Mike Elliott NMLS 333914-Stonebridge Residential Mortgage, NMLS #334318

02/03/2026

FHA 100 is a great program for first time home buyers! You can literally get in a home for zero out of pocket!

07/23/2025

🏡 Yes, rates are higher — but that doesn’t mean you should wait to buy!
Here’s the truth 👉 Home prices are still rising in North Texas and Louisiana. Waiting for rates to drop could cost you thousands in equity and competition.

At Stonebridge Residential Mortgage, we help clients:
✅ Lock in the home now — and refinance when rates drop
✅ Use seller-paid buydowns to reduce monthly payments
✅ Explore low-down and flexible options (FHA, VA, DSCR & more)
✅ Build wealth through smart real estate decisions

💡 Don’t try to time the market. WIN in the market you’re in.

📲 Message me today for a free, personalized home loan strategy.
No pressure — just expert guidance with 25+ years of experience.

🔑 Stonebridge Residential Mortgage
Locally owned. Trusted. Competitive.

Call now to connect with business.

07/18/2025

Unlike your bank or online lender, we don't have a limited set of products or underwriting guidelines. We shop to find the home loan that's right for you and your financial goals. Let's chat!

07/16/2025

Still renting? The money you've spent on rent could've been building equity on your home — maybe even with a lower monthly payment. Let's talk!

07/14/2025

Real estate agents: When you work with us, we'll get notifications when one of your previous clients is back in the market for a new home. Build your client loyalty and you can turn a nice profit, too!

07/11/2025

Happy with your home loan experience? Refer me to your friends and family so I can do the same for them!

07/10/2025

Click your way to the home of your dreams with our online mortgage application! You can complete it anytime, anywhere, making it easier than ever to start your homebuying journey. Why wait? Take the first step by shooting us a DM.

06/20/2025

📉 Waiting for Lower Rates? It Might Cost You More Than You Think 🏡
Everyone wants the “perfect” rate—but waiting could be costing you thousands 💸.
Here’s why:
✅ Home prices are still rising.
Even if rates drop slightly, higher prices might wipe out any savings.
✅ Lost equity growth.
Delaying your purchase means missing out on potential appreciation and building home equity NOW.
✅ Competition increases when rates drop.
More buyers = bidding wars = higher prices = less negotiation power for YOU.
📊 Example:
Waiting 6 months for a 1% drop in rates could save ~$200/mo—but if home prices rise $20,000? You’re worse off long term.
🔑 Smart buyers act on today’s market, not tomorrow’s guess.
You can always refinance later—you can't rewind the market.

04/18/2025

Ditch the stacks of paperwork and save time when buying a house with our streamlined processes and improved efficiency. DM me today.

04/16/2025

A. You shouldn’t go swimming after you eat. B. Touching a toad will give you warts. C. You need 20% for a down payment on a house. What do these things have in common? They’re all myths! Let us show you how you could put as little as 3% down, even on a conventional loan.