Hager Insurance Agency

08/07/2026

🏠 NEW HOMEOWNER? HERE IS WHAT YOU NEED TO KNOW! 🔑Congratulations on the new keys! 🎉 Before you unpack, here are 4 quick things you must do right away to protect your asset:

📋 1. Check Your Insurance Fine Print: Don't wait for a disaster. Know your deductible and exactly what is covered (like fire or theft) versus what isn't (like floods or sewer backups).

🔒 2. Change the Locks: Swap out the deadbolts immediately for safety. Bonus: Tell your insurance agent! Upgrading your home security can score you a premium discount.

📹 3. Film a Home Inventory Walk: through every room and take a quick video of your belongings. If you ever need to file an insurance claim, this digital proof will save you massive stress.

🛑 4. Find the Water Shut-Off Valve: Locate it on day one. Water damage is a leading insurance claim. If a pipe bursts, shutting it off instantly limits the destruction.

08/04/2026

"I love paying more for my insurance this year!" — Said absolutely no one ever. If your rates are creeping up, don't scream into a pillow. Let us shop around for you. 💸📉

08/03/2026

Admitting you need to shop your home and auto insurance is the adult equivalent of realizing it’s 5PM and you forgot to take the chicken out of the freezer.

🥶🍗You know you need to do it, you know you're probably overpaying, but the thought of spending hours on hold with a corporate call center sounds exhausting.Let us handle the headache.

We shop the top carriers to get you the best bundle rates without the stress.

07/31/2026

🛠️ Quick weekend check! 🛠️Did you know that a leaking water heater is one of the most common causes of hidden water damage in homes?

Taking just 5 minutes to check yours today can save you thousands of dollars in repairs later.

Check for:Small puddles around the base Rust or corrosion on the pipes, Strange knocking sounds.

Is your home insurance ready for the unexpected?

07/30/2026

Did you know America’s home insurance history started with Benjamin Franklin and a bucket brigade? 🪓🔥Long before we had digital policies and claims apps, Ben Franklin looked at the wooden, tightly packed houses of Philadelphia and realized a single spark could ruin the whole city.So, in 1752, he co-founded The Philadelphia Contributionship—the very first successful home insurance company in America! 📜🇺🇸But getting covered back then wasn't as simple as getting a quote online. Here is how history shaped the insurance we use today:🔥 The "Fire Mark" Badge: If you bought a policy, the company nailed a metal plaque (a fire mark) to the front of your house. If a fire broke out, volunteer fire brigades raced to the scene. If they saw their company’s mark on your wall, they fought the fire. No mark? They might just let it burn or let another brigade handle it!🌳 The Tree Ban: Franklin’s company actually refused to insure houses with large trees in front of them because the branches blocked firemen from throwing water onto the roof. This strict rule led to the creation of a rival company called the "Green Tree" insurance company.🌋 The Missing Disasters: Early policies only covered fire. It took massive historical disasters—like the 1906 San Francisco earthquake—to make the industry realize that fire insurance wasn't enough, leading to the broader policies we have today.Turns out, protecting your castle has always been a wild ride! 🏰✨

07/29/2026

🚗💸 Car insurance: The only thing we pay for hoping we never actually have to use it.Before you write your next monthly check to your insurance company, here are 5 hilarious facts to make you feel slightly better about it:
1️⃣ The first policy was basically "horse protection." In 1897, a guy named Gilbert Loomis bought the first policy. It wasn’t for car crashes. It was in case his loud "horseless carriage" terrified a real horse and caused a scene. 🐎
2️⃣ Your red car isn't the problem—your right foot is. The myth that red cars cost more to insure is dead. Insurance companies don't care about your flashy paint job. They care about that speeding ticket you got last month. 🛑
3️⃣ Protected from alien attacks? Kind of. If you have comprehensive coverage, you are technically covered if a rogue meteorite falls from space and obliterates your hood. Take that, universe. ☄️
4️⃣ Your credit score dictates your driving skills? In most states, insurers use your credit score to help set your rates. Apparently, missing a credit card payment means you're more likely to back into a mailbox. 💳
5️⃣ The "New Car Smell" is laced with financial dread. New cars cost way more to insure because they cost way more to fix. That pristine bumper looks great until a rogue shopping cart finds it. 🛒Which one of these makes you want to read your policy's fine print? Let’s talk in the comments! 👇

07/28/2026

📜 FUN FACT OF THE DAY! 📜Did you know that in the 1700s and 1800s, homeowners had to buy a metal plaque called a "fire mark" from their insurance company and nail it to the front of their house?Back then, fire departments were privately run by the insurance companies. If a fire broke out, the brigade would rush over, look for their company's plaque, and only put out the fire if you were a paying customer! If you had the wrong badge (or no badge at all), they might just stand by and let it burn. 🔥🙅‍♂️Thankfully, local fire departments protect everyone today—and modern home insurance protects your wallet after the smoke clears.🏠 Is your current homeowners policy up to date? Send Hager Insurance Agency a message today for a quick, hassle-free policy review!

07/27/2026

Standard home and auto insurance are essential, but sometimes life throws a storm that your regular policies can’t fully cover.An Umbrella Insurance Policy bridges the gap, offering an extra $1 million (or more) of liability protection to safeguard your savings, assets, and peace of mind.It's one of the most cost-effective ways to protect your family's financial future.📩 Tap the 'Message' button below to ask Hager Insurance Agency how an umbrella policy can protect you!

Send a message to learn more

07/23/2026

Life moves fast. Between managing work, family, and everything in between, insurance should be the least of your worries.Bundling your home and auto insurance does more than just save you money on your monthly premiums. It also means:📑 One contact: One local agency handling your assets.🛠️ No gaps: Seamless coverage with zero guesswork.💰 Big savings: Extra cash back in your wallet.Let us handle the details so you can focus on making memories.

07/22/2026

🏡✨ Think Home Insurance is Boring? Think Again! ✨🏡Most people know home insurance covers things like fires or storms. But did you know it also covers some of the strangest things imaginable?Check out these 3 mind-blowing facts about your policy:1️⃣ Meteor Strikes are Covered! ☄️ Yes, really. If a stray piece of space debris decides to crash through your roof, standard policies generally cover the damage under "falling objects."2️⃣ Beware of Wild Animals 🐻 Standard policies usually cover damage caused by wild animals (like a bear breaking into your kitchen). But watch out—damage from domestic pets or common pests (like termites or mice) is typically on you!3️⃣ Dog Bite Liability 🐕 A huge chunk of all homeowners insurance liability claims are actually for dog bites. Your policy doesn't just protect your house; it protects you if your furry friend gets a little too protective.Bonus Tip: Going away for a while? If you leave your home vacant for more than 30 to 60 days, standard coverage might pause. Always check your policy rules before taking that extended vacation! ✈️What’s the most surprising thing you’ve ever found out your insurance covers? Let us know in the comments! 👇