Evelyn David - Supreme Lending

Evelyn David - Supreme Lending NMLS ID 958447

There are several types of contingencies that can be added to a real estate contract when purchasing a home to protect b...
03/03/2023

There are several types of contingencies that can be added to a real estate contract when purchasing a home to protect both buyers and sellers from unexpected changes during the sales process. If agreed-upon contingency clauses or conditions are not met, the contract can be void. Common contingencies include: the buyer must obtain loan approval by a certain date before closing; a home inspection is requested before agreeing to purchase; an appraisal is required if the property is valued less than the purchase price; and a title search to ensure the seller has the right to transfer the ownership of the property.

THIS OR THAT! Would you rather have a sparkling pool or cozy firepit in your dream backyard? With the right home financi...
03/01/2023

THIS OR THAT! Would you rather have a sparkling pool or cozy firepit in your dream backyard? With the right home financing, you may be able to have both! If you’re ready to take the plunge to purchase a new home or refinance to fund property renovations, we’re here to help.

Tax season is in full swing! If you’re expecting a tax refund, now could be the perfect time to use those funds toward a...
02/27/2023

Tax season is in full swing! If you’re expecting a tax refund, now could be the perfect time to use those funds toward a down payment for a new home. Supreme Lending offers a wide range of mortgage products, including first-time homebuyer and down payment assistance (DPA) programs. Contact us to get pre-qualified today!

Popular in the market today, a temporary interest rate buydown is designed to lower a homebuyer’s mortgage payment for a...
02/24/2023

Popular in the market today, a temporary interest rate buydown is designed to lower a homebuyer’s mortgage payment for a limited period of time at the start of the loan. The interest rate on the loan doesn’t essentially change. Rather, the buydown amount is paid upfront and put into an escrow account to cover a fraction of the interest rate each month, lowering the monthly payment for a set period of time. Could you benefit from a mortgage buydown? Contact us to learn more!

Happy Mardi Gras! Let the good times roll with quick mortgage pre-qualifications and SUPREME home financing when you nee...
02/21/2023

Happy Mardi Gras! Let the good times roll with quick mortgage pre-qualifications and SUPREME home financing when you need it.

Today we commemorate the founders of our country and those who have led and lead today to protect the land we call home....
02/20/2023

Today we commemorate the founders of our country and those who have led and lead today to protect the land we call home.

So you got approved for a mortgage…Congratulations! But before you get to the closing table and take home the keys, ther...
02/17/2023

So you got approved for a mortgage…Congratulations! But before you get to the closing table and take home the keys, there are a few things you should and should NOT do during this period. For example, making large purchases or taking out a new source of credit can raise red flags for lenders. Keep these dos and don’ts in mind throughout the home financing process.

Is getting a mortgage the same for single and married borrowers? Yes… and no. Being single isn't a strike against a borr...
02/15/2023

Is getting a mortgage the same for single and married borrowers? Yes… and no. Being single isn't a strike against a borrower if they have enough income to qualify for a loan. But unlike a married couple who jointly apply for a mortgage, single homebuyers don't have the option to tap another borrower's income to help qualify for a larger loan, unless they have a co-signer. Another difference of obtaining a mortgage while single versus being married is there is only one credit score to determine creditworthiness. When a couple applies for a mortgage together, lenders look at both individual credit scores. So if someone has lower credit than the other in a relationship, that will factor in. Either way, there are several mortgage programs available to help homeownership become a reality!

Home is where the heart is. Happy Valentine's Day! 💕
02/14/2023

Home is where the heart is. Happy Valentine's Day! 💕

Tired of missing plays from all the ruckus around the house? No football watch party can truly be made Supreme without t...
02/10/2023

Tired of missing plays from all the ruckus around the house? No football watch party can truly be made Supreme without the luxury of having "your space." Enjoy the Big Game from the comfort of your own home with these five essentials. If you’re ready to become a homeowner or upsize, contact us to help you get the space you need and get pre-qualified today!

THIS OR THAT? Whether you’re purchasing a new home, remodeling, or simply day dreaming of your future kitchen, what is y...
02/08/2023

THIS OR THAT? Whether you’re purchasing a new home, remodeling, or simply day dreaming of your future kitchen, what is your style? Whatever your preference, it could be in reach with a renovation loan or cash-out refinance to make your ideal kitchen a reality.

Saving for a down payment can be a challenge, especially for first-time homebuyers. If family and loved ones want to hel...
02/06/2023

Saving for a down payment can be a challenge, especially for first-time homebuyers. If family and loved ones want to help a borrower achieve their dream of homeownership, they can provide a financial gift toward the down payment and closing costs for most Conventional, FHA, and VA loans. Eligible donors simply have to provide a gift letter to the lender stating that the funds are not a loan to be repaid. Want to learn more about how gift funds can be used and other mortgage services? Contact us today!

Address

6951 Virginia Pkwy, Suite 101
McKinney, TX
75071

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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