Darin Maddy - Country Financial

Darin Maddy - Country Financial I look forward to learning about your needs and helping you achieve financial security.

06/04/2026

Life changes fast. Has your life insurance kept up with you?

Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy, you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!

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we're committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

06/01/2026

INSURANCE MATTERS MONDAYS - Personal Property Insurance

Personal property coverage is one of several components in a standard homeowner's policy, alongside dwelling coverage, liability coverage and additional living expense coverage. It addresses the contents of your home, not the structure itself.

What does personal property insurance cover?
Personal property coverage is designed to apply to movable items you own that are not permanently attached to your home's structure. This includes everyday belongings as well as higher-value items, up to your policy's coverage limits and sublimits.

Common examples of covered personal property include:
✅Furniture and home furnishings
✅Clothing and footwear
✅Electronics such as laptops, televisions, and phones
✅Appliances that are not built into the home
✅Jewelry, up to applicable sublimits
✅Musical instruments
✅Sporting goods and recreational equipment
✅Tools

One feature many policyholders are not aware of is that personal property coverage may apply to belongings outside your home as well. Examples of off premise coverage could include items stolen from your car, damaged in a hotel room or lost during travel may be covered up to your policy limits and sublimits, depending on the cause of loss and the terms of your specific policy.

As there are so many variables, if you have questions on what/how much coverage you need or what your policy currently covers, please don't hesitate to reach out.

- Darin
[email protected]
(503)565-2026

INSURANCE MATTERS MONDAYS - DeductiblesNot sure whether you want a higher or lower deductible for your car insurance? We...
05/25/2026

INSURANCE MATTERS MONDAYS - Deductibles

Not sure whether you want a higher or lower deductible for your car insurance? We did the heavy lifting for you. Call me with questions and find out here whether a lower deductible is really worth it.

- Darin
(503)565-2026
[email protected]

In observance of Memorial Day, Darin Maddy - COUNTRY Financial will be closed today.
05/25/2026

In observance of Memorial Day, Darin Maddy - COUNTRY Financial will be closed today.

Kivvie Maddy wishes you a safe holiday weekend. Enjoy the sun, the warm weather, the holiday BBQs with family & friends ...
05/22/2026

Kivvie Maddy wishes you a safe holiday weekend. Enjoy the sun, the warm weather, the holiday BBQs with family & friends and remember to reflect on those that sacrificed their lives for our country. Darin Maddy - COUNTRY Financial will be closed on Monday in honor of Memorial Day.

05/18/2026

INSURANCE MATTERS MONDAYS - Renting A Car 🚙

School will be out next month, the weather is warming up, and summer is around the corner. If you have summer travel plans, will you be renting a car? Very common question that I am often asked - "When I rent a car, should I purchase the damage waiver?"

➡️Generally, coverage from your own auto insurance policy applies to the rental vehicle when driving within the United States (including your deductible). Most rental companies will require you to have comprehensive and collision coverage on your COUNTRY Financial auto policy – if you don’t, they’ll ask you to purchase their damage waiver.

➡️Review the company’s “loss of use” policy too. “Loss of use” means if you wreck a rental car, you may be charged for the revenue lost while the car is being fixed for the damage you caused. Loss of use is not generally covered on your personal auto policy. You may want to purchase the “loss of use” protection from the rental agency separately, if possible. Read the contract carefully and ask the rental agent to explain it if you are unsure.

➡️Another thing to consider is that if you don’t purchase the insurance coverage offered by the rental company, an accident could mean an increase of your premiums.

If you have additional questions, please reach out and we can chat.

- Darin
(503)565-2026
[email protected]

INSURANCE MATTERS MONDAYS - Small Business InsuranceWe 💚 supporting (and insuring) small businesses and here’s why:  ◾️S...
05/11/2026

INSURANCE MATTERS MONDAYS - Small Business Insurance

We 💚 supporting (and insuring) small businesses and here’s why:
◾️Small businesses make our community unique and boost our local economy.
◾️They showcase the local expertise, focus and commitment to our community’s residents; that’s why I specialize in providing customized protection with small business insurance.
◾️As a COUNTRY Financial rep, I’m a small business owner, too, so I understand the challenges and needs of small business owners in our community. If you’re running a small business, and you need an insurance checkup, let’s chat.

I know our local small business owners are in a constant balancing act to make sure their business succeeds. That’s why this Small Business Appreciation Month I thank you for the dedication you bring to your community every day.

✨ Happy Small Business Appreciation Month! ✨

-Darin
(503)565-2026
[email protected]

05/04/2026

INSURANCE MATTERS MONDAYS - Life Insurance

Whether you’re a farmer or a parent, life insurance helps you plan for what you can’t control. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

-Darin
(503)565-2026
[email protected]

Kivvie Maddy is looking forward to the warm and sunny weekend ahead. He has a lot of yard work to catch up on. Have a gr...
05/01/2026

Kivvie Maddy is looking forward to the warm and sunny weekend ahead. He has a lot of yard work to catch up on. Have a great weekend and enjoy the sun!

INSURANCE MATTERS MONDAYS - Windshield ReplacementWe often hear from clients inquiring if their car insurance covers win...
04/27/2026

INSURANCE MATTERS MONDAYS - Windshield Replacement

We often hear from clients inquiring if their car insurance covers windshield replacement. It often can, but not always. Check out this article to learn more about glass coverage. http://bit.ly/45nQwFw

In short, if you have damage to your windshield from being on the road, please give my office a call to discuss.

🟩If you have small rock chip that only needs a repair, and you have comprehensive coverage, COUNTRY will cover the repair at no cost to you.
🟩If the damage is larger and/or has spread, you may need a replacement. In this scenario, you would pay your comprehensive deductible.
🟩If you have selected glass coverage on your vehicle, then COUNTRY will cover the cost of the replacement. There would be no additional cost to you (your deductible will not apply).

- Darin
(503)565-2026
[email protected]

Address

616 NE Baker Street
McMinnville, OR
97128

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+15035652026

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