at the same time. An Independent agent's first loyalty must be to the customer. A Captive agent is bound to just

one company, and must work directly for the carrier, A captive agent's first loyalty must be to the Insurance Company

An Independent agent has the ability to market coverage through a network of carriers and find the best overall coverage options and premium for the consumer. We have the ability to "shop your policy around" if your needs change, or to ensure you continuously get the best rate, year in and year out. On the other hand, a captive agent has to make every peg fit to the same hole, if your coverage needs do not fit what the company offers, or of the rates increase, a captive agent does not have the ability to "shop your coverage around." Often times they will lead the consumer to believe they are still getting a good deal with the company, even though it may not be true. Consumers needs vary tremendously from one person, or business, to the next. And similarly, company polices are vastly different. For one company to provide a general policy that will suit the needs of every consumer would be nearly impossible. In order for companies to be competitive they need to specialize in certain types of risks (location, industry, claim history, driving record, ect.). The independent agent can shop through their network to find the best possible policy for their consumer’s needs, and give them the most value for their dollar. A captive agent is unable to provide these types of services. In addition, an independent agent is typically unbiased to any one company, since they have a network of carriers to choose from. Whereas a captive agent only has one product option, which in turn gives the consumer only one option. If you would like more information on the differences between an independent agent and a captive agent please contact us at 815-882-2126

OFFICE CLOSED MONDAY MAY 25, 2026
05/22/2026

OFFICE CLOSED MONDAY MAY 25, 2026

04/23/2026

We now have Hagerty Insurance! Click on the link and enter a few vehicle details to get a quote.

Our office will be CLOSED Friday April 3, 2026.  Hope everyone has a Happy Easter!
04/02/2026

Our office will be CLOSED Friday April 3, 2026. Hope everyone has a Happy Easter!

01/16/2026

Our office will be closed Monday January 19, 2026 for Martin Luther King Jr. Day.

New Years HoursDecember 31 8:00 - NoonJanuary 1 - 2 CLOSEDEveryone have a safe and happy new year!
12/30/2025

New Years Hours
December 31 8:00 - Noon
January 1 - 2 CLOSED
Everyone have a safe and happy new year!

Christmas Hours:December 24 Open 8:00am to NoonDecember 25 - 26 CLOSED
12/24/2025

Christmas Hours:
December 24 Open 8:00am to Noon
December 25 - 26 CLOSED

Our office will be closed Monday May 26, 2025.
05/23/2025

Our office will be closed Monday May 26, 2025.

Life insurance is so important in protecting the one's you love. On top of that did you know that the death benefit your...
04/04/2025

Life insurance is so important in protecting the one's you love. On top of that did you know that the death benefit your family receives is TAX FREE. Don't wait. Get a quote. Something is always better than nothing.

Did you know having your home or auto insurance policy and a life insurance policy through Auto-Owners Insurance earns y...
02/14/2025

Did you know having your home or auto insurance policy and a life insurance policy through Auto-Owners Insurance earns you a multi-policy discount for both policies? If you are looking to save a little extra on your insurance, give us a call or email us and see if Auto-Owners makes sense for you. Phone 815-882-2126 email: [email protected]

01/17/2025

In observance of Martin Luther King Jr. Day our office will be closed on Monday January 20, 2025.

Address

416 W Main Street
McNabb, IL
61335

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

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