05/22/2026
A line of credit and payroll funding aren’t the same.
They’re built for different things.
A line of credit works well for long-term needs—
equipment, inventory, expansion.
But when it’s used for payroll,
it quietly limits what’s left for growth.
Payroll funding is different.
It’s designed specifically to cover payroll
when cash flow gets tight—
without tying up your main credit line.
The smartest approach isn’t choosing one.
It’s using each tool
for what it’s actually built for.