Darin Maddy - Country Financial

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Darin Maddy - Country Financial I look forward to learning about your needs and helping you achieve financial security.

INSURANCE MATTERS MONDAYS - New Driver to Add to Auto Insurance PolicyWill you have a newly licensed driver in your home...
10/05/2026

INSURANCE MATTERS MONDAYS - New Driver to Add to Auto Insurance Policy

Will you have a newly licensed driver in your home soon? It is a good time to start preparing to add the new driver to your auto insurance policy. As the majority of new drivers are teens, please check out our New Driver Checklist below to help your daughter or son be ready.

🔷 Simply Drive Discount (SDD) - Teen drivers have accidents at higher rates, which means they cost more to insure. But if your newly licensed teen (age 16 or 17) completes our Simply Drive course, you may qualify for a car insurance discount—and help them become a safer driver. Have them watch a brief 15-minute safe driving video tutorial and sign a safe driving attestation.

🔷 Good Student Discount (GSD) - your daughter or son may be eligible for the GSD if their cumulative GPA is at/above a 3.0. Turn good grades into car insurance savings. If you have a teen driver on your insurance, encourage them to keep their grades up; full-time students with at least a B grade point average could save up to 35% on car insurance. Please email us the most current school transcript.

🔷 Driver's Education (DE) course: Did your daughter or son take a DE course? If so, please email us the completion certificate to help aid in providing you the best rate.

🔷 Once your daughter/son is licensed, please give our office a call to provide their full legal name, date of birth, driver's license number, etc. Note, permitted drivers are not added to your auto insurance as they should always have a licensed driver in the vehicle with them.

By being prepared and emailing us the above needed items a week or two ahead of time, we will be able to get your newly licensed daughter/son added to your auto insurance policy ASAP, and with the best rates possible. Please reach out to Kelli and she will send you the above checklist, with the Simply Drive video link and attestation form. We are here to help - safe driving!

-Darin
(503)565-2026
[email protected]
[email protected]

If you grew up in the '80s and can repeat Jenny's phone number by heart... then it's time to review your life insurance....
10/01/2026

If you grew up in the '80s and can repeat Jenny's phone number by heart... then it's time to review your life insurance.

🔷 September is Life Insurance Awareness Month. 🔷 Cross it off your to-do list - give me a call or send me an email and let's talk.

- Darin
(503)565-2026
[email protected]

INSURANCE MATTERS MONDAYS - Hidden Dangers of Moss Growth on RoofsIf your roof looks like any of these photos - maybe yo...
09/28/2026

INSURANCE MATTERS MONDAYS - Hidden Dangers of Moss Growth on Roofs

If your roof looks like any of these photos - maybe you have less moss or maybe more moss, it is time to schedule your annual roof cleaning, and Fall is the perfect/recommended time.

What happens if you don’t clean your roof regularly? The moss might seem like just an aesthetic nuisance, but the reality is far more serious. Moss growth can severely damage your roof, compromise its structural integrity and reduce its lifespan. Depending on the roofing material—whether it's asphalt shingles, tile, metal, or wood—the impact of moss can vary.

Moss thrives on Pacific Northwest roofs. The frequent rain, overcast skies, and high humidity levels create the perfect conditions for moss to flourish. Moss spores are airborne and settle easily on moist surfaces. Roofs shaded by trees or lacking direct sunlight are particularly vulnerable. Once moss takes hold, it absorbs and retains water like a sponge, exacerbating the moisture issue and accelerating growth. This persistent dampness leads to a host of structural and material problems for roofing systems.

Many homeowners underestimate the damage moss can cause. While it might appear harmless or even rustic, moss poses real threats to your roof’s health:
🟥 Shingle Damage: Moss lifts and curls shingles, making them more susceptible to wind damage and allowing water to seep underneath. This weakens the waterproof barrier and invites leaks.
🟥 Water Retention: Moss holds moisture directly against roofing materials, fostering wood rot, mold growth, and decay of underlayment.
🟥 Gutter Clogs: Moss dislodges and travels to gutters, creating blockages that lead to water overflow and fascia damage.
🟥 Shortened Roof Lifespan: Persistent moss infestation accelerates wear and tear, significantly reducing the life expectancy of asphalt shingles and other materials.

Long-Term Moss Prevention Strategies - preventing moss from growing back is just as important as removing it. These strategies are effective for long-term moss control:
🟩 Improve Sunlight Exposure: Trim overhanging branches to allow more sunlight to reach the roof, making it less hospitable for moss.
🟩 Install Zinc or Copper Strips: These metals release particles that inhibit moss growth. Placed near the ridge line, they provide continuous protection during rain.
🟩 Keep the Roof Clean: Schedule regular debris removal and roof cleanings to prevent buildup of leaves and organic matter that moss feeds on.
🟩 Ensure Proper Drainage: Make sure gutters are clean and functional to prevent water pooling on the roof.
🟩 Routine Inspections: Regular maintenance with a trusted roofing contractor helps detect early signs of moss and structural issues.

In some cases, moss damage has already compromised roof materials, requiring repair or replacement. Signs that you may need repairs include:
🟨 Leaks in the attic or ceiling
🟨 Visible rot or soft spots
🟨 Curling or missing shingles
🟨 Water stains or mold growth

As your home is most likely your largest investment and asset, roof maintenance is crucial.

Darin
(503)565-2026
[email protected]

INSURANCE MATTERS MONDAYS - 🟦September is Life Insurance Awareness Month 🟦Please reach out if you want to chat and learn...
09/21/2026

INSURANCE MATTERS MONDAYS -
🟦September is Life Insurance Awareness Month 🟦

Please reach out if you want to chat and learn more about how life insurance can protect you and your family.

- Darin
(503)565-2026
[email protected]

INSURANCE MATTERS MONDAYS - 5 Most Common Myths About Life Insurance🟦September is Life Insurance Awareness Month.🟦 I'll ...
09/14/2026

INSURANCE MATTERS MONDAYS - 5 Most Common Myths About Life Insurance

🟦September is Life Insurance Awareness Month.🟦 I'll keep posting some helpful tips and information about life insurance. And yes, these are all myths. If you want to chat about your situation and needs, please don't hesitate to reach out.

- Darin
(503)565-2026
[email protected]

What is your why? Why do you have life insurance/what factors motivated you?🟦September is Life Insurance Awareness Month...
09/10/2026

What is your why? Why do you have life insurance/what factors motivated you?
🟦September is Life Insurance Awareness Month.🟦

09/07/2026

INSURANCE MATTERS MONDAYS - Searching For A New Car?

Before you hit the dealership, check out our Vehicle Affordability Calculator to see what fits your budget. Try the calculator now: https://cfin.us/VehicleAffordabilityCalc

A few tips to keep in mind:
➡️Experts recommend keeping monthly car payments under 20% of your take-home pay.
➡️Got a trade-in? Use its estimated value toward your down payment.
➡️Longer loan terms = lower monthly payments, but you’ll pay more over time.
➡️Reach out to me to run an insurance quote on your potential new car, if you need to know what the numbers look like before purchasing.

- Darin
(503)565-2026
[email protected]

Darin Maddy - COUNTRY Financial will be closed on Monday, September 7th in observance of Labor Day. We wish you a safe, ...
09/04/2026

Darin Maddy - COUNTRY Financial will be closed on Monday, September 7th in observance of Labor Day. We wish you a safe, happy and restful holiday.

Why do I have life insurance? Complete peace-of-mind knowing my family is protected no matter what. I know you want to d...
09/03/2026

Why do I have life insurance? Complete peace-of-mind knowing my family is protected no matter what. I know you want to do the same for your family, and I’m here to help. Call me and we’ll talk about it.

- Darin
503-565-2026

08/31/2026

INSURANCE MATTERS MONDAYS - Additional Car Insurance Options

Your car insurance can stretch beyond the coverages of liability, collision and comprehensive. For extra protection (and extra cost), you can add a-la-carte coverage to enhance your insurance.

🟩New Car Replacement Insurance: This coverage helps protect your investment in a new car purchase. If your new car sustains severe damage in a covered accident, most insurance companies will only pay you the current market value of your car. COUNTRY's The Keeper® will pay you for a brand-new car, same make and model as long as the cost of the damages exceeds the new car pricing. Please reach out to me about The Keeper, for full details on how this coverage works.

🟩Auto Glass, Windshield Repair & Replacement Coverage: Covers damage to headlights, taillights, and car windows.

🟩Emergency Roadside Assistance: Reimburses the cost of emergency aid should you become stranded on the road. It covers things like towing, locksmith fees, flat repairs and more.

🟩Rental Car Coverage: Most car insurance policies offer sufficient protection for rental cars, but if you have a comprehensive or collision claim and need a car while yours is being repaired/replaced, this additional coverage can add an additional layer of security.

🟩Personal Effects Coverage: Protects any belongings—like your phone or laptop—if they’re stolen from your car.

- Darin
(503)565-2026
[email protected]

Address

616 NE Baker Street
McMinnville, OR
97128

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+15035652026

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