10/05/2026
INSURANCE MATTERS MONDAYS - New Driver to Add to Auto Insurance Policy
Will you have a newly licensed driver in your home soon? It is a good time to start preparing to add the new driver to your auto insurance policy. As the majority of new drivers are teens, please check out our New Driver Checklist below to help your daughter or son be ready.
🔷 Simply Drive Discount (SDD) - Teen drivers have accidents at higher rates, which means they cost more to insure. But if your newly licensed teen (age 16 or 17) completes our Simply Drive course, you may qualify for a car insurance discount—and help them become a safer driver. Have them watch a brief 15-minute safe driving video tutorial and sign a safe driving attestation.
🔷 Good Student Discount (GSD) - your daughter or son may be eligible for the GSD if their cumulative GPA is at/above a 3.0. Turn good grades into car insurance savings. If you have a teen driver on your insurance, encourage them to keep their grades up; full-time students with at least a B grade point average could save up to 35% on car insurance. Please email us the most current school transcript.
🔷 Driver's Education (DE) course: Did your daughter or son take a DE course? If so, please email us the completion certificate to help aid in providing you the best rate.
🔷 Once your daughter/son is licensed, please give our office a call to provide their full legal name, date of birth, driver's license number, etc. Note, permitted drivers are not added to your auto insurance as they should always have a licensed driver in the vehicle with them.
By being prepared and emailing us the above needed items a week or two ahead of time, we will be able to get your newly licensed daughter/son added to your auto insurance policy ASAP, and with the best rates possible. Please reach out to Kelli and she will send you the above checklist, with the Simply Drive video link and attestation form. We are here to help - safe driving!
-Darin
(503)565-2026
[email protected]
[email protected]